Top Lending & Borrowing Protocol Tokens by Market Capitalization

Lending and borrowing protocols are core DeFi applications that allow users to supply assets for yield or collateralize them for cryptocurrency loans. These permissionless networks use smart contracts to automate interest rates based on real-time supply and demand dynamics. Native tokens are generally utilized for decentralized governance, revenue sharing, and incentivizing protocol liquidity.

#
Coin
Price
Last 7 Days
Action
1
AaveToken
AaveToken
AAVE
$ 91,32
-0,82%
-2,96%
+23,03%
$ 1,43B
$ 9,42K
2
MORPHO
MORPHO
MORPHO
$ 1,7594
+0,31%
-1,41%
-3,28%
$ 883,47M
$ 54,43K
3
Olympus
Olympus
OHM
$ 15,67
-0,57%
-0,74%
-2,25%
$ 234,21M
$ 118,52K
4
Maple Finance
Maple Finance
SYRUP
$ 0,14566
+1,07%
+0,77%
+6,75%
$ 172,03M
$ 1,15M
5
Compound
Compound
COMP
$ 15,81
+0,57%
-1,62%
-13,10%
$ 157,69M
$ 3,85K
6
Kamino
Kamino
KMNO
$ 0,01956
+0,21%
-3,66%
-1,96%
$ 94,26M
$ 2,85M
7
Quantix Finance
Quantix Finance
QFI
$ 59,593
-1,18%
-2,10%
+7,29%
$ 58,89M
$ 3,50K
8
Spark
Spark
SPK
$ 0,0175
+0,93%
+1,52%
-5,09%
$ 48,51M
$ 2,95M
9
Venus
Venus
XVS
$ 2,4611
+0,40%
-0,10%
-7,86%
$ 40,39M
$ 23,44K
10
Zest Protocol
Zest Protocol
ZEST
$ 0,23914
+0,23%
+0,55%
-23,81%
$ 35,45M
$ 585,45K
11
deBridge
deBridge
DBR
$ 0,01563
+0,26%
+2,29%
+5,40%
$ 30,04M
$ 3,69M
12
Dogelon Mars
Dogelon Mars
ELON
$ 0,00000002805
+0,21%
-0,99%
-14,35%
$ 27,96M
$ 2,71T
13
Euler Finance
Euler Finance
EUL
$ 1,0048
+0,40%
+0,40%
-7,60%
$ 24,00M
$ 74,72K
14
CoinDepo
CoinDepo
COINDEPO
$ 0,07946
+0,03%
+0,28%
+1,33%
$ 19,89M
$ 3,50M
15
Yei Finance
Yei Finance
CLO
$ 0,13695
-0,54%
-0,44%
-35,43%
$ 19,40M
$ 7,35M
16
Lista DAO
Lista DAO
LISTA
$ 0,04641
+0,39%
-2,52%
-13,56%
$ 18,99M
$ 1,20M
17
Moonwell
Moonwell
WELL
$ 0,0033787
+2,83%
+0,30%
-9,85%
$ 14,86M
$ 318,99K
18
EVAA Protocol
EVAA Protocol
EVAA
$ 0,781
-2,50%
-12,59%
+3,66%
$ 14,57M
$ 466,09K
19
Dolomite
Dolomite
DOLO
$ 0,02324
+0,34%
+0,13%
-5,16%
$ 10,30M
$ 2,29M
20
Abelian
Abelian
ABEL
$ 0,08534
+0,83%
+1,97%
-5,77%
$ 10,07M
$ 183,54K
21
BENQI
BENQI
QI
$ 0,00108113
-0,18%
-7,75%
-13,84%
$ 7,78M
$ 2,44M
22
Xauras
Xauras
XRS
$ 0,02976514
+0,01%
+0,01%
+0,01%
$ 6,65M
$ 17,68K
23
NAVI Protocol
NAVI Protocol
NAVX
$ 0,007229
0,00%
+0,14%
+4,52%
$ 5,78M
$ 7,47M
24
HyperLend
HyperLend
HPL
$ 0,01294682
-0,89%
+1,52%
+2,84%
$ 5,02M
$ 5,68K
25
Goldfinch
Goldfinch
GFI
$ 0,05023
-1,01%
-2,29%
-22,48%
$ 4,38M
$ 1,08M
26
Gearbox
Gearbox
GEAR
$ 0,00043422
+0,23%
+9,29%
-0,14%
$ 4,34M
$ 7,66K
27
Suilend
Suilend
SEND
$ 0,05471
-0,39%
+8,35%
+7,64%
$ 3,82M
$ 1,17M
28
Avalon
Avalon
AVL
$ 0,02344
-0,04%
-1,72%
-14,70%
$ 3,79M
$ 2,24M
29
Liqwid Finance
Liqwid Finance
LQ
$ 0,163564
+0,21%
-0,17%
+6,93%
$ 3,32M
$ 621,29
30
Wise
Wise
WISE
$ 0,089182
+0,18%
-0,84%
-2,99%
$ 1,94M
$ 22,44K
31
Blend
Blend
BLND
$ 0,04473108
-0,08%
+1,26%
+0,48%
$ 1,58M
$ 2,68K
32
Scallop
Scallop
SCA
$ 0,0094
0,00%
-4,04%
-15,93%
$ 1,52M
$ 89,07K
33
Reservoir
Reservoir
DAM
$ 0,007327
-0,30%
+0,34%
-20,27%
$ 1,46M
$ 7,60M
34
Radiant Capital
Radiant Capital
RDNT
$ 0,00080628
-0,65%
-6,83%
-26,63%
$ 1,16M
$ 198,25K
35
MEZO
MEZO
MEZO
$ 0,01337
+0,75%
-1,18%
-11,09%
$ 1,15M
$ 3,99M
36
Hatom
Hatom
HTM
$ 0,01349438
+0,32%
-1,09%
+0,29%
$ 1,06M
$ 2,07K
37
TrueFi
TrueFi
TRU
$ 0,00083226
-0,17%
+0,46%
-10,54%
$ 1,05M
$ 43,86K
38
DefiTuna
DefiTuna
TUNA
$ 0,00185185
+4,05%
-9,95%
+4,62%
$ 521,30K
$ 3,61K
39
Nostra
Nostra
NSTR
$ 0,00519587
0,00%
-0,58%
-4,16%
$ 519,59K
$ 51,99
40
Pixie Dust
Pixie Dust
DUST
$ 0,261347
-0,20%
-10,16%
-27,18%
$ 516,97K
$ 79,95K
41
Celsius Network
Celsius Network
CEL
$ 0,01115061
+0,04%
+2,89%
-6,21%
$ 398,29K
$ 1,74K
42
dForce
dForce
DF
$ 0,00036188
0,00%
-0,82%
-0,64%
$ 361,85K
$ 16,32
43
Notional Finance
Notional Finance
NOTE
$ 0,00586508
0,00%
+0,23%
-13,72%
$ 275,82K
$ 437,63
44
Seamless Protocol
Seamless Protocol
SEAM
$ 0,00602764
+0,03%
-4,32%
-16,27%
$ 245,24K
$ 537,82
45
LO0P
LO0P
LO0P
$ 0,183661
+0,18%
+0,26%
-15,39%
$ 183,66K
$ 917,50
46
Paystream
Paystream
PAYS
$ 0,04349259
0,00%
-0,00%
-2,68%
$ 161,71K
$ 3,13K
47
Neptune
Neptune
NEPT
$ 0,03759833
+0,91%
-2,46%
+0,57%
$ 144,42K
$ 71,56
48
BendDAO
BendDAO
BEND
$ 2,447E-5
0,00%
0,00%
-20,01%
$ 100,51K
--
49
Pike Finance
Pike Finance
P
$ 0,00039809
0,00%
+0,00%
+0,41%
$ 91,59K
$ 6,58
50
Alpaca Finance
Alpaca Finance
ALPACA
$ 0,00052519
+0,11%
-1,67%
-7,94%
$ 79,65K
$ 61,91

Frequently Asked Questions

How do decentralized lending and borrowing protocols function without traditional banks?
Decentralized lending protocols function via smart contracts that pool liquidity from depositors and automatically match them with borrowers, eliminating the need for banking intermediaries and credit checks.
What is over-collateralization in decentralized finance (DeFi) lending?
Because DeFi is largely anonymous, over-collateralization requires borrowers to deposit assets worth more than the value of the cryptocurrency they wish to borrow. This guarantees that lenders will always be repaid even if the borrower defaults.
How are interest rates determined on cryptocurrency lending protocols?
Interest rates on cryptocurrency lending protocols are determined algorithmically in real-time based on the utilization rate of the liquidity pool. High borrowing demand automatically triggers higher interest rates to attract more depositors.
What role do liquidation mechanisms play in securing DeFi borrowing platforms?
Liquidation mechanisms protect the protocol's solvency. If the value of a borrower's collateral drops below a specific threshold due to market volatility, smart contracts automatically sell the collateral to repay the debt and protect the lenders.

Disclaimer

The inclusion of digital assets in the Lending/Borrowing Protocols sector, along with the classification rules and market data, are sourced from independent third parties. Listing a token in this category does not constitute an endorsement, guarantee, or investment recommendation by MEXC. All content is for informational purposes only. Cryptocurrency prices are subject to market fluctuations; please conduct your own research (DYOR) and trade cautiously.