Several crypto exchanges that offer stock trading now sell three very different products. MEXC (RealStocks), Bitget (Stock+), and Binance let eligible users buy real US shares funded withSeveral crypto exchanges that offer stock trading now sell three very different products. MEXC (RealStocks), Bitget (Stock+), and Binance let eligible users buy real US shares funded with
Which Crypto Exchanges Offer Stock Trading? How to Buy US Stocks with Crypto in 2026
Several crypto exchanges that offer stock trading now sell three very different products.
MEXC (RealStocks), Bitget (Stock+), and Binance let eligible users buy real US shares funded with stablecoins.
Kraken, Bybit, Gate, and Binance also list tokenized stocks, and several platforms run stock perpetual futures.
Crypto.com sells real stocks too, but only to US residents.
Key Takeaways
- Three crypto exchanges now sell real US shares to eligible non-US users: MEXC (RealStocks), Bitget (Stock+), and Binance, all through licensed brokers.
- MEXC RealStocks funds directly in USDT, pays cash dividends where applicable, and charges zero platform fees during its launch period.
- Tokenized stocks on Kraken, Bybit, Gate, and Binance (bStocks) trade around the clock, but none pays dividends in cash.
- No real-share product in this guide trades 24/7; MEXC adds an 8:00 PM–4:00 AM ET overnight session and Bitget Stock+ covers 24/5.
- Stock perpetuals and CFDs track price only, with leverage risk and no shareholder rights.
- US residents should use SEC-registered services or a licensed brokerage; most platforms in this guide will not onboard them.
Why Buying US Stocks Is Still an Obstacle Course for Crypto Users
Ask a non-US crypto trader why they do not hold Apple or Nvidia, and the answer is rarely about conviction.
It is about the path.
Opening an overseas brokerage account means identity documents, tax forms, and in many countries a waiting period measured in weeks.
Funding it means selling crypto, withdrawing fiat to a bank, paying wire fees, and losing a slice of the balance to currency conversion spreads before a single share is bought.
For someone whose savings already sit in USDT, that is three separate toll booths between them and the US market.
The first wave of crypto-native workarounds solved access but created new gaps.
Many products that looked like stocks were price trackers: no share registered anywhere for the buyer, no cash dividend, and order books that thinned out badly outside US hours.
In 2026 the menu changed.
MEXC launched RealStocks on June 1, Bitget followed with Stock+ on June 22, and Binance rolled out its own US equities service, all selling actual shares through licensed brokers.
So the question is no longer whether you can buy US stocks with crypto.
It is which product structure you should buy, and from whom.
This guide compares every major platform on five questions: do you own the share, do you get the dividend, when can you trade, what does it cost, and how do you fund it.
We chose these five because they are where the products genuinely differ; almost everything else is interface.
Real Stocks vs Tokenized Stocks vs Perpetuals
Real stocks.
A licensed broker buys and holds actual shares for you.
You carry shareholder economics, including cash dividends where the company pays them, and the asset sits in a regulated securities account rather than on the exchange's own balance sheet.
MEXC RealStocks, Bitget Stock+, Binance's US equities service, and the US-only offerings from Crypto.com and Kraken Securities all work this way.
Tokenized stocks.
An issuer, usually a special purpose vehicle, holds shares in custody and mints tokens against them at a 1:1 ratio.
You own the token, not the share, and the issuer's terms decide everything from redemption rights to how dividends are reflected.
The upside is real: tokens can trade 24/7, move to self-custody wallets, and plug into DeFi.
Kraken xStocks, Bybit xStocks, Gate xStocks, and Binance bStocks sit in this category, and MEXC lists tokenized stocks as well; see the guide to trading tokenized stocks on MEXC.
Stock perpetuals and CFDs.
These are leveraged derivative contracts that track a stock's price.
Nothing is owned, nothing is delivered, and no dividend ever arrives; the trade-off is capital efficiency and the ability to go short.
Crypto Exchanges with US Stock Trading Compared: The 2026 Table
Here is how the crypto exchanges that offer US stock trading in 2026 compare on the five questions that decide the choice.
Platform and product | Real share ownership? | Dividends? | Trading hours | Platform fee | Funding method |
MEXC RealStocks (eligible non-US jurisdictions) | Yes; real shares via FINRA-licensed broker Atomic Vaults | Cash dividends where applicable | US market schedule: 9:30 AM–4:00 PM ET regular, plus 8:00 PM–4:00 AM ET overnight | 0 during launch period; regulatory pass-through fees apply | USDT, converted 1:1 to USD in-account |
Bitget Stock+ (eligible regions) | Yes; real shares, custody at US clearing broker RQD Clearing | Cash and stock dividends; voting rights | 24/5: pre-market, regular, after-hours, overnight | From 0.1%; up to 50% off through Aug 31, 2026 | Crypto converted to USDC, then transferred to a securities sub-account |
Binance US equities (eligible non-US users) | Yes; via introducing broker Nest Trading with clearing at Alpaca; Binance states it does not custody the securities | Eligible for applicable dividends (per launch announcement) | 24/5 on select equities | Zero commission (per launch announcement) | Primarily USDC; BNB, USDT, USD1 supported |
Binance bStocks (eligible non-US users) | No; 1:1-backed tokenized certificates from ADGM-regulated issuer BTech Holdings; Binance's terms state bStocks are not shares | No cash payout; corporate actions adjusted automatically | 24/7 | Trades as USDT spot pairs; converting to underlying shares is free | USDT pairs, from US$5 |
Kraken xStocks (not available in US, CA, UK, AU) | No; tokens backed 1:1 by shares held in custody | No cash payout; dividends auto-reinvested into more tokens | 24/5 on exchange; 24/7 in self-custody | 0 when paid with USDG or USD, spread applies; Instant Buy fees with other assets | USD, USDG, or other assets via Instant Buy |
Bybit xStocks (not available in AU, JP, EEA) | No; 1:1-backed tokens issued by Backed Assets (JE) | No cash payout; reflected via an on-chain multiplier | 24/7 | Standard spot fee schedule | USDT from the Unified Trading Account; 300,000 USDT cap per token |
Gate xStocks (non-US users) | No; tokenized stocks under the Backed framework, plus Ondo Stocks | No cash dividend feature advertised | 24/7, spot and perpetuals | Standard spot and futures fee schedules | USDT |
Crypto.com Stocks (US residents only) | Yes; via Foris Capital US LLC, an SEC-registered broker-dealer and FINRA/SIPC member | Cash dividends | 24/5, Sun 8:00 PM–Fri 8:00 PM ET; fractional and market orders in core hours | US$0 commission | USD, bank, card, or crypto-funded purchases |
Data verified as of July 28, 2026 against each platform's official product pages, fee schedules, help centers, and launch announcements.
8 Platforms Head-to-Head: Strengths, Trade-offs, Honest Verdicts
MEXC RealStocks: Real Shares on USDT Rails
RealStocks exists to remove the three toll booths at once.
There is no external brokerage to open: eligible users open a RealStocks account inside MEXC, reusing the platform they already trade on.
There is no fiat off-ramp: you transfer USDT, and MEXC states the USDT to USD conversion for these transfers involves no conversion loss.
And there is no synthetic wrapper: orders route through Atomic Vaults, a FINRA-licensed US broker-dealer backed by Founders Fund and ARK Invest that processes over US$15 billion in monthly volume, and MEXC's official documentation states the resulting shares are owned directly by the user.
That last point is the dividing line.
Because you hold real shares, which none of the tokenized products in the comparison table pays out as cash.
Trading follows the US securities market schedule, with a regular session from 9:30 AM–4:00 PM ET and an overnight session from 8:00 PM–4:00 AM ET.
That overnight window equals 12:00 AM–8:00 AM UTC, which is daytime across much of Asia.
During the launch period, MEXC charges zero platform trading fees on RealStocks.
Run the numbers on a US$10,000 Nvidia purchase.
On MEXC the platform fee is US$0; the same order at a 0.1% rate costs US$10, and a US$2,000 monthly buying plan carries a US$24 annual gap.
The cash difference is modest, and we would rather say so than inflate it.
The structural differences are larger: your dividend arrives as cash instead of tokens, and your funding path is three steps instead of four or more, because no USDC conversion sits in the middle.
More than 20,000 users traded through the Beta phase before the June 1 launch, and the full mechanics are documented in the official RealStocks Trading FAQ and the What Is RealStocks explainer.
The honest limitations: RealStocks is unavailable to US persons and other restricted jurisdictions, the zero-fee schedule is a launch promotion rather than a permanent guarantee, MEXC lists two trading sessions where Bitget lists four, and Bitget currently advertises a larger ticker catalog.
Bitget Stock+ and Stocks 2.0: The Biggest Catalog
Bitget's Stock+ is the closest direct competitor to RealStocks, and it is genuinely strong in places.
Per Bitget's official Academy pages, retrieved July 28, 2026, Stock+ offers more than 10,000 US-listed stocks and ETFs, fractional buying from 0.0001 shares, and 24/5 coverage across pre-market, regular, after-hours, and overnight sessions.
Shareholder rights are full-featured on paper, including cash dividends, stock dividends, and voting rights, with custody held at US clearing broker RQD Clearing and free inbound stock transfers from other brokerages.
Eligible VIP users even get Nasdaq TotalView Level 2 data.
The trade-offs sit in cost and plumbing.
Standard fees start at 0.1%, discounted up to 50% through August 31, 2026, so a US$10,000 order costs US$10 at the standard rate and US$5 at the full promotional discount.
Funding requires USDC only: a USDT holder converts to USDC first, then moves the USDC into a separate Stock+ securities sub-account before trading in USD.
Bitget Stock+ vs MEXC RealStocks therefore comes down to catalog versus rails: pick Bitget for ticker breadth, session coverage, and voting rights; pick MEXC for USDT-native funding, the launch-period zero platform fee, and one less conversion step.
Kraken: xStocks Tokens Abroad, Real Equities at Home
Kraken runs two separate tracks and mixing them up causes most of the confusion around the brand.
xStocks are tokenized: roughly 60 stocks and ETFs at launch, each backed 1:1 by shares in custody, buyable from US$1, tradable 24/5 on the exchange and 24/7 once withdrawn to self-custody, with zero trading fees when paid in USDG or USD plus a spread.
Their strengths are crypto-native: fractional entry, Solana-based transferability, and DeFi composability that no broker account can replicate.
The limits are structural: dividends are auto-reinvested into more tokens rather than paid as cash, there are no voting rights, and the product is unavailable in the US, Canada, the UK, and Australia.
Separately, Kraken Securities offers real US equities, over 11,000 stocks and ETFs commission-free, to clients in select US states and supported EEA markets.
If you are searching for xStocks alternatives because you want the dividend in cash, the real-share products in this guide, RealStocks and Stock+, are the closest fit.
Binance: Direct Equities Plus bStocks
Binance entered the real-share race in mid-2026 with a US equities service covering more than 7,000 stocks and ETFs, routed through introducing broker Nest Trading Limited with execution, clearing, and custody at Alpaca.
Binance's own announcement states the exchange does not handle or custody the securities, which is a meaningful structural disclosure.
Alongside it sit bStocks: tokenized certificates issued by BTech Holdings, an ADGM-registered SPV approved by the FSRA, tradable 24/7 against USDT from US$5, transferable to BNB Chain wallets, and convertible 1:1 into the underlying shares at no fee.
On the Binance tokenized stocks vs real stocks question, the exchange itself draws the line: its terms state that bStocks are not stocks or shares and do not give holders direct ownership of the underlying company.
The strengths here are liquidity, scale, and the free 1:1 bridge between the two product types.
Per Binance's July 2026 launch announcement, the direct-equities service is commission-free, offers fractional shares from US$5, carries dividend eligibility, and runs 24/5 on select equities, with purchases made primarily in USDC and support for USDT and BNB; check the live product terms before funding.
Bybit: Tokens and Derivatives, No Real-Share Spot
Bybit offers xStocks tokens on its Spot market and Bybit Alpha, funded in USDT straight from the Unified Trading Account and tradable 24/7.
Dividends and corporate actions are reflected through an on-chain multiplier that adjusts each token's share representation, not through cash, and each token carries a 300,000 USDT holding cap.
For traders who want price exposure with leverage, Bybit TradFi adds MT5-based stock CFDs and USDT-settled stock perpetuals for leveraged price exposure.
Strengths: one account funds everything, tokens can be withdrawn on-chain via Solana or Mantle, and the derivatives toolset is deep.
Limits: no real-share product exists, nothing pays a cash dividend, and xStocks are unavailable to users in Australia, Japan, and all EEA states.
Gate: A One-Stop Tokenized Zone
Gate's xStocks zone lists tokenized US stocks under the Backed framework plus Ondo Stocks, all traded directly in USDT with no brokerage account, 24/7.
Its differentiator is having spot tokens and stock perpetuals in the same zone, so a user can hold AAPLx and short a stock perpetual on one venue.
Tokens are transferable on-chain, and entry amounts are small.
The limits mirror the category: no real-share spot product, no cash dividend feature advertised, and no access for US users.
Coinbase: Tokenized Equities on Base
Coinbase launched 1:1-backed tokenized shares of names such as Nvidia in June 2026, settled in USDC on its Base network and restricted to eligible non-US users, alongside pre-IPO perpetual futures at up to 5x leverage, as reported by Benzinga.
It is a brand-and-compliance play more than a feature race, and for on-chain USDC users inside the Base ecosystem it is a natural fit.
For cash dividends or direct share ownership, it is not the product category to pick.
Crypto.com, and the Route for US Readers
Crypto.com is the inversion of every platform above: its Stocks feature covers more than 12,000 US stocks and ETFs at US$0 commission with 24/5 trading, but it is available to US customers only, provided through Foris Capital US LLC, an SEC-registered broker-dealer and FINRA/SIPC member.
Which brings us to the honest paragraph for American readers.
If you are in the US, most of the platforms in this guide, including MEXC RealStocks, will not onboard you.
Your compliant route is an SEC-registered service: Crypto.com Stocks, Kraken's US equities offering in supported states, or any licensed brokerage you already trust.
Which Crypto Exchange Offers 24/7 Stock Trading?
Honest answer: no real-share product trades 24/7 today, and any page telling you otherwise is describing a token.
True 24/7 books, weekends included, exist only on tokenized products: Bybit xStocks, Gate xStocks, Binance bStocks, and Kraken xStocks once withdrawn to self-custody.
Among real-share products, Bitget Stock+ covers 24/5 across four sessions, and Crypto.com runs 24/5 for US residents.
MEXC RealStocks follows the US securities market schedule with two sessions: the 9:30 AM–4:00 PM ET regular session plus an 8:00 PM–4:00 AM ET overnight session, which lands on 12:00 AM–8:00 AM UTC and covers daytime hours across much of Asia.
One caution applies everywhere: outside regular US hours, spreads widen and books thin, on tokens and extended broker sessions alike.
What a US$10,000 Order Actually Costs
Platform fees are the visible cost, so start there.
Scenario: one US$10,000 buy order | Platform fee | Notes |
MEXC RealStocks (launch period) | US$0 | Regulatory pass-through fees still apply |
Kraken xStocks, paid with USDG or USD | US$0 | A spread is built into the price |
Bitget Stock+ at full promo discount (to Aug 31, 2026) | US$5 | Promotional rate, subject to eligibility |
Bitget Stock+ standard rate (0.1%) | US$10 | Plus any USDT-to-USDC conversion cost |
Data verified as of July 28, 2026 against each platform's official fee schedule, help center, and terms.
Now the fine print that applies to everyone, including MEXC.
Zero platform fees never means zero cost: US regulators charge pass-through fees on securities trades, and MEXC's disclaimer lists SEC transaction fees, FINRA trading activity fees, exchange and market center fees, and clearing fees as potentially applicable.
The scale is small: the SEC's Section 31 fee is US$20.60 per US$1 million of covered sell principal effective April 4, 2026, and FINRA's Trading Activity Fee adds a fraction of a cent per share sold, so a US$10,000 sale carries roughly 20 to 25 cents of regulatory cost.
Watch three quieter costs instead.
Stablecoin conversion: a USDT holder funding Bitget Stock+ converts to USDC first, and that conversion can carry a spread.
Bid-ask spreads: they widen in overnight and tokenized markets.
Withholding tax: US dividend withholding applies to most non-US residents at treaty-dependent rates, on every platform that pays cash dividends.
For how these fee mechanics compare on the crypto side of each platform, see our crypto exchange fee comparison.
Stock Perpetuals: The Third Track
Stock perpetual futures let you trade a stock's price with leverage, long or short, without owning anything.
MEXC lists USDT-margined stock futures alongside RealStocks, with the mechanics covered in the stock futures trading guide.
Bitget runs stock perpetuals inside its TradFi lineup, Bybit runs TradFi perpetuals and MT5 CFDs, and Gate attaches perpetuals to its xStocks zone.
The one genuinely useful pairing is hedging: an investor holding Nvidia through RealStocks can short the matching stock future in the same MEXC account to hedge through an earnings release, without selling the shares.
Risk warning.
Leveraged stock derivatives can be liquidated, and losses can exceed your initial margin depending on product terms.
Funding costs accrue on perpetuals, spreads widen outside US market hours, and earnings releases cause price gaps.
Perpetuals and CFDs confer no share ownership and pay no dividends.
Trade them only with capital you can afford to lose.
MEXC's Take
We built RealStocks around one belief: if a product is called a stock, the buyer should end up owning a stock.
Tokenized products are genuinely useful, and we say so plainly; 24/7 books and on-chain transferability solve problems broker rails cannot.
But June 2026 showed the gap between tokenizing a stock and holding one, when tokenized SpaceX campaigns were canceled and refunded after more than a billion dollars in customer orders had accumulated, because the underlying shares never arrived.
Our answer is structural rather than rhetorical: shares purchased through a FINRA-licensed broker, cash dividends where applicable, and USDT as the only bridge asset a crypto user needs.
We would rather compete on rails and ownership than on wrapper design.
And where a rival is stronger today, this page says so: Bitget's ticker catalog and four-session coverage are real advantages, and cash-dividend investors should weigh them seriously.
Which Platform Fits You in 2026
The best platforms to buy US stocks with crypto in 2026 split by what you want to own.
- You hold USDT and want real shares with cash dividends: MEXC RealStocks is built for exactly this; fund with USDT, own the share, and pay no platform fee during the launch period. Start on the RealStocks page.
- You want the widest ticker catalog and pre-market or after-hours sessions: Bitget Stock+ leads on breadth with 10,000+ listings and 24/5 coverage, at a 0.1% standard fee via USDC.
- You want self-custody, DeFi composability, or true 24/7 exposure: tokenized products fit; Kraken xStocks, Bybit xStocks, Gate xStocks, or Binance bStocks, accepting that dividends will not arrive as cash.
- You want leveraged or short exposure to stock prices: stock perpetuals on MEXC, Bitget, Bybit, or Gate do the job, with the full risk warning above.
- You are a US resident: use SEC-registered services such as Crypto.com Stocks or Kraken's US equities offering, or a licensed brokerage; the offshore platforms in this guide will not serve you.
Who Actually Holds Your Shares? Read This Before You Fund
Every product on this page inserts at least one intermediary between you and the stock, and the June 2026 SpaceX episode is the cleanest illustration of why that matters.
When SpaceX listed on Nasdaq on June 12, 2026, Binance Wallet, Bybit, and Bitget Wallet all canceled their tokenized SpaceX subscription campaigns and refunded users in full, after xStocks, the tokenized-equities business owned by Kraken's parent, could not source the underlying shares; CoinDesk reported that more than US$1 billion in customer orders had accumulated across the campaigns.
The platforms handled the failure responsibly: refunds were automatic, Bybit added an interest payment, Binance distributed US$1 million in bStocks to affected users, and Bitget added vouchers.
Even Kraken's own customers, and retail buyers at traditional brokerages, received only partial allocations of an oversubscribed IPO.
The lesson is not that tokenization failed; the blockchain worked fine.
The lesson is that a fully backed product is only as good as its share sourcing, so ask three questions before funding any platform.
Who is the named broker or custodian, and are they licensed with a US regulator such as FINRA or the SEC?
What happens to your asset if the issuer or platform becomes insolvent, and is it segregated from company funds?
And can the product be redeemed or transferred out, or does it exist only inside one venue?
On those three questions, give clearer answers to those three questions than most tokenized structures, where the issuer's terms govern redemption, which is precisely why we structured RealStocks that way.
Frequently Asked Questions
Which crypto exchanges offer real US stock trading?
MEXC (RealStocks), Bitget (Stock+), and Binance sell actual shares through licensed US brokers to eligible non-US users.
Crypto.com and Kraken Securities offer real equities to US residents, and Kraken also serves supported EEA markets.
Which crypto exchange offers 24/7 stock trading?
Only tokenized products trade 24/7: Bybit xStocks, Gate xStocks, and Binance bStocks.
Among real-share products, Bitget Stock+ runs 24/5 and MEXC RealStocks adds an 8:00 PM–4:00 AM ET overnight session to regular hours.
Can I buy US stocks with USDT directly?
Yes; MEXC RealStocks quotes stocks in USD and funds from USDT at a stated 1:1 conversion with no conversion loss.
Open the RealStocks page to start.
Do I get dividends on stocks bought through a crypto exchange?
Only on real-share products: MEXC RealStocks and Bitget Stock+ pay cash dividends where applicable.
Kraken xStocks reinvests dividends into tokens, Bybit uses a multiplier, and perpetuals pay nothing.
Are tokenized stocks the same as real stocks?
No; they are issuer-created tokens that track the share price under the issuer's terms.
Binance's own terms state that bStocks are not shares and confer no direct ownership.
Do crypto exchanges charge fees for stock trading?
MEXC waives its platform fee during the RealStocks launch period, and Bitget Stock+ charges from 0.1%.
Regulatory pass-through fees, spreads, and dividend withholding tax can apply on every platform.
Can US residents use these exchanges to buy stocks?
Mostly no; RealStocks, Stock+, and the tokenized products exclude US persons.
US residents should use SEC-registered services such as Crypto.com Stocks or a licensed brokerage.
Risk Disclosure and Availability
US stocks can fall as well as rise, and cross-asset diversification reduces concentration risk without removing investment risk.
RealStocks is offered only in eligible jurisdictions under MEXC's Terms and Conditions, and access is restricted in certain countries and regions, including the United States.
"0 fees" refers only to MEXC's platform service charge; SEC transaction fees, FINRA trading activity fees, exchange and market center fees, regulatory fees, and applicable clearing fees may still apply.
This article is for informational purposes only and is not investment, legal, or tax advice; consult a qualified professional before making investment decisions.
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This article is provided by MEXC for informational purposes only and does not constitute financial or investment advice. Cryptocurrency markets involve significant risk. Please conduct independent research or consult a qualified professional before making any investment decisions. The views expressed do not necessarily represent those of MEXC or its affiliates.
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