Top Investor to XRP Holders: Can’t Wait Until the Rest of Them Find Out. Here’s why

Crypto enthusiast Digital Asset Investor has shared a new perspective on XRP adoption and Ripple’s growing stablecoin operations, arguing that it remains central to Ripple’s ecosystem despite the launch of RLUSD.

In a recent tweet, the commentator stated that only “around 0.22% to 0.30%” of the global population currently owns XRP and suggested that greater awareness of the asset’s role could significantly increase adoption in the future.

The post also included a video clip from an interview on CoinDesk Live featuring Jack McDonald, the Senior Vice President (SVP) of Stablecoins at Ripple, who addressed the relationship among Ripple, RLUSD, and XRP. His comments focused heavily on the operational role XRP continues to play within the XRPL ecosystem.

Ripple Executive Says XRP Remains Essential to XRPL Activity

During the interview, McDonald explained that many people outside the digital asset industry may not fully understand how XRP functions within the XRPL. According to him, XRP serves as the native gas token for the network and supports transactions connected to RLUSD activity on the ledger.

McDonald said that everything Ripple is building on the XRP Ledger with RLUSD still requires XRP in the background. He described XRP as a key component of how transactions function on the network and emphasized that the asset maintains independent utility beyond stablecoin operations.

He also pointed to XRP’s history within Ripple’s payments business, explaining that the asset originally operated as a bridge currency designed to facilitate transfers between different financial systems. According to McDonald, XRP continues to play that role today while also expanding into additional use cases connected to lending protocols and collateralization.

The Ripple executive noted that XRP is currently being used as collateral in some applications built on the XRP Ledger. He added that several of Ripple’s payment clients still choose XRP for transaction settlement because of its speed, low cost, and operational reliability.

RLUSD Expansion Does Not Replace XRP, McDonald Says

A major part of McDonald’s comments focused on the relationship between RLUSD and XRP rather than competition between the two assets. He stated that Ripple views them as complementary products serving different functions within the same ecosystem.

According to McDonald, Ripple wants to give payment customers the flexibility to choose between stablecoin-based settlement and XRP-based transfers. He explained that some institutions may prefer stablecoins while others continue to rely on XRP for cross-border payments and liquidity movement.

McDonald also revealed that Ripple had previously become one of the top five USDC minters through its payments business. He said that experience contributed to the company’s decision to launch RLUSD, allowing Ripple to integrate its own stablecoin directly into payment infrastructure.

Digital Asset Investor’s post linked these remarks to a trending belief among XRP supporters that the asset remains deeply integrated into Ripple’s long-term strategy.

The commentator’s statement about global ownership levels reflected confidence that XRP adoption could expand considerably as more market participants become aware of its role within Ripple’s payment and stablecoin operations.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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