A new X post from decentralized news platform RippleXity has highlighted a notable statement by Ripple CEO Brad Garlinghouse, underscoring the scale of the company’s payment operations and what it could mean for the future of blockchain-based finance.
According to the platform, Garlinghouse revealed that Ripple cleared $16 trillion in payments and prime brokerage volume over the past year, while almost none of that volume moved through a digital asset.
RippleXity presented the figure as evidence that the largest opportunity for Ripple and XRP may still lie ahead, rather than in current adoption levels. The platform emphasized that the overwhelming majority of the value processed on Ripple’s network continues to rely on traditional financial infrastructure, leaving significant room for digital asset integration in the future.
The post stated that Garlinghouse did not portray the near-zero use of digital assets as a limitation. Instead, RippleXity explained that he described it as the company’s biggest growth opportunity, suggesting that a vast amount of institutional payment activity has yet to transition onto blockchain-based settlement rails.
Building on Garlinghouse’s remarks, RippleXity reiterated that XRP’s primary utility is facilitating cross-border payments and providing fast settlement for institutional transactions through the XRP Ledger.
According to the platform, the current payment volumes demonstrate that Ripple already handles substantial financial activity. However, because digital assets account for only a negligible share of those transactions, the company believes there is considerable potential if institutions begin using blockchain infrastructure more broadly.
RippleXity suggested that as portions of the reported $16 trillion gradually migrate to digital asset-based settlement, the impact could extend beyond incremental improvements. The platform stated that such a transition would represent the beginning of a much larger shift in how financial institutions move value across borders.
While the post expressed optimism about XRP’s future role, it did not indicate that this migration has already begun on a meaningful scale. Instead, it framed the current situation as an indication of the untapped market that remains available if institutional adoption accelerates.
The post also attracted supportive reactions from members of the XRP community. An X user known as “The Future of Finance” commented on RippleXity’s publication, describing Garlinghouse’s figures as significant and expressing confidence that wider adoption of XRP could eventually influence the asset’s valuation.
The comment reflects a common view among XRP supporters who believe increased institutional use of blockchain technology could strengthen demand for digital assets designed for payment settlement.
However, RippleXity’s post primarily focused on Garlinghouse’s reported remarks and the scale of the opportunity represented by the limited use of digital assets within Ripple’s existing payment volumes.
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