Compare exchanges that pay interest on futures margin by eligible balance, applicable rates, account requirements and the limits that affect earnings.Compare exchanges that pay interest on futures margin by eligible balance, applicable rates, account requirements and the limits that affect earnings.

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Crypto Exchanges That Pay Interest on Futures Margin

Author: MEXC

Nov 6, 2026MEXC

4 min

Key Takeaways

Compare exchanges that pay interest on futures margin by eligible balance, applicable rates, account requirements and the limits that affect earnings.

Crypto exchanges that pay interest on futures margin include MEXC and LBank through eligible futures-wallet balances. Coinbase offers USDC collateral rewards to eligible Global Derivatives customers outside the U.S. Binance and Bybit let qualifying USDT Earn holdings become yield-bearing margin assets.

For traders keeping most funds committed to positions, the comparison starts with how much of that margin remains interest-bearing.

Compare the Funds Each Product Actually Rewards

Product and asset	Does capital committed to positions keep earning?	Applicable rate basis	Main access condition or published limit
MEXC Futures Earn: USDT and USDE	Yes, for eligible recorded balances, including used position margin.	USDT advertised at up to 20% APR; personalized rates and caps apply.	Activate the product. Published USDT entry threshold: 100 USDT.
LBank Futures Earn: USDT	Eligible futures-wallet funds earn; bonus funds are excluded.	Variable APR shown by the product.	Qualifying new-user trial; continued earning afterward requires VIP eligibility.
Binance LDUSDT	Yes, after USDT Simple Earn Flexible holdings are converted into LDUSDT.	Simple Earn Real-Time APR.	Multi-Assets Mode or Portfolio Margin. VIP 0 holding limit: 300,000 LDUSDT per master or sub-account.
Bybit BYUSDT	Yes, after eligible USDT Flexible Easy Earn holdings are converted into BYUSDT.	Flexible Easy Earn base APR.	Easy Earn eligibility and a UTA using Cross Margin or Portfolio Margin. Isolated Margin is unsupported.
Coinbase Global Derivatives: USDC	Yes, eligible USDC used as collateral can earn rewards.	Up to 12% APY; qualifying perpetual positions determine the boost and cap.	Eligible customers in supported countries outside the U.S.; minimum $1 USDC in the portfolio.
Bitget Auto Earn on futures margin: USDT, ETH and SOL	Used position margin is excluded. Transferable funds qualify after applicable loan deductions.	Variable APR shown by the product.	VIP/PRO access. Published USDT earning range: 1–1,000,000 USDT.

Availability, rates and limits vary with account eligibility and jurisdiction.

Compare Earning Principal on a 10,000 USDT Wallet

Apply the MEXC recorded-balance definition and Bitget transferable-balance rule to an illustrative wallet with 8,000 USDT supporting positions and 2,000 USDT transferable.

Assume equal earning periods, unchanged balances across relevant snapshots, full eligibility, no loans or other deductions, and no reduction from principal caps.

Illustrative account	MEXC's recorded-balance approach	Bitget's transferable-balance approach
Eligible earning principal before caps	10,000 USDT	2,000 USDT
Share of the wallet earning interest	100%	20%

For this example with one APR applied to each eligible balance, Bitget's 2,000 USDT earning principal would need five times the APR applied to MEXC's 10,000 USDT to generate the same interest over the same period before costs. This is a calculated break-even threshold; neither account's actual rate is assumed.

Check Which Rewards and Limits Carry Over

MEXC's public USDT offer combines 5% base APR with up to 15 percentage points in bonuses, reaching up to 20% APR. The published USDE base APR is 4.75%. MEXC's personalized terms determine the applicable APR and principal caps, which can be lower than the public maximum.

For activation requirements, see how to earn interest on USDT while trading futures.

Binance excludes Simple Earn Bonus Tiered rewards from LDUSDT, and Bybit excludes platform reward APR from BYUSDT. Check the collateral asset's applicable rate rather than carrying over the underlying Earn offer's total yield.

Binance's LDUSDT cap is a holding limit in LDUSDT units; its USDT conversion ratio is not fixed at 1:1. Coinbase's boosted-rate cap instead limits how much eligible USDC receives the boost; the eligible excess earns its base rate. Dated futures and options do not qualify for Coinbase's boost.

Binance states that USDT–LDUSDT swaps have no additional fee; Bybit may charge BYUSDT swap or redemption fees. Check these costs when deciding how to use Earn assets as futures margin.

Coinbase quotes APY, which incorporates compounding; MEXC quotes APR. Compare estimated income over the same holding period using the applicable balances, tiers and costs.

Compare Snapshot and Payment Rules

LBank uses 24 hourly snapshots: the minimum balance determines the earning principal, while average position value determines the rate tier. If the total participating pool exceeds its system limit, eligible principal is scaled proportionally. Interest starts on T+1 after enrollment, with the first payment after 07:00 UTC on T+2.

Bybit counts only BYUSDT held for a full hour and distributes yield daily around 00:30 UTC.

MEXC's product rules specify hourly calculation and payment the next day to Spot, followed by automatic transfer to Futures. Coinbase's Global Derivatives rules specify hourly snapshots and weekly payments.

Risk Warning

Interest-bearing collateral remains exposed to futures losses and liquidation. Fees, funding payments and losses can exceed the interest earned. Stablecoin, platform and redemption risks also apply.