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<div data-page-id="V5qEd3TkWoW0UcxDVXtuVCxKsIf" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-doxusJhQtlobKXEhQaGW5aAwMtg"><strong>Key Takeaways:</strong></h2><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-doxusqbUaM3veCU0PsKoidbKMcb" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card cashback is based on your VVIP level, with rates of up to 10%.</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusuQDiHeO4V42WynnYbnLrcd" data-list="bullet"><div><span style="font-size: 16px;">Cashback is paid in USDT and credited to your Fiat account within three calendar days after settlement (T+3).</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxussMBMMtHAcNUFCh7OyIUkxb" data-list="bullet"><div><span style="font-size: 16px;">The monthly cashback cap applies across all MEXC Cards held by the same user and resets on the first day of each month.</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusIrKrEylXNQ23OCT8PAZcQg" data-list="bullet"><div><span style="font-size: 16px;">Certain merchant categories and transaction types are not eligible for cashback. Cashback earned on refunded transactions will be deducted from your account.</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusKYBmrQ4EcIIVhBtvj3bEXc" data-list="bullet"><div><span style="font-size: 16px;">You can view cashback details on the MEXC Card homepage and transaction history page at any time.</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-doxusIOgXhtgh8bk0O1gBrfk3q1"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusorwmY025kME4N8E8jJM1mf"><strong>1. How MEXC Card Cashback Works</strong></h2><div class="ace-line ace-line old-record-id-doxushVXM29p8UAQwuutFHTB3mg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusSfEisUyz2ByKCjRQKDuf9e"><span style="font-size: 16px;">MEXC Card is a crypto payment card offered by <a data-lark-is-custom="true" href="https://www.mexc.com/">MEXC</a>. Once a card purchase is settled, the system calculates cashback based on your current <a data-lark-is-custom="true" href="https://www.mexc.com/user/m-score">VVIP level</a>. Cashback is paid in <a data-lark-is-custom="true" href="https://www.mexc.com/price/tether">USDT</a> directly to your Fiat account. No manual claim is required.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusgyau4GnyK0iKMx1Ar1gmOh"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxuso1DHm7hQeYfwhxAlfbyLWh"><span style="font-size: 16px;">The cashback rate and monthly cap for each level are shown below:</span></div><div><table class="ace-table" data-ace-table-col-widths="138;138;178" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="138"><col width="138"><col width="178"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusMJBrewk9MfH2A4n4kfmxIh"><strong style="font-size: 16px;">VVIP Level</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusd03f8rIpWcO4svjaqtmdZe"><strong style="font-size: 16px;">Cashback Rate</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusoL1pVtht8h3OYFpcWyu8Oc"><strong style="font-size: 16px;">Monthly Cashback Cap</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus1YWLoxG7hC334QR4jGuouc"><strong style="font-size: 16px;">Standard</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusaSIpJpzTk41GJy9wwZPaOh"><span style="font-size: 16px;">4%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusCo2NXjwmUyUX30k5GOG3Qe"><span style="font-size: 16px;">50 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusjxeCXwct8cyLDHxNm8M11g"><strong style="font-size: 16px;">Premier</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusv32xd3zjHnmXrTQyt2a7vJ"><span style="font-size: 16px;">6%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxuswA9NxD4KZQAbKpy0mky7id"><span style="font-size: 16px;">150 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusg4Bq7Ekh8F9uxeKK3EVEYg"><strong style="font-size: 16px;">Elite</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxust50g2dhpP1rSJdfflnw7ng"><span style="font-size: 16px;">10%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusrJwc4hQJ4eoou0rL6bE2kg"><span style="font-size: 16px;">800 USDT</span></div></td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusfpKWE6TIXp9ZEM7mZdkJ3e"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxussFQTyF0EFjq7RroeOwKuxe"><span style="font-size: 16px;">Note: The applicable levels, cashback rates, and monthly caps are subject to the information displayed in the app. Updates to this FAQ may be delayed. If there is any discrepancy, the information shown in the app takes precedence.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusBsKOLE6PefmkkiPWZGZc8h"><span style="font-size: 16px;"><br></span></div><div data-type="image" data-ace-gallery-json="{"items":[{"uuid":"5482274b-5f81-441c-b37c-f9b9b269dbaa","height":1426,"width":2934,"currHeight":1426,"currWidth":2934,"natrualHeight":1426,"natrualWidth":2934,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FLQ8Wb9jhqoogzAxIOJSupnPAsJe%2F%3Fpreview_type%3D16","file_token":"LQ8Wb9jhqoogzAxIOJSupnPAsJe","image_type":"image/jpeg","size":1,"comments":[]}]}" class="image-uploaded gallery old-record-id-doxlgDoY5izNb3ETmftXnjPjCeb"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261102182842654fsX4MudoICh8Zm.png" data-single-block="true" data-snapshot="eyJ0eXBlIjoiaW1hZ2UiLCJwYXJlbnRfaWQiOiJWNXFFZDNUa1dvVzBVY3hEVlh0dVZDeEtzSWYiLCJjb21tZW50cyI6W10sInJldmlzaW9ucyI6W10sImxvY2tlZCI6ZmFsc2UsImhpZGRlbiI6ZmFsc2UsImF1dGhvciI6Ijc2MDMyMTcwNjc1MzMxNDM0NzYiLCJhaV9leHRyYSI6eyJnZW5fc291cmNlcyI6WzFdfSwiYWxpZ24iOiIiLCJpbWFnZSI6eyJ0b2tlbiI6IkxROFdiOWpocW9vZ3pBeElPSlN1cG5QQXNKZSIsIm1pbWVUeXBlIjoiaW1hZ2UvanBlZyIsInNpemUiOjEsInNjYWxlIjoxLCJ3aWR0aCI6MjkzNCwiaGVpZ2h0IjoxNDI2LCJuYW1lIjoiY2FyZC1jYXNoYmFjay5wbmciLCJjcm9wIjpbMCwwLDAsMF0sInJvdGF0aW9uIjowLCJjYXB0aW9uIjp7InRleHQiOnsiYXBvb2wiOnsibmV4dE51bSI6MCwibnVtVG9BdHRyaWIiOm51bGx9LCJpbml0aWFsQXR0cmlidXRlZFRleHRzIjp7ImF0dHJpYnMiOm51bGwsInRleHQiOm51bGx9fX19LCJhcmVhX2NvbW1lbnRzIjpudWxsfQ==" data-suite="eyJmaWxlVG9rZW4iOiJMUThXYjlqaHFvb2d6QXhJT0pTdXBuUEFzSmUiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiZG94bGdEb1k1aXpOYjNFVG1mdFhualBqQ2ViIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9MUThXYjlqaHFvb2d6QXhJT0pTdXBuUEFzSmUvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/LQ8Wb9jhqoogzAxIOJSupnPAsJe/?mount_node_token=doxlgDoY5izNb3ETmftXnjPjCeb&mount_point=docx_image" data-width="2934" data-height="1426" data-lark-image-uri="drivetoken://LQ8Wb9jhqoogzAxIOJSupnPAsJe" data-lark-image-width="2934" data-lark-image-height="1426" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusFmbRyHlJLd3KJQt8qlEOGc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuseEjz2wgecT7VcEWUXJVzef"><strong>2. When Is Cashback Calculated and Credited?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxuslZC5am7p3DP5FrKwBFaGHh"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxus0bu1Y0YAQWtzHVLbEtVCVc"><span style="font-size: 16px;">Cashback is based on transaction settlement, not authorization. Once settlement is complete, the system immediately calculates the cashback amount and credits it to your Fiat account within three calendar days (T+3). If a transaction is reversed after authorization and does not settle, no cashback is earned.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusHPZ0Jsg7R7nqoki8bAbQYe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxus0qbZAEGUBbvOnxGDKmDsSf"><strong>3. Is the Cashback Cap Separate or Shared Across Multiple Cards?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxusVM42mNldXJH32sAlgZpRPg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusC25Hx93G4qqSbUl7MDFLKg"><span style="font-size: 16px;">The monthly cashback cap is shared across all cards held by the same user. Cashback earned on all your <a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/mexc-card">MEXC Cards</a> is combined and counts toward a single monthly cap.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusBlNst6hrdpy1m4XBqd9h0j"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxus1rKLg0BuOa0TlIgTb0hrXg"><strong>4. When Does the Monthly Cashback Cap Reset?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxusTdpuCPcrytBVLHlzznjHWe"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxus9FqtXYTWLDKLIOOTWcvNsf"><span style="font-size: 16px;">The monthly cashback cap resets automatically at 00:00 (UTC+8) on the first day of each month. The accumulated cashback total for the new month starts at zero, and you can earn cashback again up to the cap for your level.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusOPgl3wTTGBhb2qXJY1QZ5g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuseBo7MrsMWFILN9vn2VbgDg"><strong>5. Which Purchases Are Not Eligible for Cashback?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxuscLYM5FF2WjJRxj1gsmKDVg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusMDTKOF3T4Yk32mtLFAkM7f"><span style="font-size: 16px;">Cashback exclusions include purchases in <a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">transactions under certain Merchant Category Codes (MCCs)</a>, forced-authorization transactions, transactions flagged by risk controls, and the portion of a transaction that would generate cashback exceeding your remaining monthly cashback allowance. If a transaction falls into one of these categories, you can view the reason for ineligibility in your transaction history.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusPg3RAIulHxA9KB5iOFVNCd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxus5jfjlswqcOCpPiZxMy2Z7b"><strong>6. Which VVIP Level Applies if It Changes Between Purchase and Settlement?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxusxCq32aJ9rePUZFKmNzokHg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusuoqZNaGRY5VYErLRFQqXOb"><span style="font-size: 16px;">Cashback is calculated using your VVIP level at the time of settlement. If your level increases, your remaining monthly cashback allowance is immediately recalculated based on the cap for your new level. If your level decreases and your accumulated cashback exceeds the new cap, previously credited cashback will not be recovered. However, your remaining allowance for that month will be zero.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusslMGsUgBKa1v8pdPZAd1Ch"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusYgk9q3YJG46hlPZZpOkKUf"><strong>7. Will Cashback Be Recovered if a Purchase Is Refunded?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxusmVa9WnuolnIiIs4dqOXxtO"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusaqpqUqeIZVnSTaFiVPuKdd"><span style="font-size: 16px;">Yes. When a transaction is refunded, the system recovers the corresponding cashback. If your account balance is insufficient to cover the deduction, an outstanding balance notification will appear. You should repay the outstanding amount promptly, as failing to do so may affect your ability to use the card normally. Cashback deducted due to a refund will not be added back to your monthly cashback allowance.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusyoQOjRuqsVaf6bFxj8mxob"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusNvAPA23UcIFJ1DAXNdRXjd"><strong>8. Where Can I View My Cashback Details?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxusaIXAdXzv2WD7Suqo4nJ2Vf"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusWT6IGyeCf8rZlxHgw91pdn"><span style="font-size: 16px;">You can view cashback information in three places: the MEXC Card homepage shows your total cashback and a summary for the current month; each card's details page shows cashback earned on that card; and the transaction history page displays the cashback amount and status for each purchase, allowing you to review transactions individually.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusU8SHwuFQhDrRbqQ8rBvnMd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusQPQSZUHA5Bmrscm8zcbSMb"><strong>9. Can the Cashback Rules Change?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxus3vGVsSQRzKuJTKIJE9JIsd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusuW1dcc4GGKaMesiM0Vzr91"><span style="font-size: 16px;">Yes. MEXC Card cashback rates, monthly caps, and eligible or excluded merchant categories may be adjusted based on operational needs. Any changes are subject to the latest official updates from MEXC. Check the <a data-lark-is-custom="true" href="https://www.mexc.com/announcements">official announcements</a> before using your card for the most up-to-date rules.</span></div><div class="ace-line ace-line old-record-id-GFFYd4ua3o2aG2xDjxcuGafAsIb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-B0ZmdOXdLoVogixlHyluPds6slc"><strong>10. Why Haven't I Received Cashback for My Purchase?</strong></h2><div class="ace-line ace-line old-record-id-IEtsdNVuao5pk7xjzDYucMwAswb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JQYHdVLvtoRoEqxa6oUuB25JsB9"><span style="font-size: 16px;">Cashback may not be credited for one of the following three reasons:</span></div><div class="ace-line ace-line old-record-id-Nmn9dQYljoxnjExV1IYuUAT6svz"><span style="font-size: 16px;"><strong>1) Ineligible merchant category: </strong>The transaction's merchant category code (MCC) is not eligible for cashback. For details, see <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card Merchant Categories Not Eligible for Cashback</a>.</span></div><div class="ace-line ace-line old-record-id-YQm3dz4bAoxgzoxwfXyue5HnsXe"><span style="font-size: 16px;"><strong>2) Transaction not yet settled:</strong> Cashback is calculated and credited only after a transaction has settled. Transactions that are still in the authorization stage are not yet included.</span></div><div class="ace-line ace-line old-record-id-GEV0dZ0dXocjBaxZRCPugekLszh"><span style="font-size: 16px;"><strong>3) Risk control restrictions:</strong> Risk controls on the account or transaction may prevent cashback from being credited. Contact a customer service agent for assistance.</span></div><div class="ace-line ace-line old-record-id-WspPdRjHRonCjDxMD4RuKMyestb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VM4ld5e9Go46NvxGIp7uAEEdsPg"><strong style="font-size: 16px;">Example 1: Cashback is recovered after a refund, but the available cashback allowance is not restored.</strong></div><div class="ace-line ace-line old-record-id-EJUYd5pqcoYJsuxkiOaupIG2slc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NOU8dU7Ugo6HVbx4RK5uNAoWsqf"><span style="font-size: 16px;">User A has a monthly cashback cap of 50 USDT.</span></div><div class="ace-line ace-line old-record-id-S7JadOERmohSUKxhMoVuAB2ssch"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MVOidojJZobdLDx9t9NuVK7Gsle"><strong style="font-size: 16px;">Date</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UVYIdceNGo23PlxvB7auGgvRscf"><strong style="font-size: 16px;">What happens</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PiqCdbpccoiYx5xoYPyuG3SAsUb"><span style="font-size: 16px;">October 5</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EdGIdr4dyolRtPxSsdluFkpEsqs"><span style="font-size: 16px;">User A spends 1,000 USDT and receives 20 USDT in cashback.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q7kpduYxlo9YBZxsfaJulRnXs0g"><span style="font-size: 16px;">October 8</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ViCHdBGF8oHpi8xxrscuxXo2sOd"><span style="font-size: 16px;">User A spends 1,500 USDT and receives 30 USDT in cashback, reaching the monthly cap.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OVFbd1bMboYTXjx7GRau8Uyesbb"><span style="font-size: 16px;">October 15</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FqGbdoMtLoIySjx2YanuT2P2sgf"><span style="font-size: 16px;">The October 5 purchase is refunded, and the system recovers the 20 USDT cashback.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ECG2dUA7Do3MTEx8ndGuHhEMsog"><span style="font-size: 16px;">October 20</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W87Vdix40o9kqax61HDuZC9Fsgg"><span style="font-size: 16px;">User A spends 800 USDT but receives no cashback. The refund does not restore the available cashback allowance, so the monthly cap remains fully used.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LpOGdCGskoU035xSzJguXj8usUc"><span style="font-size: 16px;">November 1</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TVYTdjpHxoSnFhxsvLzuzHjFssd"><span style="font-size: 16px;">The monthly cashback allowance resets, and User A can earn cashback again.</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-PCjodqnACob9qZxSxXVuyiCmszb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P6rwdw4WWoLG8qx8jJ6uEAamsYe"><strong style="font-size: 16px;">Example 2: Insufficient balance when cashback is recovered results in an outstanding amount.</strong></div><div class="ace-line ace-line old-record-id-Mvn7dcPBooA9zyxUdkxuM4eMsPh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FQupdroDWox0VQxjOreuq1Nqswc"><span style="font-size: 16px;">User B has a monthly cashback cap of 150 USDT.</span></div><div class="ace-line ace-line old-record-id-H5twdb3zKoVsQRx9m3CunXB4sXV"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U2wwd9fZioi6UBxghLyuGtrgsxe"><strong style="font-size: 16px;">Date</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RhoFdyGSKoZcC4xxmOFual2msMN"><strong style="font-size: 16px;">What happens</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-V20fd5HTeoYQLJxnqNeuypfGsKg"><span style="font-size: 16px;">October 3</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ox0fdBRfSoyeJSxnMlFuZkFCsVf"><span style="font-size: 16px;">User B spends 5,000 USDT and receives 100 USDT in cashback.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SJyvdlUDToCqThxc8PXumvXDsgb"><span style="font-size: 16px;">October 8</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JpGEdVz6woK1Ptx0LORuLaBOscg"><span style="font-size: 16px;">User B spends 2,500 USDT and receives 50 USDT in cashback, reaching the monthly cap.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GmfUdSkYLo7jMvxTP1Euv1sBsQc"><span style="font-size: 16px;">October 10</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FczAdf65BovJwqxHosvuTHOssUb"><span style="font-size: 16px;">User B transfers 140 USDT out of their Fiat account, leaving a balance of 10 USDT.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PhrfdKVXEoqSwXxpCcwusVqksQd"><span style="font-size: 16px;">October 18</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YOOjdXnPyoIEXyxqDMLuyAshs9e"><span style="font-size: 16px;">The October 3 purchase is refunded, requiring the recovery of 100 USDT in cashback. Only 10 USDT is available in the account. After this balance is deducted, an outstanding amount of 90 USDT remains.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-P2NvdHm7Lon8LxxJ57TunO0Hs8c"><span style="font-size: 16px;">October 22</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TL8BdLCY7oYtuCx8SsYutHjHsoh"><span style="font-size: 16px;">User B spends 600 USDT but receives no cashback because the monthly cap has been reached and the refund does not restore the available cashback allowance.</span></div></td></tr><tr style="height:39px;"><td colspan="2" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I2MqdPu7comva2xfffxu7QXAsLg"><span style="font-size: 16px;">User B should repay the outstanding 90 USDT as soon as possible. Failure to do so may affect their card benefits.</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Tl8qdi7hJocs1Bx3UEduu3hcs4b"><span style="font-size: 16px;"><br></span></div><h3 style="text-align:left" class="heading-3 ace-line old-record-id-doxusSU7Mr7Xgpzp8jzlyyReHbc"><span style="font-size: 16px;">Recommended Reading:</span></h3><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-doxusMATXrVk7Z47yVgkqaHh17c" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">How to Apply for the MEXC Global Card</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusEjsDFOxF6bU4EzFc6oNWog" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for MEXC Card (APAC)</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusGxFG31Z1XG170N4feMEqPC" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card Transaction FAQ: Authorization, Settlement, and Refunds Explained</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusSaco0eoQ1M7bWwen5YUmLb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">Understanding the MEXC Card: Fees, Spending Limits, and Transaction Examples</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusku3uCJoDI9zTNtj4uQMP9C" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-card-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card Rewards FAQ</a></div></li></ul></div>

<div data-page-id="I4GwdbN32oJQUXxevGyuDAyUsXf" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-HXIKdGV6zoxMpqxntDmuHZJCsgf"><strong>1. MEXC Card Spending Cashback</strong></h2><div class="ace-line ace-line old-record-id-NnWldLO5sot6NMxqmxEuRudsspb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AOv3dU1v8oUh0AxSKrHuiH0lsHf"><span style="font-size: 16px;">For details on cashback rates, monthly caps, and how cashback is credited, see <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-cashback-faq-492406189328021504">MEXC Card Cashback FAQ</a>.</span></div><div class="ace-line ace-line old-record-id-Ma2tdvv3poSRHMxyBGluV9JjsVh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RO7FdP4RAoIQ5RxkPbluWAytsUg"><strong>2. Earn with MEXC Card</strong></h2><div class="ace-line ace-line old-record-id-KqhzdEkKIodRjkxf7d9umiLBsRg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JCxkdflbQovP86x3ICluaSP7sub"><span style="font-size: 16px;">2.1 How can I earn interest?</span></h3><div class="ace-line ace-line old-record-id-NR3Qd2ieqoIrxYx8UHEuBNn0sgb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VNuidCnTjoYrEsxNOcduGihKsUb"><span style="font-size: 16px;">Starting in November, manually subscribe to the MEXC Card-exclusive Flexible Savings product to earn 3% APR.</span></div><div><table class="ace-table" data-ace-table-col-widths="265;581" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="265"><col width="581"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RwHDd1nlSo2aL1xalXOu31SDsrb"><strong style="font-size: 16px;">Item</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Kl8ZdZ6WkoVg8Ux0boNuk51hsCd"><strong style="font-size: 16px;">Details</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RiDLdOaCfoOFnFx1nuTuFsXns6d"><span style="font-size: 16px;">Eligible Asset</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-M8WSdjgoloWNIoxn1t5u6Oj9snb"><span style="font-size: 16px;">USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UzKsdxsuTolvuFx0zFpuH6RlsEc"><span style="font-size: 16px;">APR</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xkjad2TFVohEbzxvoXru7r4CsTf"><span style="font-size: 16px;">3%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Hoo5djypvoh6YgxXnKku7T8VsOf"><span style="font-size: 16px;">Interest Calculation</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZvLjdP6EtokHJWxr3R9ut9Jxsff"><span style="font-size: 16px;">Calculated hourly and distributed the next day</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JF2cdmgk2oAxiyxvF9JuS62ps8g"><span style="font-size: 16px;">Minimum Staking Amount</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NgWCdATaXog5mTxOM5nutCr3sGh"><span style="font-size: 16px;">100 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PB7ndpfDPo7fYZxnLTnuuXE7sBf"><span style="font-size: 16px;">Maximum Staking Amount</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PPUFdeWG3o6hVoxsKZUuIAgDs5c"><span style="font-size: 16px;">100,000 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RouNdjoKGod7PlxMdMSuOeMPsXf"><span style="font-size: 16px;">Participation</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LlU2dI1Vlo4RoKxBka1u70BUsJb"><span style="font-size: 16px;">Manual subscription to the MEXC Card exclusive Earn product is required</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MAuCdUYsPownpQxffMMuGREfs1f"><span style="font-size: 16px;">Cashback Compatibility</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KcHudyFv4o7tI4x0uRxuLGnmsHc"><span style="font-size: 16px;">Calculated independently and does not conflict with cashback</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-SfGbdSQExod1mfxEtlEuFUwIsAe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HZTZdBp7sooxXDxOdUgus07cs2g"><span style="font-size: 16px;">2.2 When will Earn interest be distributed?</span></h3><div class="ace-line ace-line old-record-id-ALBidcMbiocL7ExjPaZujt0Kswc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D925dImyFofER1xntJ4uDE7SsBd"><span style="font-size: 16px;">Interest is calculated hourly and distributed the next day.</span></div><div class="ace-line ace-line old-record-id-XxlodxpGooQiAHxYd6auASO1slb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RduedV61SoulLZxcIyYulj9Tsqe"><span style="font-size: 16px;">2.3 Will spending affect Earn interest?</span></h3><div class="ace-line ace-line old-record-id-N76BdTsOwor8cFxnf9CursGOsUe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UHyQdjtQcoQB68xjnoKuaBCqsgf"><span style="font-size: 16px;">No. Earn interest and cashback are independent of each other and do not affect each other.</span></div><div class="ace-line ace-line old-record-id-OqOqdQDfxoYb88x7qc8uyQetsBD"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FE5mdvTCEooV9jxJpxuuvKO4s5g"><span style="font-size: 16px;">2.4 Will cashback count toward Earn interest?</span></h3><div class="ace-line ace-line old-record-id-O7Uxd9MHqooTBqxC3TLuoxkIsOd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KLBxdWGYXoq9IvxbDB5u71NxsXb"><span style="font-size: 16px;">No. Cashback and Earn interest are calculated independently.</span></div><div class="ace-line ace-line old-record-id-OTdUdN2M9ostq0xearZuQF0Gs2b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-A0w7dfbCNoP1ElxoXujuP1hSsge"><strong>3. MEXC Card Referral Rewards</strong></h2><div class="ace-line ace-line old-record-id-On3xdaNjyop7i3xvHCcu0fvjsLg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Vp9YdGVOdoTc0sxLElpuZQ4fsrh"><span style="font-size: 16px;">3.1 How do MEXC Card referral rewards work?</span></h3><div class="ace-line ace-line old-record-id-ObU3dXULlox7pbxpXjXuK22Qs9d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VOFjdzgT2o3vDMxgS4VuJ5dLsWb"><span style="font-size: 16px;">Invite friends to register and activate MEXC Card, and both you and your friend can receive rewards:</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-W0xYdqp4rop9xZxXNIbuVc81sKf" data-list="bullet"><div><span style="font-size: 16px;">Referrer: 20 USDT for each qualified referee</span></div></li><li class="ace-line ace-line old-record-id-K9fKdaFMFoMDNjxn1xbuHivAsid" data-list="bullet"><div><span style="font-size: 16px;">Referee: 10 USDT</span></div></li></ul><div class="ace-line ace-line old-record-id-ZWAsdGBJEoMQefxjCWHur7HOsqg"><span style="font-size: 16px;">The rewards above are generally available. Region-specific promotions are subject to their respective event rules.</span></div><div class="ace-line ace-line old-record-id-XMe9dVMBHo8TM9xtkMZuAJsishc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EMBDdWdp9otGMfx2hJyuDfiAsdc"><span style="font-size: 16px;">The referee must meet the following requirements:</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-QRGqdtSXBof0P3xCafBuO4E8smd" data-list="bullet"><div><span style="font-size: 16px;">Must be a newly signed up MEXC user.</span></div></li><li class="ace-line ace-line old-record-id-O9Z0dJBiKoFPHmxD9pOuEc58ssg" data-list="bullet"><div><span style="font-size: 16px;">Must maintain a net deposit amount of at least $100 for 24 hours within 7 days after the first deposit.</span></div></li><li class="ace-line ace-line old-record-id-Ui06dr9x6okRQzxyF4RufY7ss7d" data-list="bullet"><div><span style="font-size: 16px;">Must successfully apply for and activate MEXC Card during the event period.</span></div></li></ul><div class="ace-line ace-line old-record-id-LLYOdEFRyoCgJPxNcPSuuL5KsFe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TCiLdGGKnoFx6XxMqKguWHonsMb"><span style="font-size: 16px;">What is a valid net deposit?</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-StzddUoTponB26xk9T7uKz3YsgD" data-list="bullet"><div><span style="font-size: 16px;">Net deposit amount = On-chain deposits (excluding internal transfers) + P2P/fiat purchases - on-chain withdrawals (including internal transfers) - P2P/fiat sales - asset transfers out - gift sent.</span></div></li><li class="ace-line ace-line old-record-id-T1OPdMx7EoYGmVx58xPuqcXas5c" data-list="bullet"><div><span style="font-size: 16px;">Valid deposit channels include on-chain deposits, fiat deposits, card purchases, P2P trading, and third-party payments. Other forms, such as internal transfers and red packets, will not be counted as valid deposits.</span></div></li></ul><div class="ace-line ace-line old-record-id-WXmddeZcdoSbPox8CpFuUae4sic"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-G3atd260ool0FHxEgjXuqdflsYb"><span style="font-size: 16px;">3.2 Is there a limit on the number of referrals?</span></h3><div class="ace-line ace-line old-record-id-L1cOdy31ZoIkqQx0OqjuoYRgsng"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GKMudH4iqolEsOxZT9GuNOT7sod"><span style="font-size: 16px;">No. There is no limit. The more you invite, the more rewards you can earn.</span></div><div class="ace-line ace-line old-record-id-SiEbdMZYvoUHF9xTAQiu2bqYs3g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Rh4tdT4qSoZ0pDx2QSAu5bBnssg"><span style="font-size: 16px;">3.3 When will referral rewards be distributed?</span></h3><div class="ace-line ace-line old-record-id-JnDzdD9JFoE19YxKgLBuUvVBsGc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VBe8d9Ictowr9Kx33pSuQTausVc"><span style="font-size: 16px;">After all conditions are met, rewards will be distributed to the Spot account within 3 business days.</span></div><div class="ace-line ace-line old-record-id-SS7xdAMksonnh4x6ZOuucM6zs1b"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EjfudvV0coyP8Qx7UkluJv8Nsig"><span style="font-size: 16px;">3.4 How do I invite friends?</span></h3><div class="ace-line ace-line old-record-id-SdzUdos2FoYdP7xS2TPuVpqNsPf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XvztdwOwso0dUOxqiiUuMDGss2e"><span style="font-size: 16px;">Log in to your MEXC account, visit the <a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/MEXC-Card-EventsHub">referral task page</a>, then copy and share your exclusive referral code. Once your friend completes the specified tasks, both of you can receive rewards.</span></div><div class="ace-line ace-line old-record-id-NzEJd9sQ6or3r4x2KyOusudNsYe"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-H8EmdInWuoztJIxsZhgu1W8msNc"><span style="font-size: 16px;">*BTN-<strong>Rewards Hub</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/MEXC-Card-EventsHub">https://www.mexc.com/campaigns/MEXC-Card-EventsHub</a>*</span></div><div class="ace-line ace-line old-record-id-QfPad8R1co9EISxxthKulwFgsRe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XaQGdR5I7ofAT1xAakMuD8rfs7e"><span style="font-size: 16px;">3.5 Can referral rewards be combined with other platform referral rewards?</span></h3><div class="ace-line ace-line old-record-id-GR28dqT9LozLaLxQi4ruUiJPsbf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M0Xid6jo7oDtSTxrcFsuhU61sNc"><span style="font-size: 16px;">Yes. MEXC Card referral rewards can be received together with other platform referral or event rewards, unless otherwise stated.</span></div><div class="ace-line ace-line old-record-id-BtJKdOFTxouTPlxZUtsupgJvsHf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-A8qMdtKBKoSMhVxLjjvunkX8sFd"><span style="font-size: 16px;">3.6 Can I receive referral rewards if my referee has a MEXC account but has not activated MEXC Card?</span></h3><div class="ace-line ace-line old-record-id-FbIjdbKlhoRNOGxA4auu4oISsdp"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PJjDdr9AYoUK9hx5JbHuwupgsue"><span style="font-size: 16px;">No. Referral rewards only apply to users who newly sign up on MEXC and activate MEXC Card. However, the referee can still enjoy spending cashback and Earn interest as usual.</span></div><div class="ace-line ace-line old-record-id-LiOfd5OWJoPjt9xU395uDbULsdg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TK0rdCGgQoPVeqx22OEuxGUtsUf"><strong>4. Other Questions</strong></h2><div class="ace-line ace-line old-record-id-OXG7ddUUSoLFKmx3R8ZunMxKsof"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-U21MdfXhnoT58TxS9mEuInLZsde"><span style="font-size: 16px;">4.1 Can I receive cashback and Earn interest at the same time?</span></h3><div class="ace-line ace-line old-record-id-JlwBdOM2gobCX8xlRKHuuzjysvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Nypud9JOjolDAaxnqXluOr06sWe"><span style="font-size: 16px;">Yes. The two types of rewards are independent. You can receive both as long as you meet the respective requirements.</span></div><div class="ace-line ace-line old-record-id-O0jVd0BF3o2Ro8x55lSujgRjsy4"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WKpjdLYhPojk2cxzoOVuoJtesmh"><span style="font-size: 16px;">4.2 Will the rewards change after the event ends?</span></h3><div class="ace-line ace-line old-record-id-NOzJdBOC8oWH8LxGZJPuRMBgsid"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HCBQdoEitoa1f1xgcbzubGQUsmd"><span style="font-size: 16px;">Cashback, Earn interest, and referral rewards are only valid during the event period. They may be adjusted or canceled after the event ends.</span></div><div class="ace-line ace-line old-record-id-CgjAd4GyXojKRqxyL0JupNO1skg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YkksdMgnPoIf4Jxssweu5FQYsph"><span style="font-size: 16px;">Recommended Reading:</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-G7BkdMIoPox7fjx6kPLuzJTUsPg" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" style="font-size: 16px;">How to Apply for MEXC Card (APAC)</a></div></li><li class="ace-line ace-line old-record-id-RiLpdDg6goPueixebtMufNG8sab" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for the MEXC × ether.fi Credit Card</a></div></li><li class="ace-line ace-line old-record-id-H3w6dlVeCoe7OWxmb0Pu5Q6Csmc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto With 0 Fees on MEXC</a></div></li><li class="ace-line ace-line old-record-id-C6AzdVVuIowbzIxsjG0uzNBFs5c" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">The Complete Guide to Buying Crypto for Beginners: MEXC Fiat Deposit</a></div></li><li class="ace-line ace-line old-record-id-N49zddOkNoGtVexVoNSut9ZnsRB" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P Trading Guide: Glossary & FAQs</a></div></li></ul><div class="ace-line ace-line old-record-id-YycFdA0Kxo0KVLx8Cu3uQhK1spb"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="U1jpdNyQ5oQPODxDhAluvNn1szg" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-AV4IdTfuQo4gsaxMIZEud2SGspn"><strong>Key Takeaways:</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-S3D0dhjGHor6DjxBAqJuO6cjsGH" data-list="bullet"><div><span style="font-size: 16px;">MEXC does not charge virtual card issuance, annual, inactivity, or card termination fees.</span></div></li><li class="ace-line ace-line old-record-id-B34MdWTd3oq9GNx3qgCuewE9sub" data-list="bullet"><div><span style="font-size: 16px;">The MEXC Card (APAC) charges no transaction fee or crypto conversion fee.</span></div></li><li class="ace-line ace-line old-record-id-IxZod6chRo3uDmx594hu99npsFf" data-list="bullet"><div><span style="font-size: 16px;">The MEXC Global Card charges a 1% transaction fee but no crypto conversion fee.</span></div></li><li class="ace-line ace-line old-record-id-HIkidmaUNoAb1cxDCqiuI3hQs5d" data-list="bullet"><div><span style="font-size: 16px;">For cross-border transactions, the MEXC Card (APAC) adds a 1% foreign exchange fee to the Visa exchange rate, while the MEXC Global Card applies no markup.</span></div></li><li class="ace-line ace-line old-record-id-P4ZfdqUOloVE8yx2SNsudwfrs73" data-list="bullet"><div><span style="font-size: 16px;">The two cards have different per-transaction, daily, and annual spending limits. The MEXC Global Card offers higher limits.</span></div></li></ul><div class="ace-line ace-line old-record-id-U048d6TMSo4tVkxY5CdupmvesAb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NdFld887Zo57EFx0aQfuvEAPs0b"><strong>1. What Are MEXC Cards?</strong></h2><div class="ace-line ace-line old-record-id-VVX7dVGlvoHYC8xpHE9udzHMste"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GuALdy4bFoF7whxi2OkuG7I2sxh"><span style="font-size: 16px;">MEXC Cards are crypto payment cards issued by MEXC that allow users to spend crypto assets from their accounts on everyday purchases. MEXC currently offers the MEXC Card (APAC) and the MEXC Global Card. The two cards have different fee structures and spending limits, allowing users to choose the option that best suits their spending habits.</span></div><div class="ace-line ace-line old-record-id-NKGFdmZm3oOrivxEdQxuTCjOsqd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-WUxtdUNkFoPsMNxnZOOuELiAsze"><strong>2. Card Issuance and Management Fees</strong></h2><div class="ace-line ace-line old-record-id-AzZgdX0MooYnCnxQlRnu2AG9s8b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AX3BdVcXDodXKKxNLScutzzUspd"><span style="font-size: 16px;">Both MEXC Card products have no basic issuance or management fees:</span></div><div><table class="ace-table" data-ace-table-col-widths="149;192;164" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="149"><col width="192"><col width="164"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UHhndK1Q8oUzwkxXdgau6lpJsXe"><strong style="font-size: 16px;">Fee Type</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-A2K9dNlyooZ6qExfc3duGHTVsWe"><strong style="font-size: 16px;">MEXC Card (APAC)</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EEwbdgWYDoWFIBxAcuXu5vX4shb"><strong style="font-size: 16px;">MEXC Global Card</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W2yWdaWEroRpW3xl3hautMEIsaf"><strong style="font-size: 16px;">Virtual Card Issuance Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AaWkdkKrho1milxD1RsuxOGzsmb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SsFFdAiysoKzN6xxumnuP8Qvsgg"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HwpIdt1hwojr3vx0dJ4uDo3BsGd"><strong style="font-size: 16px;">Annual Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HCLsd3Ds9ozK62x5n2euzsEUspc"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NeJqdWanQo2TGVxvSvOuI9I9sug"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UU10dp059oEroQxiPEcusuYxsGg"><strong style="font-size: 16px;">Inactivity Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BdoZdjDQZo4DlxxgVZQu5MeTsFe"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JUXIdslxuojXfZxcepkuLpnNsif"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ANcydgXIdoXQZAxxq4yuE1dCsNb"><strong style="font-size: 16px;">Termination Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AjVMd6OiXosRIExEIQ4uyWJqs7d"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NTyCdR9Ijo1PWMx9t2CurU1xsGf"><span style="font-size: 16px;">0</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Zo3FdGKaHoXFvyxv74IuNYFssDf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SDF5dinwEoKdBJxnqasuahsUsnf"><span style="font-size: 16px;">MEXC does not charge users for applying for, holding, keeping the card inactive, or terminating either card.</span></div><div class="ace-line ace-line old-record-id-Rvhld0XJvocpuix7ENFuRKTlsrd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ASEldm2bIorIGhxe8g0udHNSs7c"><strong>3. Transaction Fees</strong></h2><div class="ace-line ace-line old-record-id-UY3Adfnzbolr6txfnyluxk9msMg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GwPAdnThKo2kPixZMyMu2y9Is5g"><span style="font-size: 16px;">The two cards have different transaction fee structures:</span></div><div><table class="ace-table" data-ace-table-col-widths="242;223;223" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="242"><col width="223"><col width="223"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B4dRdGNZXo6OqAxMlZEuQUYusuc"><strong style="font-size: 16px;">Fee Type</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xj9qdmOHhoTDITx0iXqu6pk6sac"><strong style="font-size: 16px;">MEXC Card (APAC)</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FlPEdoN2AoukyDxitLvujH06sGj"><strong style="font-size: 16px;">MEXC Global Card</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EjMWdkJ4OoyPq3x2lZiuU4TQstM"><strong style="font-size: 16px;">Transaction Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FwsEdJ5JAorkhpxoq5tuP6a0sTb"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YMOBdUDHZoxZgcxOMKeuZ9EFsZ4"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NRoidxVusoMFeHxG5W4uzWX8sdb"><strong style="font-size: 16px;">Crypto Conversion Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PAEudYJXXoRlQzxqumdu5I5LsEf"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BMiTdsBACovoGkxJ9OIu9jtfsKg"><span style="font-size: 16px;">0%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PbrtdzEVkoBPYDxBS0vujAieskp"><strong style="font-size: 16px;">Foreign Exchange Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KLoFdsM8qoVjyix6Uaaua3cDs1f"><span style="font-size: 16px;">Visa exchange rate + 1% cross-border fee</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AYCidkysPoC6a7xxi2xu2Vq4sCc"><span style="font-size: 16px;">Visa exchange rate + 0% markup</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TWTdd9KVQo1UsuxurBQuXghAsNd"><strong style="font-size: 16px;">Top-Up Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YllidSrjroarHExb7Kxu4SgIsBd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-D0GKd7vzoou5sPxqE3Buhn9Ns1f"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FLoFdC7XWo7XdDxqtSwuGzcnseO"><strong style="font-size: 16px;">ATM Withdrawal Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EEfSdguqIokbqLxin3muptBcsne"><span style="font-size: 16px;">Not applicable to virtual cards</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TDL6dt1ZVoVXGJxlA1fuRLCusVd"><span style="font-size: 16px;">Not applicable to virtual cards</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WQdNdrSCGoKisDxzWD2ujmg6sFc"><strong style="font-size: 16px;">Refund Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-Q71gd5VwlopCWMx32htuQ4Wjsvf"><span style="font-size: 16px;">1% for USD transactions 3% for non-USD transactions</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-StQTdl8TpotxTwxpsGlu8TtdsFe"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-G24SdDAz4oeywzx3bBUu5CSNsa0"><span style="font-size: 16px;"><strong>Failed Transaction Fee</strong> (Applies only to failed transactions)</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XlBidB6lJo5BcQxFdUkurgz4s1b"><span style="font-size: 16px;">0</span></div><div class="ace-line ace-line old-record-id-O00qdi3KtoHh2hxO9uDuHCems3b"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-TGmadL10boqCvrxNZasuVasGsVg"><span style="font-size: 16px;">0 USD per transaction if the failed transaction rate is < 20% 0.5 USD per transaction if the failed transaction rate is ≥ 20%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XcetdCbeooffGmxSqVhunQpIs4c"><strong style="font-size: 16px;">Small-Amount Transaction Fee (< 1 USD )</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CXF4dDGkzoHDVrxa2COupDdAsyd"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ToOtdpVdXotwW1x5KvVuB5fvsxd"><span style="font-size: 16px;"> 0.1 USD</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-NEHidePE5o1bp9xXTMKuHYz2sNt"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AGcCdxTadoWuppxOvuNuaRRmsid"><strong style="font-size: 16px;">Notes:</strong></div><div class="ace-line ace-line old-record-id-Svoldz9UyoFmeuxBgoAuOMWGsOb"><span style="font-size: 16px;"><strong>1) Crypto conversion fee:</strong> This fee applies when crypto assets in your account are converted into fiat currency to complete a purchase. </span></div><div class="ace-line ace-line old-record-id-Ieb3dnmpcoKYTSxu3BfuZvrUsBg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MzsXdAlIhoPbsfxeWLOuCK6Csgd"><span style="font-size: 16px;"><strong>2) Transaction fee:</strong> This fee is calculated based on the value of each purchase. The MEXC Card (APAC) does not charge a transaction fee, while the MEXC Global Card charges 1%.</span></div><div class="ace-line ace-line old-record-id-AdhXdczt9o3srJx15YsuCxnpsth"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D608d6cJ2o8MlJxoVBXu0ppSsGc"><span style="font-size: 16px;"><strong>3) When foreign exchange fees apply:</strong> A foreign exchange fee applies when you make a purchase in a currency different from the card's billing currency. For example, this fee applies when a USD-denominated card is used to make a purchase in euros. It does not apply to domestic purchases made in the same currency as the card's billing currency. The MEXC Global Card adds no markup to Visa's exchange rate, offering an advantage for cross-border spending.</span></div><div class="ace-line ace-line old-record-id-Gre6daVBNo7ERJxxmhauldNDsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Q36YdO8FPoaw0DxWhk8uhLqDsGh"><span style="font-size: 16px;">4) Fee rates may be adjusted during the event. Please refer to the rates displayed on the relevant event page.</span></div><div class="ace-line ace-line old-record-id-BlYZdqMdmoXLl6xIiZsun0C5shg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LPqadt0hWoUUR1xDKxNuoCFusPd"><strong>4. Spending Limits</strong></h2><div class="ace-line ace-line old-record-id-GuEOdbTbgoGeh9xOjLJuONQ4sAJ"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-T9OpdXa6soieaRxMr2pug7TJsMc"><span style="font-size: 16px;">To protect account security and accommodate different spending needs, MEXC applies the following limits:</span></div><div><table class="ace-table" data-ace-table-col-widths="172;194;194" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="172"><col width="194"><col width="194"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ELatdrFu0o55jfxvW0du7swpsQd"><strong style="font-size: 16px;">Limit Type</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rdwhd9TBEoB6mMx58mVutyyFsMh"><strong style="font-size: 16px;">MEXC Card (APAC)</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LOASd3zUSoEPIGxtu6EuwyT4swd"><strong style="font-size: 16px;">MEXC Global Card</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TlmPd7ANho5gipxOBZ9uwuossFh"><strong style="font-size: 16px;">Per-Transaction Spending Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DOBBdxdqZoHgVNxGZm7uQegushb"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Yk2Jd8wBSovWczxJZrTudSMssBe"><span style="font-size: 16px;">80,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QNPidCwwVoLDnHxBXd2uoMKZs0f"><strong style="font-size: 16px;">Daily Spending Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NhwfdlDCLowTEyxM8P4uDhorszc"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-M9A8dhd2loihGIx0KmCuEZ1hsIh"><span style="font-size: 16px;">1,000,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SRdGdjUofoXt1GxrKdAuJNUmsMe"><strong style="font-size: 16px;">Annual Spending Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IGecdyPpWoYc1Bx119vu9LB8ssb"><span style="font-size: 16px;">1,000,000 USD </span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HUONdvqUPo7Az7xjbN6uDO5zspg"><span style="font-size: 16px;">—</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FctWdOHtyoyGASx8XfEuGBI9sye"><strong style="font-size: 16px;">Daily Transaction Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PDu7dqt7Ho26OSxdio6uEH0ssAc"><span style="font-size: 16px;">50 transactions</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OvGadMzwEotBkrxECAZuKd8Isfh"><span style="font-size: 16px;">100 transactions</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Y0jPdzbYQoaaOMx0L4MuAUyWsSg"><strong style="font-size: 16px;">Monthly Transaction Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VnvGdNhLkonmatxiaDzuGxn7sfh"><span style="font-size: 16px;">—</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-D2Xbd27xDo8gFIx0plGuL57qs8e"><span style="font-size: 16px;">2,500 transactions</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CS1ydKDbao45Htxt1YrurG32s0e"><strong style="font-size: 16px;">Annual Transaction Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Fem5dXUsFo57hExzMctut34wsJb"><span style="font-size: 16px;">1,040 transactions</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SyKbdY5r9ovt3Xx6QgUu8iVzsgb"><span style="font-size: 16px;">25,000 transactions</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-YsGfd3qOXoWzXAxGAiku6uynslb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Vh3JdOA7CojWNux4uQDuX3mFsTM"><span style="font-size: 16px;">The MEXC Card (APAC) is suitable for everyday spending, while the MEXC Global Card offers significantly higher limits for users with larger or more frequent spending needs.</span></div><div class="ace-line ace-line old-record-id-IEOXdQ5E9ozFyxxeEywurEUIskd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GyqYds1vtoNCK0xRewMuMYYrsAg"><strong>5. Fee Calculation Examples</strong></h2><div class="ace-line ace-line old-record-id-Hirod1LSQoDA09xpguju6qbPsQe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OtwLdQZSqoyCfCxQwABu2qcQsfb"><span style="font-size: 16px;">The following examples illustrate how fees are calculated in different transaction scenarios. The rates and amounts shown are for illustrative purposes only. Please refer to the tables above for the applicable fee rates.</span></div><div class="ace-line ace-line old-record-id-PFArdNDXwommtWxjFl5uk9Pzslh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FPr5dhuZwouqQmx5n6Buct7jsoe"><span style="font-size: 16px;">Example 1: Same-Currency Purchase at a USD Merchant</span></h3><div class="ace-line ace-line old-record-id-LAw6d9tOmo622pxJz3Su1cr6sud"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-K3drdfSeTopxCYxzAjfuhCeSsVb"><span style="font-size: 16px;">Assume that a user holds only USDT in their account and makes a purchase of 100 USD at a USD merchant.</span></div><div class="ace-line ace-line old-record-id-BRvjdSSfEoXqFJxO1xmuEi7JsVd"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;190;169" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="190"><col width="169"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CDzZdcI8qogIb3xZgtHu7UpisXE"><strong style="font-size: 16px;">Item</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XfQDdU70qo56LwxFFgquSgmEsbb"><strong style="font-size: 16px;">MEXC Card (APAC)</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NReKdrcILoqQG3x37gnu6DIssMf"><strong style="font-size: 16px;">MEXC Global Card</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GisPd1dzYoBQ1Qxhau8uxsIosUh"><strong style="font-size: 16px;">Purchase Amount</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NMhKdADyCohQmgx1PxxuLVV5sac"><span style="font-size: 16px;">100 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UR28d6oIwoAtgHxQGXfuptDts73"><span style="font-size: 16px;">100 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ODQBdEQ2hoIXl0xYQTGujCv2sGf"><strong style="font-size: 16px;">Crypto Conversion Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CEW7d0xEnoUqGIxpDwbuu7jMsCN"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DmDUdusjwogC69xVV3Uu3dLhsJe"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HfsBdRDf9o1dnixqCqSuvTsEs7e"><strong style="font-size: 16px;">Transaction Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q2ZudH6hDo6dUExYoxQuIyMrsJf"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C9xldUcgkok6UaxfBpzuQVcrsTe"><span style="font-size: 16px;">100 × 1% = 1 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PIlndqeYVorvq3xTd7Iul8iQsac"><strong style="font-size: 16px;">Total Amount Deducted</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rjbwd65Ouoj2EexhPvau7qJBsYb"><span style="font-size: 16px;">100 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JhdsdoKDyoF4IrxjpxLuDY4tslf"><span style="font-size: 16px;">101 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ByW1dBDBXois7Axiaoluw8xcs8f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DBYDdafQTodN6hxWwGlu1BmDsxh"><span style="font-size: 16px;">For same-currency purchases, the MEXC Card (APAC) generally offers lower fees.</span></div><div class="ace-line ace-line old-record-id-SfuDdPmovoZ4AyxaZOVuwvUVsic"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VJNOdVsEWolZdixzD3vucSEesrb"><span style="font-size: 16px;">Example 2: Cross-Border Purchase at a Non-USD Merchant</span></h3><div class="ace-line ace-line old-record-id-NwjldIuYGoSXT1xYKSsutdDTs8e"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-G4thdz6y3oS82Lxs7bUuHBBzsWb"><span style="font-size: 16px;">Assume that a user holds only USDT in their account and makes a purchase of 100 EUR at an overseas merchant. For this example, the Visa exchange rate is assumed to be 1 EUR ≈ 1.08 USD.</span></div><div class="ace-line ace-line old-record-id-PicEdPSF7oYNJqxmsEfuZztLsMO"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;236;228" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="236"><col width="228"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XgHxddDAloiHsPx6Np7uTQ4ksRe"><strong style="font-size: 16px;">Item</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EjFadWTzBooXYDxIHY7uQRz7shd"><strong style="font-size: 16px;">MEXC Card (APAC)</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CPcedjDD8oLNLyxONptuz6PlsHg"><strong style="font-size: 16px;">MEXC Global Card</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RORYdvrGko15lzxX45fufGJ1s6s"><strong style="font-size: 16px;">Purchase Amount</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U5gsdMFlrohdjVxk8xnuwqGXs4e"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W26Ldb4f7ogcR0xQGbhugdCosGb"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B24OdyhOPouUEUxSfQZuFdMmsGb"><strong style="font-size: 16px;">Foreign Exchange Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EMqkdMvEno5MsGxuSfFuq6V9s6b"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Twyhdr3iloznwVxUrHxupfkYsTd"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VzubdMLJ4onY0KxdlwxuLTD5sdh"><strong style="font-size: 16px;">Crypto Conversion Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QHK7dibBGoHqdzxSHRmu38KXsxh"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UYsSdF7IQoT6fTx21bGuSbGDsQd"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LWeMdFDCyo8BVcxEP5auG5Wgs8c"><strong style="font-size: 16px;">Transaction Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VJ5oda8f2ocf2Cx3xh6uPDDgsOd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GblCduev2oc3zixtJXeujL93sYc"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ILGBdrcAPoszoDx8vTsuzk9oshd"><strong style="font-size: 16px;">Total Amount Deducted</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CVaWd3zEUoXbcWxawx3uoPQGsVb"><span style="font-size: 16px;">109.08 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KM98dtoBXoJtK9x8kr8ue9DcsQc"><span style="font-size: 16px;">109.08 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-N9codJ8MsooRiBxacCTumL3hshh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CTpxdIx4ooJD7yxp32kuRLChsWg"><span style="font-size: 16px;">As shown above, both cards incur exactly the same costs for cross-border transactions.</span></div><div class="ace-line ace-line old-record-id-N024dKAWMoew5QxUQgruiZuysOc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PRgLdsBCaooi1FxdxjZuBXUZsEe"><span style="font-size: 16px;">With no card issuance fee, annual fee, inactivity fee, or card termination fee, MEXC Cards significantly lower the barrier to entry for users. If most of your purchases are made locally in the card's billing currency, the MEXC Card (APAC) offers lower costs and is the more suitable option. If you frequently make cross-border purchases or make large purchases, both cards incur the same costs, so either option may be suitable. </span></div><div class="ace-line ace-line old-record-id-Q05qdEdshoN1DmxNRnuu8TXesNe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Q3c5dZycNoKpMrxgkzSu9aausRe"><span style="font-size: 16px;">Before using your card, log in to the official MEXC platform and review the latest fee and limit information to ensure accuracy.</span></div><div class="ace-line ace-line old-record-id-PiILd6ZoAo53W4xfUmbuSZmDs2g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OeCtdWcdjoZRXSxyuJRunUTuszd"><span style="font-size: 16px;">Recommended Reading:</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KpszdU933oJ5KsxRdCZu7B2ZsNe" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">How to Apply for the MEXC Global Card: A Complete Beginner's Guide</a></div></li><li class="ace-line ace-line old-record-id-PTnUdijVPoEwBTxW5k7uS0FWsdd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card Transaction FAQ: Authorization, Settlement, and Refunds Explained</a></div></li><li class="ace-line ace-line old-record-id-OEM3d84dOoSuu8x1JIbuRonPsAf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for MEXC Card (APAC)</a></div></li><li class="ace-line ace-line old-record-id-DmbWdjR5loGJKJxKKwDuzLQhsEh" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card (APAC) Rewards FAQ</a></div></li><li class="ace-line ace-line old-record-id-O6zSd6j6JocXd9xAYzmuvLSlshf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for the MEXC × ether.fi Credit Card</a></div></li></ul></div>

<div data-page-id="Ff8Fda9mko0dMUxhxehuBc6LsrN" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-VcAMdfCZvos5BExOcGZujuATss5"><strong>Key Takeaways:</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-RH8wdgRozo8dvcx4nwnuVvBXsZg" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card transactions go through two stages: authorization and settlement. Settlement typically takes 1–3 business days.</span></div></li><li class="ace-line ace-line old-record-id-C62MdVlkVoXZkCxU3WiuRNRusoM" data-list="bullet"><div><span style="font-size: 16px;">The final amount charged may differ from the amount displayed at the time of purchase due to settlement exchange rates, cross-border fees, or adjustments made by the merchant.</span></div></li><li class="ace-line ace-line old-record-id-NQXhd1fIhoIGU4xPdvOuD0KGsjg" data-list="bullet"><div><span style="font-size: 16px;">Cashback is credited only after a transaction has been settled. Transactions involving ineligible merchant categories or flagged by risk controls will not qualify for cashback.</span></div></li><li class="ace-line ace-line old-record-id-QHPqdn2gEoBP8Zx8bBuuCCHyssc" data-list="bullet"><div><span style="font-size: 16px;">Refunds issued before settlement are free of charge. Refunds issued after settlement may incur fees depending on the card type.</span></div></li><li class="ace-line ace-line old-record-id-K6gMdyjjsoVJVsxG0PzuYcQOs3b" data-list="bullet"><div><span style="font-size: 16px;">Disputes must be filed within the applicable time limit. Repeated transaction failures or suspicious activity may result in card termination.</span></div></li></ul><div class="ace-line ace-line old-record-id-KvhfdrnVHomIG8xDCGhuhXeosVb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-IFI2d9cwro5iYjxqyVPubKMksKd"><strong>1. MEXC Card Authorization and Settlement</strong></h2><div class="ace-line ace-line old-record-id-RN4odjTkGoOhhPxnK5iu6TIXsGe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OsnVdoXteoBjHFxSzV6uNRfzsKJ"><strong style="font-size: 16px;">1.1 When is a card transaction considered complete?</strong></h3><div class="ace-line ace-line old-record-id-PKcYdVTqAoMKP2xMlEuuLgUVsNf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-K6PGdOtxwoYkhExIEGwuSx6Dsue"><span style="font-size: 16px;">After you make a purchase with your MEXC Card, the transaction first enters the authorization stage. During this stage, the card issuer confirms that your account has sufficient funds or available credit and places a hold on the corresponding amount. However, the funds have not yet been transferred to the merchant.</span></div><div class="ace-line ace-line old-record-id-NBQKd9WhNoW5tmxFduIuE599sbg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ViC2dFM5coZaAxxSjHxuq3BZsKc"><span style="font-size: 16px;">The transaction is considered complete only after the merchant submits it for settlement and its status changes to settled.</span></div><div class="ace-line ace-line old-record-id-SbrldtqTAoPnp0xM0LkuCA15stc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VtGldtIwhoVEcgxmwNcuEGPJs5f"><strong style="font-size: 16px;">1.2 What is the difference between authorization and settlement?</strong></h3><div class="ace-line ace-line old-record-id-WqLSdkYRGosVXVxRxKMuElMas9M"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ak7idE7sIonZomxMbOJu14yHsvb"><span style="font-size: 16px;"><strong>Authorization:</strong> When you make a purchase, the system verifies that sufficient funds or credit are available and places a hold on the corresponding amount. The funds have not yet been transferred to the merchant.</span></div><div class="ace-line ace-line old-record-id-A11FdpJlDoCam8xCa9puA706s0g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ED2Nd9D8doaTWGxl1Wnu0wWYs9e"><span style="font-size: 16px;"><strong>Settlement:</strong> The merchant submits the transaction details through its acquiring institution and the card network for clearing and reconciliation. The held funds are then transferred to the merchant, and the transaction status changes from authorized to settled.</span></div><div class="ace-line ace-line old-record-id-LY4GdoFCBo64QxxmJDsu5mm2sqc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SXl7dX2EvoUnuFxUI0purW5FsEz"><strong style="font-size: 16px;">1.3 How long does settlement take?</strong></h3><div class="ace-line ace-line old-record-id-OYNpduiWAo6MPNxeg9ou0XiAsQd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WJI6dfZdHoBluPxPz2Bun6Fesxf"><span style="font-size: 16px;">Settlement usually takes 1–3 business days, depending on the processing time of the merchant, acquiring institution, and card network. In exceptional cases, it may take up to 30 days.</span></div><div class="ace-line ace-line old-record-id-FNFxdg3LqoCV1oxgwgWumsyoslf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Uvmld5q7so9sAixAvEKuXDEustc"><strong style="font-size: 16px;">1.4 When will held funds be released if an authorization fails or is reversed?</strong></h3><div class="ace-line ace-line old-record-id-E07idABeBoqFUmxObpOus9xgs8Q"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KLkDdqBFaokz3lxgc4uu82MMsle"><span style="font-size: 16px;">If an authorized transaction is not settled because the authorization fails, is reversed by the merchant, or expires, the held amount will automatically be released back to your available balance. No manual action is required. The funds are usually returned within 1–3 business days.</span></div><div class="ace-line ace-line old-record-id-VAITdJ2CBooymJx4BYOuB5FEs8b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-D0PSdnQ37oZOcwxBt1Vu7D2DsHc"><strong>2. Exchange Rates and Amounts Charged</strong></h2><div class="ace-line ace-line old-record-id-LkPrduULbo6Gkpx6Vn9uUNv8sWf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OACrdAIZGoZzjLxH6IIuPBifsTc"><strong style="font-size: 16px;">2.1 Why is the final amount charged higher than the amount displayed at the time of purchase?</strong></h3><div class="ace-line ace-line old-record-id-OQPSdtK8zoxRJcxqSCQusxWYspj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U2nad1g8SocgrJxd1b2u9yEhsgh"><span style="font-size: 16px;">Common reasons include:</span></div><div class="ace-line ace-line old-record-id-TrhJd06stoE1I5xqNYBueZorseb"><span style="font-size: 16px;">1) Foreign-currency transactions are calculated using the exchange rate at settlement, which may differ from the estimated rate used at authorization.</span></div><div class="ace-line ace-line old-record-id-EleUdYKBko9pmhxjlUIufI3Psnb"><span style="font-size: 16px;">2) Cross-border or foreign exchange fees may apply.</span></div><div class="ace-line ace-line old-record-id-EIUedTJJBof8yJxECuLu7rk8sUg"><span style="font-size: 16px;">3) The merchant may adjust the final amount during settlement, such as by adding a service charge or tip.</span></div><div class="ace-line ace-line old-record-id-JLKIdrkXVoF5wRxKp9jucW9rs7g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XCpjd4uZmofsClxhDcRui5Z9sAf"><strong style="font-size: 16px;">2.2 Is the transaction calculated using the exchange rate at authorization or settlement?</strong></h3><div class="ace-line ace-line old-record-id-Jii5dM996o7UkkxIKz8u3dZVsVe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Bqjud7arxomKCVxmRI6ux9jtsdf"><span style="font-size: 16px;">The amount displayed during authorization is converted using an estimated exchange rate at the time of purchase and is provided for reference only. The final amount charged is based on the actual exchange rate at settlement and may therefore differ from the authorized amount.</span></div><div class="ace-line ace-line old-record-id-Y1KOd8ZcyoZ58lxEumNuUEv3sF1"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EUd2dS0BTor9SJxSfwouP7ImsIh"><strong style="font-size: 16px;">2.3 Why does one purchase generate two transaction records?</strong></h3><div class="ace-line ace-line old-record-id-UR9yd8JlXoFSm0xuXm9uKMXyszc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HxqjdvCnooFuMcxcx3IubRRNs6e"><span style="font-size: 16px;">If the exchange rate at settlement differs from the rate used at authorization, an additional transaction record may be generated for the difference. MEXC plans to address this issue gradually in future updates.</span></div><div class="ace-line ace-line old-record-id-HpMddyzZqoI4Ptx5LWbuF8IEsdh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-WDHwdK2B2of5tcxNaAAuW1musGe"><strong>3. Cashback</strong></h2><div class="ace-line ace-line old-record-id-J54Qd7ZV9oIs4qxK0QwuIFPYs1e"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EM5Kdpfa1oChBbxhWVqumq8Ysjh"><strong style="font-size: 16px;">3.1 Why have I not received cashback for my purchase?</strong></h3><div class="ace-line ace-line old-record-id-RQVTdpgcdoUnF4xKnUauUlCJsOh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NBW9dvGWAoAFEexboQdutHBwsNg"><span style="font-size: 16px;">This may occur for any of the following reasons:</span></div><div class="ace-line ace-line old-record-id-KAWIdoP27oOUglxzb0nuArkgsCc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OsX9dseGtoa8XTxBejqu684MsrX"><span style="font-size: 16px;"><strong>1) The MCC is not eligible for cashback</strong>: The transaction's Merchant Category Code is excluded from the cashback program. For details, see <a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card Merchant Categories Not Eligible for Cashback</a></span></div><div class="ace-line ace-line old-record-id-KzsmdXqcHompudxfRL1u32eMsAf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IQiEdaQmBoceTexPcgRu4yNWs5e"><span style="font-size: 16px;"><strong>2) The transaction has not been settled</strong>: Cashback is calculated and credited only after the transaction has been settled. Transactions that remain in the authorization stage are not yet eligible.</span></div><div class="ace-line ace-line old-record-id-Phl6dIPN0oyPByxmgrxu9rwWsLb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WNrvdOMi1ot2RlxnH30uI0dusWc"><span style="font-size: 16px;"><strong>3) Risk controls were triggered</strong>: Your account or transaction may have been flagged by MEXC's risk control system, preventing cashback from being credited. Please contact MEXC Customer Service for assistance.</span></div><div class="ace-line ace-line old-record-id-ImBUdPK3UoTyKWxB4CEukWDksth"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OzM0dIqAboeXqsx2F9Ku65RIsbh"><strong style="font-size: 16px;">3.2 Will cashback be reversed if a transaction is refunded?</strong></h3><div class="ace-line ace-line old-record-id-RZTKdjuY2o3mIgxfgt7uqAJxs49"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HZMcdXxRgoYftNxD4Paue0NYsQb"><span style="font-size: 16px;">Yes. If a transaction for which cashback has already been credited is subsequently reversed or refunded, the corresponding cashback amount will be deducted.</span></div><div class="ace-line ace-line old-record-id-Jx23d9Q3woGFGxxmHxnuSOcZsWb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FjordhEcdoJoNYxwwmvu4Qmcs5f"><strong style="font-size: 16px;">3.3 Which MCCs are not eligible for cashback?</strong></h3><div class="ace-line ace-line old-record-id-SM5OdtpvMot8h6xqEQBuBmd7soI"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IJJNdYF0KofZqyxlGLMuanq2sbg"><span style="font-size: 16px;">For details, see <a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card Merchant Categories Not Eligible for Cashback</a>.</span></div><div class="ace-line ace-line old-record-id-OOK9dfMWgoWKDxx0DU3uy5DFsKj"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-BVhWddecCoHXhMxYcC2ujYvWszd"><strong>4. Failed and Declined Transactions</strong></h2><div class="ace-line ace-line old-record-id-GCfSdbmd7orxbfxH8OyuJUYCsMe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XshvdM2HzoxC0BxF1JJuTUbcsDd"><strong style="font-size: 16px;">4.1 What are the common reasons for a declined transaction?</strong></h3><div class="ace-line ace-line old-record-id-Wb5Rdka4koCPeix4BJsusqofsSg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GB9FdxV7joJ4GoxWCjJulSH1sBg"><span style="font-size: 16px;">Common reasons include:</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Ipj2dc6RcooYS7xHbAWuDCLwsP3" data-list="bullet"><div><span style="font-size: 16px;">Insufficient account balance or available credit</span></div></li><li class="ace-line ace-line old-record-id-NZKRd6rlBo9JslxaFlpulm1vsw7" data-list="bullet"><div><span style="font-size: 16px;">A frozen or restricted card</span></div></li><li class="ace-line ace-line old-record-id-KXFZdu4TuoTL5ZxVzKAuCqNIsud" data-list="bullet"><div><span style="font-size: 16px;">An unsupported merchant category</span></div></li><li class="ace-line ace-line old-record-id-OlxIdxa9io5o3WxA9uKugshzs9d" data-list="bullet"><div><span style="font-size: 16px;">Risk control restrictions</span></div></li><li class="ace-line ace-line old-record-id-KWGGdeMswouIEjxvFuEuOhcqsrd" data-list="bullet"><div><span style="font-size: 16px;">Temporary network or merchant issues</span></div></li></ul><div class="ace-line ace-line old-record-id-VTh7dX1sOoGpEIx9N2Iu3MD8sne"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FHrTdbABuoXVy5x6XWHu0PaJsxb"><span style="font-size: 16px;">Please first check your account balance and card status. If the issue persists after you have ruled out the causes above, contact MEXC Customer Service for assistance.</span></div><div class="ace-line ace-line old-record-id-PSCbd54eNogVu9xgvRluLVmxsJg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GOJZdXjuNoVxmkxoxcyu3NzMsJh"><strong style="font-size: 16px;">4.2 Why is MEXC Customer Service unable to identify the reason for a failed transaction shown on the merchant's payment page?</strong></h3><div class="ace-line ace-line old-record-id-BwODdLf1voCtsrxuQA4uTo2JsM8"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PlW6daNoxo0vmfx6dYJuLyZ8sUg"><span style="font-size: 16px;">If a transaction is declined directly on the merchant's payment page and no corresponding record appears in your MEXC transaction history, the transaction was rejected on the merchant's side. In this case, MEXC cannot access the specific reason for the decline.</span></div><div class="ace-line ace-line old-record-id-SmdBdpkYqoQFPrxoBfDuPsCksFh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Qe6XdWxcso9SJRxopHLurnfEse6"><span style="font-size: 16px;">Please try another payment method, contact the merchant for clarification, or attempt the transaction again.</span></div><div class="ace-line ace-line old-record-id-Tr0adOHq2ovsFIxrNpMuyNfgsge"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TM8PdSS6HocP7Rx1sqquRLaVsVh"><span style="font-size: 16px;"><strong>4.3 </strong><strong>Is there a fee for repeated failed transactions?</strong></span></h3><div class="ace-line ace-line old-record-id-ZYQedShIRo2i6VxNBzVulNIlssd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AIYwdubdao9VOrx3WP8uBtqTsfe"><span style="font-size: 16px;">Yes. If too many transactions made with your MEXC Global Card fail, a fee of USD 0.50 may be charged for each failed transaction. In serious cases, your card may be terminated.</span></div><div class="ace-line ace-line old-record-id-SBA2dI45aogZ7nxRLVZuvfOgsUd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NxQOdMEfLoyarkxpA9suqyZkslk"><strong>5. Refunds</strong></h2><div class="ace-line ace-line old-record-id-KAMjdao9NoKVWhxEgWguZvT7swh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HUTXdtp6Go8vtFx6Ibwu3Vccswf"><strong style="font-size: 16px;">5.1 Are fees charged for refunds?</strong></h3><div class="ace-line ace-line old-record-id-F1tadTkKIonqC8xKehiuubZysie"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F11wdziCCo4N3VxUGOLuDUtIsbh"><span style="font-size: 16px;">This depends on whether the transaction has been settled:</span></div><div class="ace-line ace-line old-record-id-Bps8dQKE5ooqv9xZkUbuu23esne"><span style="font-size: 16px;"><strong>1) Refund before settlement:</strong> No fee is charged.</span></div><div class="ace-line ace-line old-record-id-QZzOd2RmDoU045xkIWjuqusaspd"><strong style="font-size: 16px;">2) Refund after settlement:</strong></div><div class="ace-line ace-line old-record-id-MykhdxU93ocw0BxVnrZuMVaTsSc"><strong style="font-size: 16px;">MEXC Card:</strong></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Jz4qdVlsfoaECPxNEQKuksCHseb" data-list="bullet"><div><span style="font-size: 16px;">For non-USD transactions, an additional 1% foreign exchange fee applies, on top of the foreign exchange fee and crypto conversion fee already charged</span></div></li><li class="ace-line ace-line old-record-id-ToMidltVXo05vyxptTRuOI4tsuh" data-list="bullet"><div><span style="font-size: 16px;">For USD transactions, only the crypto conversion fee applies</span></div></li></ul><div class="ace-line ace-line old-record-id-WYcFdKpP1ohBcOxT1vPuGjK1sXg"><span style="font-size: 16px;"><strong>MEXC Global Card:</strong> No refund fee applies</span></div><div class="ace-line ace-line old-record-id-Ji0OdEnHWoX33MxiKzduCH0zsjh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IiADdIeWYoRfTcxIVEqun4TbsLe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MXIGdpq6DoL3NJxGKSNuky3ksLf"><strong style="font-size: 16px;">5.2 How long does a refund take?</strong></h3><div class="ace-line ace-line old-record-id-SCpbdPD6goQXTMxhDhouUT2wsbn"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-H9j1dS72IokXorxssXkuR1tRs2e"><span style="font-size: 16px;">Refunds generally take 1–7 days to arrive. For e-commerce, airline, hotel, and travel-related transactions, processing may take up to 30 days.</span></div><div class="ace-line ace-line old-record-id-OSCHdkXSLojPqXxM1tnu6QhhsSh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AoamdeGAdoBxTCxdalyuhkaCsub"><strong>6. Transaction Disputes</strong></h2><div class="ace-line ace-line old-record-id-UaWsd4dS3ooSRexZJ8Su8kzhsCf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Q5jJdVagOocnqnxi7gZuUF3fstb"><strong style="font-size: 16px;">6.1 How can I dispute an unrecognized transaction?</strong></h3><div class="ace-line ace-line old-record-id-IsRFdxW8go0UMuxYZ6su6dAjskc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Dsm9dXGjVo1DufxJqC4uwZDRsib"><span style="font-size: 16px;">Locate the relevant transaction under <strong>Transaction History</strong> and contact MEXC Customer Service. You will need to provide the reason for the dispute and supporting documents, such as your correspondence with the merchant, order records, or proof of refund.</span></div><div class="ace-line ace-line old-record-id-HmQUdABxooupH7xsnGoub556sM1"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U2dxdyW67oGdTnxzqG2uVMVbsvd"><span style="font-size: 16px;">MEXC will begin reviewing the case after your submission. We recommend contacting the merchant first. If the merchant cannot resolve the issue or communication is unsuccessful, you may then file a formal dispute through MEXC.</span></div><div class="ace-line ace-line old-record-id-EpAvdCB4RoDJS0x3GpVuWVsbsse"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JGLwdjRYsocolLxsQdHumPKEsgd"><strong style="font-size: 16px;">6.2 Is there a time limit for filing a dispute?</strong></h3><div class="ace-line ace-line old-record-id-W8P5dlSIWoPZe5xLgj4uaIJfstf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RQKsdhMcxoHK7cxmCyTu449wsbq"><span style="font-size: 16px;">Yes. Disputes generally must be filed within 60–120 days of the transaction. Requests submitted after the applicable deadline cannot be accepted, so we recommend filing as early as possible.</span></div><div class="ace-line ace-line old-record-id-WpeldEIAkokfw4x65QPuarDPs5d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DAzKdD86SosIYcx1kuTuz5jksxf"><span style="font-size: 16px;">The specific time limits are:</span></div><div class="ace-line ace-line old-record-id-OMI2dnzYNoxCmSx8ndquFthKsYf"><span style="font-size: 16px;">1) Duplicate charges: Within 90 days</span></div><div class="ace-line ace-line old-record-id-XZc3dhsbto9bpNxl4WMu6p5HsGb"><span style="font-size: 16px;">2) Suspected fraudulent transactions: Within 120 days</span></div><div class="ace-line ace-line old-record-id-MdcMdR67EoCO4QxTg64uxh0CsNP"><span style="font-size: 16px;">3) Goods not received or not as described: Within 120 days of the expected or actual delivery date</span></div><div class="ace-line ace-line old-record-id-FjKrdaOCloZYG9xOSiWuMKOOsEh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-T7zIdvjraoYP2XxIesMunsIFsig"><strong style="font-size: 16px;">6.3 Will I be charged a fee if my dispute is unsuccessful?</strong></h3><div class="ace-line ace-line old-record-id-R3pudGpy0oMPQRxqKQeux4ZRsTb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F1YddKEM5oaC1dx5mgRu38qcsWb"><span style="font-size: 16px;">If a dispute is rejected due to incomplete information or insufficient evidence, MEXC will charge a review fee. Please refer to the fee schedule applicable to your card product for details.</span></div><div class="ace-line ace-line old-record-id-PNdedK1hgoULckxF1zOukdSUsxb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-N7w7dlqwQo3JFRx1SfUuz7nKsUc"><strong>7. Card Termination and Security Verification</strong></h2><div class="ace-line ace-line old-record-id-R980dlsktoEgKGxPAauulTIos9c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CwaGdJJ1woJJa3xBp1Mu0D2Rsdd"><strong style="font-size: 16px;">7.1 What may result in card termination?</strong></h3><div class="ace-line ace-line old-record-id-CTNodrz25osms6xqO5quO0YisWf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LZsgdIs9soy4iFxbxmKuVKaesaf"><span style="font-size: 16px;">If transactions fail more than 10 consecutive times due to insufficient balance, MEXC's risk control protocol may be triggered, which could result in automatic card termination. Other unusual activities, such as unauthorized card use or arbitrage, may also trigger risk controls and result in card termination.</span></div><div class="ace-line ace-line old-record-id-ML46dbhzSol12rx01thuDHvFsLd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FZewd77vWoSWwaxVGXTuIBJhs5b"><span style="font-size: 16px;">Please use your card responsibly and avoid unusual or prohibited activity.</span></div><div class="ace-line ace-line old-record-id-So01dmtbNojkSxx7jBiuWeqWsFf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Yv6YdxofeoQPiAxS6ZcuNEZGsMd"><strong style="font-size: 16px;">7.2 When is additional security verification required?</strong></h3><div class="ace-line ace-line old-record-id-XO2addKt1ovE0Zx5R8AuxpDHsAd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CUetdw46RoxZ1oxDLa9uvRDEsMd"><span style="font-size: 16px;">3-D Secure, or 3DS, verification may be required in the following circumstances:</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-PIcOd2XsVo3g3vxm8TOuzunaslc" data-list="bullet"><div><span style="font-size: 16px;">The transaction is considered high risk</span></div></li><li class="ace-line ace-line old-record-id-K9xDdYD5Tog80nxkYmkuBNlishR" data-list="bullet"><div><span style="font-size: 16px;">The transaction is cross-border</span></div></li><li class="ace-line ace-line old-record-id-UE5sd389Qo8GvExMNUCuQpiisMh" data-list="bullet"><div><span style="font-size: 16px;">It is your first card transaction</span></div></li><li class="ace-line ace-line old-record-id-KNlad2yijoGHS2xIvQpuhqX8sil" data-list="bullet"><div><span style="font-size: 16px;">The amount exceeds the contactless or authentication-free limit</span></div></li><li class="ace-line ace-line old-record-id-A64ad49jmo5MZVxse3JuzHAasje" data-list="bullet"><div><span style="font-size: 16px;">Local regulations, such as the EU's PSD2 requirements, require additional authentication</span></div></li></ul><div class="ace-line ace-line old-record-id-EJibdbLGJoleKFxzpD2u7wmHsig"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LbiDd9JRZoOzCCxCVGpuAE8Bs8c"><span style="font-size: 16px;">You must complete the additional identity verification before the payment can proceed.</span></div><div class="ace-line ace-line old-record-id-R39FdvO6koE9Nxx28Squd4Nasxg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OaL6dH0JKoIlrQxc90xufm4nsmc"><span style="font-size: 16px;">Recommended Reading: </span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SgEjdOZwwoHt1zxcUg5uMvUksvd" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">How to Apply for the MEXC Global Card: A Complete Beginner's Guide</a></div></li><li class="ace-line ace-line old-record-id-LdSsd5OjeoS4A7xlhevuU1rTsCf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for MEXC Card (APAC)</a></div></li><li class="ace-line ace-line old-record-id-OpzzdWueFozgsMxM9ROuO6xdsgd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card (APAC) Rewards FAQ</a></div></li><li class="ace-line ace-line old-record-id-FmJldEWNoojDk1xafPKugt4msSc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">Understanding the MEXC Card: Fees, Spending Limits, and Transaction Examples</a></div></li><li class="ace-line ace-line old-record-id-RkLqdDKcioMMUexW3NXuwxrNsld" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for the MEXC × ether.fi Credit Card</a></div></li></ul><div class="ace-line ace-line old-record-id-Npy1d8vr2ol2ZEx5IQ3uy3zLsX5"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="MJRadukENoQEFsxSAIhuQm5xsXb" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-EpCvdATnBoSHglx8qlNu4TkGsdb"><span style="font-size: 16px;">The MEXC Card rewards eligible purchases with cashback. However, certain merchant categories, identified by Merchant Category Codes (MCCs), are not eligible for cashback rewards.</span></div><div class="ace-line ace-line old-record-id-MOgZd2X6BobivcxGKDMu3Y18sYb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BeijdtttVogQD8xt3qGuLxacsXe"><span style="font-size: 16px;">This article lists the merchant categories currently excluded from cashback. Cashback eligibility is determined by the merchant's assigned MCC, which is set by the payment network and the merchant's acquiring bank.</span></div><div class="ace-line ace-line old-record-id-BX3wdEd38o36q4xhPXeuP1UesYg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Iofydt5WEopMIWxOaZguRW1YseL"><span style="font-size: 16px;">MEXC continuously monitors transaction activity and reserves the right to exclude additional MCCs or individual transactions from cashback eligibility in cases of suspected abuse or irregular activity. This list may be updated periodically and may not always reflect the latest restrictions.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Hr2NdMq4hoO5J6xunOUuVO6fsYc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-YcVkd3KjboRHXmxhhgMuRJhDsei"><strong>1. Financial Services </strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-J5DfdAEoCoAuZXxYDnBu26Mss0d"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LJDed7cjrogvn5xCqPluj3Mpsde"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RJYodfmrMo6UmuxmfjluZEnIsnd"><strong style="font-size: 16px;">6012</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BUJEdHdfpoT2Eex6q29ujWtNsiD"><span style="font-size: 16px;">Financial institutions – merchandise, services, and debt repayment (including cryptocurrency, wallet funding, and loan payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ELKldeLCPobelMxhg8ruHEqVs6c"><strong style="font-size: 16px;">6211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VFVqdITOfoi3AMxXyBIuyLfGsPe"><span style="font-size: 16px;">Securities brokers/dealers (brokerage services, investment trading, and stock purchases)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-G18hdY7LsolvUExBCnguqlYUseg"><strong style="font-size: 16px;">6611</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SZirdJBXGoQJVLx4ZK3u6QVZsCf"><span style="font-size: 16px;">Overdraft and interest charges by financial institutions</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UocudaOfzoaSLVxn9jauOVuPsvb"><strong style="font-size: 16px;">6760</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UwSJdW2eAo1WACxhzoKuHaxjsLQ"><span style="font-size: 16px;">Savings bonds, securities, and other financial instruments</span></div></td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZhM8d26pzo4KouxMwrouSvGGsph"> <span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-T5BMdKFCEo6MuyxaBC8uoDOtstt"><strong>2. Cash and Cash Equivalents</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TBEwdEvnhoF8SgxDEoyuddGgsTb"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XXz5dTDwyoh5f2xWo06uWlx9sdd"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ytc8dHKPvoUjXixQEsqubzJLsQd"><strong style="font-size: 16px;">6010</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZdbCdnyVwomdXBxZ0CsuNssBsAe"><span style="font-size: 16px;">Manual cash disbursements (bank branches and cash advances)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SwvhdLRWgokBo0xbxH9uqTLksWh"><strong style="font-size: 16px;">6011</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KjTwdXvtRoo0H5xzeSKudxSusvc"><span style="font-size: 16px;">Automated cash disbursements (ATMs and cash advances)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Go9FdQL6boj8Ynxuy4MuawqcsXf"><strong style="font-size: 16px;">6050</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YPKaddSc7odJBxxvAyuuLmjTsXb"><span style="font-size: 16px;">Quasi-cash – financial institutions (traveler's checks and money orders)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RyfXd4krkorKjQxv6qeuS0WwsMU"><strong style="font-size: 16px;">6051</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Tbrzd6m1koCsa2x5dgYuSOItsvh"><span style="font-size: 16px;">Quasi-cash – merchants (cryptocurrency exchanges, online wallets, betting, and gaming)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-XN2CdgmBko9YfFxijsVuRQb0srg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DREnd5n6yogFJWxbnGRuzWf1sse"><strong>3. Money Transfers and Payment Services</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-N7pzdSZuZoGIPmx0EqiueTi3s2d"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WWd1dtAmsootqXxjlJauc5Qhs0b"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PmtLd9PFpoEmWgxqKIVuZxEdsRP"><strong style="font-size: 16px;">4829</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LWvudNlbvolazJxJGblu0XJCsrc"><span style="font-size: 16px;">Money transfer – wire transfers, money orders, remittance services</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NoDBdkjNjo4TaxxBU8Iu4JWasby"><strong style="font-size: 16px;">6529</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-GLrxdun9CoHomlxmJLRumGuRsvb"><span style="font-size: 16px;">Remote stored value load – financial institutions (prepaid card reloads)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BnCqdsDzQoi9Pax2sw4uUkYZsac"><strong style="font-size: 16px;">6530</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Snm9dJ7lroL5ErxiILxuIE0rsfr"><span style="font-size: 16px;">Payment transaction – member financial institutions (fund transfers and bill payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QaYRdQz3io8t1mxfcZ5uIbGEsNc"><strong style="font-size: 16px;">6531</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-P7VkdUz0yo8EU6xiRsluYDf2sor"><span style="font-size: 16px;">Payment service provider – money transfer (payment facilitators and marketplace platforms aggregating sub-merchant transactions, e.g., PSP-processed remittances)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LXEud90vLo6TpVxDBfiu2aYwswb"><strong style="font-size: 16px;">6532</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OOGGdjszYob0ThxCMjVuBfSwsbb"><span style="font-size: 16px;">Payment transaction – member financial institution (fund transfers processed through bank-affiliated payment service providers and card-to-card transfers)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JjrWdM5dwoWDZyxpp8Zum50IsMf"><strong style="font-size: 16px;">6533</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UTMkdcOOjoqLzVx8GDiuRwzTsfh"><span style="font-size: 16px;">Payment transaction – merchant (merchant-initiated fund transfers processed through payment service providers, e.g., account or card value loads)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ECFCdeor9omPkGxMWP5uqxRJsle"><strong style="font-size: 16px;">6534</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IWecdpxLEo8TOkxSTcHuJCj6sxd"><span style="font-size: 16px;">Money transfer – member financial institution (bank-to-bank and account-to-account transfers routed through a member financial institution)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XC2qdc58no4Iq9x2A2HuMfLSsph"><strong style="font-size: 16px;">6535</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PaRTdlqfjoqrAjxruG7ulMF3sIh"><span style="font-size: 16px;">Value purchase – money send (person-to-person and business transfers)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KB0BdcIbio08igx6fv0uL9tpshg"><strong style="font-size: 16px;">6536</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OE6wdxT36oAU9IxbqPLuJL2wsdb"><span style="font-size: 16px;">MoneySend funding (transfer funding)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Xp4wdWABsorAIJxS6RHuXTqgsbg"><strong style="font-size: 16px;">6537</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YqJfdY1LuoV8fexj70OupCFKssc"><span style="font-size: 16px;">MoneySend cash disbursement (fund receipt)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Sckod54sQo4zA2x4JruuR9kpssd"><strong style="font-size: 16px;">6538</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PoI2dCT7rowma1xibVbuDmYksB6"><span style="font-size: 16px;">MoneySend – member financial institution (funding and disbursement)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XsbQdJSBhofcKExGrLrufBD4sRe"><strong style="font-size: 16px;">6539</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FOU2dK4dAoPWMIxRy0suqSmisAf"><span style="font-size: 16px;">Funding transfers – peer-to-peer or account transfers (general use)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-A5q6dcXYAoMtfcxjgUVuTEImsZc"><strong style="font-size: 16px;">6540</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZPw8dd8HdoWrKnxKk3huHE5DsHf"><span style="font-size: 16px;">Non-financial institutions – stored value card purchase/load (gift cards and reloads)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-FnRbdSaoJoBm7vxikT3uWysRsXe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-JvJYdmSRPoaRrIxbcjFuXKqEsob"><strong>4. Gambling and Betting</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YqtRd8JuaoWcBhxRBBDunOoZsXf"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Mxr8ddq50ojL3ax8yphur7Q1s0c"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OWswdAccBodETZxcGfluZNWosFf"><strong style="font-size: 16px;">7800</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LuyKdVmbMo3qdsxlV6juCYKnsBc"><span style="font-size: 16px;">Government-owned lotteries</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TiZQdfOizo4FsQxRf6AuOIBAsOg"><strong style="font-size: 16px;">7801</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M1O0d45wBotPzgxeAexurDPosCc"><span style="font-size: 16px;">Internet gambling (legal online gambling)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LhLtdyVGaovZIIxSpvuu3iV3sFf"><strong style="font-size: 16px;">7802</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XOu2doltCoAzyExQvNsuJS87sha"><span style="font-size: 16px;">Government-licensed casinos (land-based or regulated gaming)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NIFLd6OkmocgXKxDgN4uXfV5ssh"><strong style="font-size: 16px;">7995</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Hud0dNtUmoWtSZxiVXtu7xlHsYf"><span style="font-size: 16px;">Betting, lottery, and gaming (non-government gambling)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-NHSZdrNEJosLD8xI3vpuLSONsIb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-UCiddzgflof0onxz6Lkum2fbsMd"><strong>5. Government Payments</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Qki0dymIGoVAnxxiJOcuFjltswh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M2E1dmxCeo8QaaxeIqausEt0sfg"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-F8brdUOJ8oKMCOxR0cMu07lUsOo"><strong style="font-size: 16px;">9211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Sos5ddpE7o8gj7xKQuSu1mQlsmh"><span style="font-size: 16px;">Court costs, including alimony and child support (legal judgments and family court payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VBuCdqilVoBKuIx9XHMuDpAlsjb"><strong style="font-size: 16px;">9222</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ess4dKXZRoCgthx4gBVuBIexs2S"><span style="font-size: 16px;">Fines (traffic tickets, penalties, and other government-imposed fines)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HCXDdEMYFofQSIxFiDVuSUTzsjh"><strong style="font-size: 16px;">9223</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QmJ0dKfXxoWCyCx0Gtiu8ZIqsHg"><span style="font-size: 16px;">Bail and bond payments (court bail bonds and related legal payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FyyedCdhcoEhhZxJjDUuEm5osid"><strong style="font-size: 16px;">9311</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-X9iWdaZKWox8cdxZeZjuH3hesig"><span style="font-size: 16px;">Tax payments (federal, state, local, and customs payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-E2OQdhtzHoSHEHxfBOvuppTIsob"><strong style="font-size: 16px;">9399</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-GEihdqxohohZvIx6TqtuBC0hsnd"><span style="font-size: 16px;">Government services – not elsewhere classified (miscellaneous government agency payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MSnEdKJEwoFjvzxaaRBu6qIUsK8"><strong style="font-size: 16px;">9402</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LFWrduTOEom0yxxSHSRu03Rssgg"><span style="font-size: 16px;">Postal services – government only (national postal agencies)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-CWo7d6WZKoSiXZxh3D2uIXHFs2b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AUjkde7J8oKHJWxhuDvuwsGusye"><strong>6. Donations and Charitable Organizations</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UH6MduUROoKlt0x4SlQud9KJs2d"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KYl4dpbLloy0RMxC5JwuFQjrsKm"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Y4IjdxtnQo9h45xeWcJuwHMYs3d"><span style="font-size: 16px;">8398</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HmJkdDCwGoxGqFxRIKKuAsvYsBc"><span style="font-size: 16px;">Charitable and social service organizations (donations)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-EahIdYZmromDRNxJfpwun1lTs0d"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ZWSrdaFehohUaJxsZtHuhAZls4f"><strong>7. Direct Sales</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-FMvVdUNz1oKVcMxKzjeuiEWJsqh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-ZbpHdntVFowwJPxunMausFtzsff"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-DO8Sd44wIozCZfxJF3ouIPMqsjh"><span style="font-size: 16px;">5963</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-JE51dL5r1o8YXPxje6DuDttYsGc"><span style="font-size: 16px;">Door-to-door/direct sales (home shopping and personal sales representatives)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-NZ0kdazVuoGGEkxrHouuEwfMsMc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-G4DUdzPQ6oFhF5xNDFButTvws2g"><span style="font-size: 16px;">Recommended Reading:</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-D07GddiuRomWY3xZ1gOuggAksGb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-apac-rewards-faq-400416193234899968" style="font-size: 16px;">MEXC APAC Card Rewards FAQ</a></div></li><li class="ace-line ace-line old-record-id-YRfvdXVokoW1Nwx13cCuMvB6s1X" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for MEXC Card: APAC Card</a></div></li><li class="ace-line ace-line old-record-id-HRdOdbxa2oSC7SxHgBFuoxABsof" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for the MEXC × ether.fi Credit Card</a></div></li></ul><div class="ace-line ace-line old-record-id-QSEvdZGLWo5o3ixM95puqh76swg"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="V5qEd3TkWoW0UcxDVXtuVCxKsIf" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-doxusJhQtlobKXEhQaGW5aAwMtg"><strong>Key Takeaways:</strong></h2><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-doxusqbUaM3veCU0PsKoidbKMcb" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card cashback is based on your VVIP level, with rates of up to 10%.</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusuQDiHeO4V42WynnYbnLrcd" data-list="bullet"><div><span style="font-size: 16px;">Cashback is paid in USDT and credited to your Fiat account within three calendar days after settlement (T+3).</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxussMBMMtHAcNUFCh7OyIUkxb" data-list="bullet"><div><span style="font-size: 16px;">The monthly cashback cap applies across all MEXC Cards held by the same user and resets on the first day of each month.</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusIrKrEylXNQ23OCT8PAZcQg" data-list="bullet"><div><span style="font-size: 16px;">Certain merchant categories and transaction types are not eligible for cashback. Cashback earned on refunded transactions will be deducted from your account.</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusKYBmrQ4EcIIVhBtvj3bEXc" data-list="bullet"><div><span style="font-size: 16px;">You can view cashback details on the MEXC Card homepage and transaction history page at any time.</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-doxusIOgXhtgh8bk0O1gBrfk3q1"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusorwmY025kME4N8E8jJM1mf"><strong>1. How MEXC Card Cashback Works</strong></h2><div class="ace-line ace-line old-record-id-doxushVXM29p8UAQwuutFHTB3mg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusSfEisUyz2ByKCjRQKDuf9e"><span style="font-size: 16px;">MEXC Card is a crypto payment card offered by <a data-lark-is-custom="true" href="https://www.mexc.com/">MEXC</a>. Once a card purchase is settled, the system calculates cashback based on your current <a data-lark-is-custom="true" href="https://www.mexc.com/user/m-score">VVIP level</a>. Cashback is paid in <a data-lark-is-custom="true" href="https://www.mexc.com/price/tether">USDT</a> directly to your Fiat account. No manual claim is required.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusgyau4GnyK0iKMx1Ar1gmOh"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxuso1DHm7hQeYfwhxAlfbyLWh"><span style="font-size: 16px;">The cashback rate and monthly cap for each level are shown below:</span></div><div><table class="ace-table" data-ace-table-col-widths="138;138;178" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="138"><col width="138"><col width="178"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusMJBrewk9MfH2A4n4kfmxIh"><strong style="font-size: 16px;">VVIP Level</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusd03f8rIpWcO4svjaqtmdZe"><strong style="font-size: 16px;">Cashback Rate</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusoL1pVtht8h3OYFpcWyu8Oc"><strong style="font-size: 16px;">Monthly Cashback Cap</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxus1YWLoxG7hC334QR4jGuouc"><strong style="font-size: 16px;">Standard</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusaSIpJpzTk41GJy9wwZPaOh"><span style="font-size: 16px;">4%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusCo2NXjwmUyUX30k5GOG3Qe"><span style="font-size: 16px;">50 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusjxeCXwct8cyLDHxNm8M11g"><strong style="font-size: 16px;">Premier</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusv32xd3zjHnmXrTQyt2a7vJ"><span style="font-size: 16px;">6%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxuswA9NxD4KZQAbKpy0mky7id"><span style="font-size: 16px;">150 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusg4Bq7Ekh8F9uxeKK3EVEYg"><strong style="font-size: 16px;">Elite</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxust50g2dhpP1rSJdfflnw7ng"><span style="font-size: 16px;">10%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-doxusrJwc4hQJ4eoou0rL6bE2kg"><span style="font-size: 16px;">800 USDT</span></div></td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusfpKWE6TIXp9ZEM7mZdkJ3e"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxussFQTyF0EFjq7RroeOwKuxe"><span style="font-size: 16px;">Note: The applicable levels, cashback rates, and monthly caps are subject to the information displayed in the app. Updates to this FAQ may be delayed. If there is any discrepancy, the information shown in the app takes precedence.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusBsKOLE6PefmkkiPWZGZc8h"><span style="font-size: 16px;"><br></span></div><div data-type="image" data-ace-gallery-json="{"items":[{"uuid":"5482274b-5f81-441c-b37c-f9b9b269dbaa","height":1426,"width":2934,"currHeight":1426,"currWidth":2934,"natrualHeight":1426,"natrualWidth":2934,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FLQ8Wb9jhqoogzAxIOJSupnPAsJe%2F%3Fpreview_type%3D16","file_token":"LQ8Wb9jhqoogzAxIOJSupnPAsJe","image_type":"image/jpeg","size":1,"comments":[]}]}" class="image-uploaded gallery old-record-id-doxlgDoY5izNb3ETmftXnjPjCeb"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261102182842654fsX4MudoICh8Zm.png" data-single-block="true" data-snapshot="eyJ0eXBlIjoiaW1hZ2UiLCJwYXJlbnRfaWQiOiJWNXFFZDNUa1dvVzBVY3hEVlh0dVZDeEtzSWYiLCJjb21tZW50cyI6W10sInJldmlzaW9ucyI6W10sImxvY2tlZCI6ZmFsc2UsImhpZGRlbiI6ZmFsc2UsImF1dGhvciI6Ijc2MDMyMTcwNjc1MzMxNDM0NzYiLCJhaV9leHRyYSI6eyJnZW5fc291cmNlcyI6WzFdfSwiYWxpZ24iOiIiLCJpbWFnZSI6eyJ0b2tlbiI6IkxROFdiOWpocW9vZ3pBeElPSlN1cG5QQXNKZSIsIm1pbWVUeXBlIjoiaW1hZ2UvanBlZyIsInNpemUiOjEsInNjYWxlIjoxLCJ3aWR0aCI6MjkzNCwiaGVpZ2h0IjoxNDI2LCJuYW1lIjoiY2FyZC1jYXNoYmFjay5wbmciLCJjcm9wIjpbMCwwLDAsMF0sInJvdGF0aW9uIjowLCJjYXB0aW9uIjp7InRleHQiOnsiYXBvb2wiOnsibmV4dE51bSI6MCwibnVtVG9BdHRyaWIiOm51bGx9LCJpbml0aWFsQXR0cmlidXRlZFRleHRzIjp7ImF0dHJpYnMiOm51bGwsInRleHQiOm51bGx9fX19LCJhcmVhX2NvbW1lbnRzIjpudWxsfQ==" data-suite="eyJmaWxlVG9rZW4iOiJMUThXYjlqaHFvb2d6QXhJT0pTdXBuUEFzSmUiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiZG94bGdEb1k1aXpOYjNFVG1mdFhualBqQ2ViIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9MUThXYjlqaHFvb2d6QXhJT0pTdXBuUEFzSmUvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/LQ8Wb9jhqoogzAxIOJSupnPAsJe/?mount_node_token=doxlgDoY5izNb3ETmftXnjPjCeb&mount_point=docx_image" data-width="2934" data-height="1426" data-lark-image-uri="drivetoken://LQ8Wb9jhqoogzAxIOJSupnPAsJe" data-lark-image-width="2934" data-lark-image-height="1426" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusFmbRyHlJLd3KJQt8qlEOGc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuseEjz2wgecT7VcEWUXJVzef"><strong>2. When Is Cashback Calculated and Credited?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxuslZC5am7p3DP5FrKwBFaGHh"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxus0bu1Y0YAQWtzHVLbEtVCVc"><span style="font-size: 16px;">Cashback is based on transaction settlement, not authorization. Once settlement is complete, the system immediately calculates the cashback amount and credits it to your Fiat account within three calendar days (T+3). If a transaction is reversed after authorization and does not settle, no cashback is earned.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusHPZ0Jsg7R7nqoki8bAbQYe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxus0qbZAEGUBbvOnxGDKmDsSf"><strong>3. Is the Cashback Cap Separate or Shared Across Multiple Cards?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxusVM42mNldXJH32sAlgZpRPg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusC25Hx93G4qqSbUl7MDFLKg"><span style="font-size: 16px;">The monthly cashback cap is shared across all cards held by the same user. Cashback earned on all your <a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/mexc-card">MEXC Cards</a> is combined and counts toward a single monthly cap.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusBlNst6hrdpy1m4XBqd9h0j"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxus1rKLg0BuOa0TlIgTb0hrXg"><strong>4. When Does the Monthly Cashback Cap Reset?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxusTdpuCPcrytBVLHlzznjHWe"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxus9FqtXYTWLDKLIOOTWcvNsf"><span style="font-size: 16px;">The monthly cashback cap resets automatically at 00:00 (UTC+8) on the first day of each month. The accumulated cashback total for the new month starts at zero, and you can earn cashback again up to the cap for your level.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusOPgl3wTTGBhb2qXJY1QZ5g"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxuseBo7MrsMWFILN9vn2VbgDg"><strong>5. Which Purchases Are Not Eligible for Cashback?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxuscLYM5FF2WjJRxj1gsmKDVg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusMDTKOF3T4Yk32mtLFAkM7f"><span style="font-size: 16px;">Cashback exclusions include purchases in <a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">transactions under certain Merchant Category Codes (MCCs)</a>, forced-authorization transactions, transactions flagged by risk controls, and the portion of a transaction that would generate cashback exceeding your remaining monthly cashback allowance. If a transaction falls into one of these categories, you can view the reason for ineligibility in your transaction history.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusPg3RAIulHxA9KB5iOFVNCd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxus5jfjlswqcOCpPiZxMy2Z7b"><strong>6. Which VVIP Level Applies if It Changes Between Purchase and Settlement?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxusxCq32aJ9rePUZFKmNzokHg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusuoqZNaGRY5VYErLRFQqXOb"><span style="font-size: 16px;">Cashback is calculated using your VVIP level at the time of settlement. If your level increases, your remaining monthly cashback allowance is immediately recalculated based on the cap for your new level. If your level decreases and your accumulated cashback exceeds the new cap, previously credited cashback will not be recovered. However, your remaining allowance for that month will be zero.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusslMGsUgBKa1v8pdPZAd1Ch"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusYgk9q3YJG46hlPZZpOkKUf"><strong>7. Will Cashback Be Recovered if a Purchase Is Refunded?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxusmVa9WnuolnIiIs4dqOXxtO"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusaqpqUqeIZVnSTaFiVPuKdd"><span style="font-size: 16px;">Yes. When a transaction is refunded, the system recovers the corresponding cashback. If your account balance is insufficient to cover the deduction, an outstanding balance notification will appear. You should repay the outstanding amount promptly, as failing to do so may affect your ability to use the card normally. Cashback deducted due to a refund will not be added back to your monthly cashback allowance.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusyoQOjRuqsVaf6bFxj8mxob"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusNvAPA23UcIFJ1DAXNdRXjd"><strong>8. Where Can I View My Cashback Details?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxusaIXAdXzv2WD7Suqo4nJ2Vf"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusWT6IGyeCf8rZlxHgw91pdn"><span style="font-size: 16px;">You can view cashback information in three places: the MEXC Card homepage shows your total cashback and a summary for the current month; each card's details page shows cashback earned on that card; and the transaction history page displays the cashback amount and status for each purchase, allowing you to review transactions individually.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusU8SHwuFQhDrRbqQ8rBvnMd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-doxusQPQSZUHA5Bmrscm8zcbSMb"><strong>9. Can the Cashback Rules Change?</strong></h2><div style="text-align:left" class="ace-line ace-line old-record-id-doxus3vGVsSQRzKuJTKIJE9JIsd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-doxusuW1dcc4GGKaMesiM0Vzr91"><span style="font-size: 16px;">Yes. MEXC Card cashback rates, monthly caps, and eligible or excluded merchant categories may be adjusted based on operational needs. Any changes are subject to the latest official updates from MEXC. Check the <a data-lark-is-custom="true" href="https://www.mexc.com/announcements">official announcements</a> before using your card for the most up-to-date rules.</span></div><div class="ace-line ace-line old-record-id-GFFYd4ua3o2aG2xDjxcuGafAsIb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-B0ZmdOXdLoVogixlHyluPds6slc"><strong>10. Why Haven't I Received Cashback for My Purchase?</strong></h2><div class="ace-line ace-line old-record-id-IEtsdNVuao5pk7xjzDYucMwAswb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JQYHdVLvtoRoEqxa6oUuB25JsB9"><span style="font-size: 16px;">Cashback may not be credited for one of the following three reasons:</span></div><div class="ace-line ace-line old-record-id-Nmn9dQYljoxnjExV1IYuUAT6svz"><span style="font-size: 16px;"><strong>1) Ineligible merchant category: </strong>The transaction's merchant category code (MCC) is not eligible for cashback. For details, see <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card Merchant Categories Not Eligible for Cashback</a>.</span></div><div class="ace-line ace-line old-record-id-YQm3dz4bAoxgzoxwfXyue5HnsXe"><span style="font-size: 16px;"><strong>2) Transaction not yet settled:</strong> Cashback is calculated and credited only after a transaction has settled. Transactions that are still in the authorization stage are not yet included.</span></div><div class="ace-line ace-line old-record-id-GEV0dZ0dXocjBaxZRCPugekLszh"><span style="font-size: 16px;"><strong>3) Risk control restrictions:</strong> Risk controls on the account or transaction may prevent cashback from being credited. Contact a customer service agent for assistance.</span></div><div class="ace-line ace-line old-record-id-WspPdRjHRonCjDxMD4RuKMyestb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VM4ld5e9Go46NvxGIp7uAEEdsPg"><strong style="font-size: 16px;">Example 1: Cashback is recovered after a refund, but the available cashback allowance is not restored.</strong></div><div class="ace-line ace-line old-record-id-EJUYd5pqcoYJsuxkiOaupIG2slc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NOU8dU7Ugo6HVbx4RK5uNAoWsqf"><span style="font-size: 16px;">User A has a monthly cashback cap of 50 USDT.</span></div><div class="ace-line ace-line old-record-id-S7JadOERmohSUKxhMoVuAB2ssch"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MVOidojJZobdLDx9t9NuVK7Gsle"><strong style="font-size: 16px;">Date</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UVYIdceNGo23PlxvB7auGgvRscf"><strong style="font-size: 16px;">What happens</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PiqCdbpccoiYx5xoYPyuG3SAsUb"><span style="font-size: 16px;">October 5</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EdGIdr4dyolRtPxSsdluFkpEsqs"><span style="font-size: 16px;">User A spends 1,000 USDT and receives 20 USDT in cashback.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q7kpduYxlo9YBZxsfaJulRnXs0g"><span style="font-size: 16px;">October 8</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ViCHdBGF8oHpi8xxrscuxXo2sOd"><span style="font-size: 16px;">User A spends 1,500 USDT and receives 30 USDT in cashback, reaching the monthly cap.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OVFbd1bMboYTXjx7GRau8Uyesbb"><span style="font-size: 16px;">October 15</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FqGbdoMtLoIySjx2YanuT2P2sgf"><span style="font-size: 16px;">The October 5 purchase is refunded, and the system recovers the 20 USDT cashback.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ECG2dUA7Do3MTEx8ndGuHhEMsog"><span style="font-size: 16px;">October 20</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W87Vdix40o9kqax61HDuZC9Fsgg"><span style="font-size: 16px;">User A spends 800 USDT but receives no cashback. The refund does not restore the available cashback allowance, so the monthly cap remains fully used.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LpOGdCGskoU035xSzJguXj8usUc"><span style="font-size: 16px;">November 1</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TVYTdjpHxoSnFhxsvLzuzHjFssd"><span style="font-size: 16px;">The monthly cashback allowance resets, and User A can earn cashback again.</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-PCjodqnACob9qZxSxXVuyiCmszb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P6rwdw4WWoLG8qx8jJ6uEAamsYe"><strong style="font-size: 16px;">Example 2: Insufficient balance when cashback is recovered results in an outstanding amount.</strong></div><div class="ace-line ace-line old-record-id-Mvn7dcPBooA9zyxUdkxuM4eMsPh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FQupdroDWox0VQxjOreuq1Nqswc"><span style="font-size: 16px;">User B has a monthly cashback cap of 150 USDT.</span></div><div class="ace-line ace-line old-record-id-H5twdb3zKoVsQRx9m3CunXB4sXV"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="154;624" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="154"><col width="624"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U2wwd9fZioi6UBxghLyuGtrgsxe"><strong style="font-size: 16px;">Date</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RhoFdyGSKoZcC4xxmOFual2msMN"><strong style="font-size: 16px;">What happens</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-V20fd5HTeoYQLJxnqNeuypfGsKg"><span style="font-size: 16px;">October 3</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ox0fdBRfSoyeJSxnMlFuZkFCsVf"><span style="font-size: 16px;">User B spends 5,000 USDT and receives 100 USDT in cashback.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SJyvdlUDToCqThxc8PXumvXDsgb"><span style="font-size: 16px;">October 8</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JpGEdVz6woK1Ptx0LORuLaBOscg"><span style="font-size: 16px;">User B spends 2,500 USDT and receives 50 USDT in cashback, reaching the monthly cap.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GmfUdSkYLo7jMvxTP1Euv1sBsQc"><span style="font-size: 16px;">October 10</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FczAdf65BovJwqxHosvuTHOssUb"><span style="font-size: 16px;">User B transfers 140 USDT out of their Fiat account, leaving a balance of 10 USDT.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PhrfdKVXEoqSwXxpCcwusVqksQd"><span style="font-size: 16px;">October 18</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YOOjdXnPyoIEXyxqDMLuyAshs9e"><span style="font-size: 16px;">The October 3 purchase is refunded, requiring the recovery of 100 USDT in cashback. Only 10 USDT is available in the account. After this balance is deducted, an outstanding amount of 90 USDT remains.</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-P2NvdHm7Lon8LxxJ57TunO0Hs8c"><span style="font-size: 16px;">October 22</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TL8BdLCY7oYtuCx8SsYutHjHsoh"><span style="font-size: 16px;">User B spends 600 USDT but receives no cashback because the monthly cap has been reached and the refund does not restore the available cashback allowance.</span></div></td></tr><tr style="height:39px;"><td colspan="2" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-I2MqdPu7comva2xfffxu7QXAsLg"><span style="font-size: 16px;">User B should repay the outstanding 90 USDT as soon as possible. Failure to do so may affect their card benefits.</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Tl8qdi7hJocs1Bx3UEduu3hcs4b"><span style="font-size: 16px;"><br></span></div><h3 style="text-align:left" class="heading-3 ace-line old-record-id-doxusSU7Mr7Xgpzp8jzlyyReHbc"><span style="font-size: 16px;">Recommended Reading:</span></h3><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-doxusMATXrVk7Z47yVgkqaHh17c" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">How to Apply for the MEXC Global Card</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusEjsDFOxF6bU4EzFc6oNWog" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for MEXC Card (APAC)</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusGxFG31Z1XG170N4feMEqPC" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card Transaction FAQ: Authorization, Settlement, and Refunds Explained</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusSaco0eoQ1M7bWwen5YUmLb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">Understanding the MEXC Card: Fees, Spending Limits, and Transaction Examples</a></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-doxusku3uCJoDI9zTNtj4uQMP9C" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-card-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card Rewards FAQ</a></div></li></ul></div>

<div data-page-id="I4GwdbN32oJQUXxevGyuDAyUsXf" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-HXIKdGV6zoxMpqxntDmuHZJCsgf"><strong>1. MEXC Card Spending Cashback</strong></h2><div class="ace-line ace-line old-record-id-NnWldLO5sot6NMxqmxEuRudsspb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AOv3dU1v8oUh0AxSKrHuiH0lsHf"><span style="font-size: 16px;">For details on cashback rates, monthly caps, and how cashback is credited, see <a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/support/article/mexc-card-cashback-faq-492406189328021504">MEXC Card Cashback FAQ</a>.</span></div><div class="ace-line ace-line old-record-id-Ma2tdvv3poSRHMxyBGluV9JjsVh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RO7FdP4RAoIQ5RxkPbluWAytsUg"><strong>2. Earn with MEXC Card</strong></h2><div class="ace-line ace-line old-record-id-KqhzdEkKIodRjkxf7d9umiLBsRg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JCxkdflbQovP86x3ICluaSP7sub"><span style="font-size: 16px;">2.1 How can I earn interest?</span></h3><div class="ace-line ace-line old-record-id-NR3Qd2ieqoIrxYx8UHEuBNn0sgb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VNuidCnTjoYrEsxNOcduGihKsUb"><span style="font-size: 16px;">Starting in November, manually subscribe to the MEXC Card-exclusive Flexible Savings product to earn 3% APR.</span></div><div><table class="ace-table" data-ace-table-col-widths="265;581" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="265"><col width="581"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RwHDd1nlSo2aL1xalXOu31SDsrb"><strong style="font-size: 16px;">Item</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Kl8ZdZ6WkoVg8Ux0boNuk51hsCd"><strong style="font-size: 16px;">Details</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RiDLdOaCfoOFnFx1nuTuFsXns6d"><span style="font-size: 16px;">Eligible Asset</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-M8WSdjgoloWNIoxn1t5u6Oj9snb"><span style="font-size: 16px;">USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UzKsdxsuTolvuFx0zFpuH6RlsEc"><span style="font-size: 16px;">APR</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xkjad2TFVohEbzxvoXru7r4CsTf"><span style="font-size: 16px;">3%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Hoo5djypvoh6YgxXnKku7T8VsOf"><span style="font-size: 16px;">Interest Calculation</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZvLjdP6EtokHJWxr3R9ut9Jxsff"><span style="font-size: 16px;">Calculated hourly and distributed the next day</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JF2cdmgk2oAxiyxvF9JuS62ps8g"><span style="font-size: 16px;">Minimum Staking Amount</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NgWCdATaXog5mTxOM5nutCr3sGh"><span style="font-size: 16px;">100 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PB7ndpfDPo7fYZxnLTnuuXE7sBf"><span style="font-size: 16px;">Maximum Staking Amount</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PPUFdeWG3o6hVoxsKZUuIAgDs5c"><span style="font-size: 16px;">100,000 USDT</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RouNdjoKGod7PlxMdMSuOeMPsXf"><span style="font-size: 16px;">Participation</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LlU2dI1Vlo4RoKxBka1u70BUsJb"><span style="font-size: 16px;">Manual subscription to the MEXC Card exclusive Earn product is required</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MAuCdUYsPownpQxffMMuGREfs1f"><span style="font-size: 16px;">Cashback Compatibility</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KcHudyFv4o7tI4x0uRxuLGnmsHc"><span style="font-size: 16px;">Calculated independently and does not conflict with cashback</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-SfGbdSQExod1mfxEtlEuFUwIsAe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HZTZdBp7sooxXDxOdUgus07cs2g"><span style="font-size: 16px;">2.2 When will Earn interest be distributed?</span></h3><div class="ace-line ace-line old-record-id-ALBidcMbiocL7ExjPaZujt0Kswc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D925dImyFofER1xntJ4uDE7SsBd"><span style="font-size: 16px;">Interest is calculated hourly and distributed the next day.</span></div><div class="ace-line ace-line old-record-id-XxlodxpGooQiAHxYd6auASO1slb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-RduedV61SoulLZxcIyYulj9Tsqe"><span style="font-size: 16px;">2.3 Will spending affect Earn interest?</span></h3><div class="ace-line ace-line old-record-id-N76BdTsOwor8cFxnf9CursGOsUe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-UHyQdjtQcoQB68xjnoKuaBCqsgf"><span style="font-size: 16px;">No. Earn interest and cashback are independent of each other and do not affect each other.</span></div><div class="ace-line ace-line old-record-id-OqOqdQDfxoYb88x7qc8uyQetsBD"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FE5mdvTCEooV9jxJpxuuvKO4s5g"><span style="font-size: 16px;">2.4 Will cashback count toward Earn interest?</span></h3><div class="ace-line ace-line old-record-id-O7Uxd9MHqooTBqxC3TLuoxkIsOd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KLBxdWGYXoq9IvxbDB5u71NxsXb"><span style="font-size: 16px;">No. Cashback and Earn interest are calculated independently.</span></div><div class="ace-line ace-line old-record-id-OTdUdN2M9ostq0xearZuQF0Gs2b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-A0w7dfbCNoP1ElxoXujuP1hSsge"><strong>3. MEXC Card Referral Rewards</strong></h2><div class="ace-line ace-line old-record-id-On3xdaNjyop7i3xvHCcu0fvjsLg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Vp9YdGVOdoTc0sxLElpuZQ4fsrh"><span style="font-size: 16px;">3.1 How do MEXC Card referral rewards work?</span></h3><div class="ace-line ace-line old-record-id-ObU3dXULlox7pbxpXjXuK22Qs9d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VOFjdzgT2o3vDMxgS4VuJ5dLsWb"><span style="font-size: 16px;">Invite friends to register and activate MEXC Card, and both you and your friend can receive rewards:</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-W0xYdqp4rop9xZxXNIbuVc81sKf" data-list="bullet"><div><span style="font-size: 16px;">Referrer: 20 USDT for each qualified referee</span></div></li><li class="ace-line ace-line old-record-id-K9fKdaFMFoMDNjxn1xbuHivAsid" data-list="bullet"><div><span style="font-size: 16px;">Referee: 10 USDT</span></div></li></ul><div class="ace-line ace-line old-record-id-ZWAsdGBJEoMQefxjCWHur7HOsqg"><span style="font-size: 16px;">The rewards above are generally available. Region-specific promotions are subject to their respective event rules.</span></div><div class="ace-line ace-line old-record-id-XMe9dVMBHo8TM9xtkMZuAJsishc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EMBDdWdp9otGMfx2hJyuDfiAsdc"><span style="font-size: 16px;">The referee must meet the following requirements:</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-QRGqdtSXBof0P3xCafBuO4E8smd" data-list="bullet"><div><span style="font-size: 16px;">Must be a newly signed up MEXC user.</span></div></li><li class="ace-line ace-line old-record-id-O9Z0dJBiKoFPHmxD9pOuEc58ssg" data-list="bullet"><div><span style="font-size: 16px;">Must maintain a net deposit amount of at least $100 for 24 hours within 7 days after the first deposit.</span></div></li><li class="ace-line ace-line old-record-id-Ui06dr9x6okRQzxyF4RufY7ss7d" data-list="bullet"><div><span style="font-size: 16px;">Must successfully apply for and activate MEXC Card during the event period.</span></div></li></ul><div class="ace-line ace-line old-record-id-LLYOdEFRyoCgJPxNcPSuuL5KsFe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TCiLdGGKnoFx6XxMqKguWHonsMb"><span style="font-size: 16px;">What is a valid net deposit?</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-StzddUoTponB26xk9T7uKz3YsgD" data-list="bullet"><div><span style="font-size: 16px;">Net deposit amount = On-chain deposits (excluding internal transfers) + P2P/fiat purchases - on-chain withdrawals (including internal transfers) - P2P/fiat sales - asset transfers out - gift sent.</span></div></li><li class="ace-line ace-line old-record-id-T1OPdMx7EoYGmVx58xPuqcXas5c" data-list="bullet"><div><span style="font-size: 16px;">Valid deposit channels include on-chain deposits, fiat deposits, card purchases, P2P trading, and third-party payments. Other forms, such as internal transfers and red packets, will not be counted as valid deposits.</span></div></li></ul><div class="ace-line ace-line old-record-id-WXmddeZcdoSbPox8CpFuUae4sic"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-G3atd260ool0FHxEgjXuqdflsYb"><span style="font-size: 16px;">3.2 Is there a limit on the number of referrals?</span></h3><div class="ace-line ace-line old-record-id-L1cOdy31ZoIkqQx0OqjuoYRgsng"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GKMudH4iqolEsOxZT9GuNOT7sod"><span style="font-size: 16px;">No. There is no limit. The more you invite, the more rewards you can earn.</span></div><div class="ace-line ace-line old-record-id-SiEbdMZYvoUHF9xTAQiu2bqYs3g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Rh4tdT4qSoZ0pDx2QSAu5bBnssg"><span style="font-size: 16px;">3.3 When will referral rewards be distributed?</span></h3><div class="ace-line ace-line old-record-id-JnDzdD9JFoE19YxKgLBuUvVBsGc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VBe8d9Ictowr9Kx33pSuQTausVc"><span style="font-size: 16px;">After all conditions are met, rewards will be distributed to the Spot account within 3 business days.</span></div><div class="ace-line ace-line old-record-id-SS7xdAMksonnh4x6ZOuucM6zs1b"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EjfudvV0coyP8Qx7UkluJv8Nsig"><span style="font-size: 16px;">3.4 How do I invite friends?</span></h3><div class="ace-line ace-line old-record-id-SdzUdos2FoYdP7xS2TPuVpqNsPf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XvztdwOwso0dUOxqiiUuMDGss2e"><span style="font-size: 16px;">Log in to your MEXC account, visit the <a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/MEXC-Card-EventsHub">referral task page</a>, then copy and share your exclusive referral code. Once your friend completes the specified tasks, both of you can receive rewards.</span></div><div class="ace-line ace-line old-record-id-NzEJd9sQ6or3r4x2KyOusudNsYe"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-H8EmdInWuoztJIxsZhgu1W8msNc"><span style="font-size: 16px;">*BTN-<strong>Rewards Hub</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/MEXC-Card-EventsHub">https://www.mexc.com/campaigns/MEXC-Card-EventsHub</a>*</span></div><div class="ace-line ace-line old-record-id-QfPad8R1co9EISxxthKulwFgsRe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XaQGdR5I7ofAT1xAakMuD8rfs7e"><span style="font-size: 16px;">3.5 Can referral rewards be combined with other platform referral rewards?</span></h3><div class="ace-line ace-line old-record-id-GR28dqT9LozLaLxQi4ruUiJPsbf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-M0Xid6jo7oDtSTxrcFsuhU61sNc"><span style="font-size: 16px;">Yes. MEXC Card referral rewards can be received together with other platform referral or event rewards, unless otherwise stated.</span></div><div class="ace-line ace-line old-record-id-BtJKdOFTxouTPlxZUtsupgJvsHf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-A8qMdtKBKoSMhVxLjjvunkX8sFd"><span style="font-size: 16px;">3.6 Can I receive referral rewards if my referee has a MEXC account but has not activated MEXC Card?</span></h3><div class="ace-line ace-line old-record-id-FbIjdbKlhoRNOGxA4auu4oISsdp"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PJjDdr9AYoUK9hx5JbHuwupgsue"><span style="font-size: 16px;">No. Referral rewards only apply to users who newly sign up on MEXC and activate MEXC Card. However, the referee can still enjoy spending cashback and Earn interest as usual.</span></div><div class="ace-line ace-line old-record-id-LiOfd5OWJoPjt9xU395uDbULsdg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-TK0rdCGgQoPVeqx22OEuxGUtsUf"><strong>4. Other Questions</strong></h2><div class="ace-line ace-line old-record-id-OXG7ddUUSoLFKmx3R8ZunMxKsof"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-U21MdfXhnoT58TxS9mEuInLZsde"><span style="font-size: 16px;">4.1 Can I receive cashback and Earn interest at the same time?</span></h3><div class="ace-line ace-line old-record-id-JlwBdOM2gobCX8xlRKHuuzjysvd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Nypud9JOjolDAaxnqXluOr06sWe"><span style="font-size: 16px;">Yes. The two types of rewards are independent. You can receive both as long as you meet the respective requirements.</span></div><div class="ace-line ace-line old-record-id-O0jVd0BF3o2Ro8x55lSujgRjsy4"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WKpjdLYhPojk2cxzoOVuoJtesmh"><span style="font-size: 16px;">4.2 Will the rewards change after the event ends?</span></h3><div class="ace-line ace-line old-record-id-NOzJdBOC8oWH8LxGZJPuRMBgsid"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HCBQdoEitoa1f1xgcbzubGQUsmd"><span style="font-size: 16px;">Cashback, Earn interest, and referral rewards are only valid during the event period. They may be adjusted or canceled after the event ends.</span></div><div class="ace-line ace-line old-record-id-CgjAd4GyXojKRqxyL0JupNO1skg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YkksdMgnPoIf4Jxssweu5FQYsph"><span style="font-size: 16px;">Recommended Reading:</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-G7BkdMIoPox7fjx6kPLuzJTUsPg" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" style="font-size: 16px;">How to Apply for MEXC Card (APAC)</a></div></li><li class="ace-line ace-line old-record-id-RiLpdDg6goPueixebtMufNG8sab" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for the MEXC × ether.fi Credit Card</a></div></li><li class="ace-line ace-line old-record-id-H3w6dlVeCoe7OWxmb0Pu5Q6Csmc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto With 0 Fees on MEXC</a></div></li><li class="ace-line ace-line old-record-id-C6AzdVVuIowbzIxsjG0uzNBFs5c" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">The Complete Guide to Buying Crypto for Beginners: MEXC Fiat Deposit</a></div></li><li class="ace-line ace-line old-record-id-N49zddOkNoGtVexVoNSut9ZnsRB" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-p2p-trading-guide-17827791522051" data-lark-is-custom="true" style="font-size: 16px;">MEXC P2P Trading Guide: Glossary & FAQs</a></div></li></ul><div class="ace-line ace-line old-record-id-YycFdA0Kxo0KVLx8Cu3uQhK1spb"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="U1jpdNyQ5oQPODxDhAluvNn1szg" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-AV4IdTfuQo4gsaxMIZEud2SGspn"><strong>Key Takeaways:</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-S3D0dhjGHor6DjxBAqJuO6cjsGH" data-list="bullet"><div><span style="font-size: 16px;">MEXC does not charge virtual card issuance, annual, inactivity, or card termination fees.</span></div></li><li class="ace-line ace-line old-record-id-B34MdWTd3oq9GNx3qgCuewE9sub" data-list="bullet"><div><span style="font-size: 16px;">The MEXC Card (APAC) charges no transaction fee or crypto conversion fee.</span></div></li><li class="ace-line ace-line old-record-id-IxZod6chRo3uDmx594hu99npsFf" data-list="bullet"><div><span style="font-size: 16px;">The MEXC Global Card charges a 1% transaction fee but no crypto conversion fee.</span></div></li><li class="ace-line ace-line old-record-id-HIkidmaUNoAb1cxDCqiuI3hQs5d" data-list="bullet"><div><span style="font-size: 16px;">For cross-border transactions, the MEXC Card (APAC) adds a 1% foreign exchange fee to the Visa exchange rate, while the MEXC Global Card applies no markup.</span></div></li><li class="ace-line ace-line old-record-id-P4ZfdqUOloVE8yx2SNsudwfrs73" data-list="bullet"><div><span style="font-size: 16px;">The two cards have different per-transaction, daily, and annual spending limits. The MEXC Global Card offers higher limits.</span></div></li></ul><div class="ace-line ace-line old-record-id-U048d6TMSo4tVkxY5CdupmvesAb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NdFld887Zo57EFx0aQfuvEAPs0b"><strong>1. What Are MEXC Cards?</strong></h2><div class="ace-line ace-line old-record-id-VVX7dVGlvoHYC8xpHE9udzHMste"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GuALdy4bFoF7whxi2OkuG7I2sxh"><span style="font-size: 16px;">MEXC Cards are crypto payment cards issued by MEXC that allow users to spend crypto assets from their accounts on everyday purchases. MEXC currently offers the MEXC Card (APAC) and the MEXC Global Card. The two cards have different fee structures and spending limits, allowing users to choose the option that best suits their spending habits.</span></div><div class="ace-line ace-line old-record-id-NKGFdmZm3oOrivxEdQxuTCjOsqd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-WUxtdUNkFoPsMNxnZOOuELiAsze"><strong>2. Card Issuance and Management Fees</strong></h2><div class="ace-line ace-line old-record-id-AzZgdX0MooYnCnxQlRnu2AG9s8b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AX3BdVcXDodXKKxNLScutzzUspd"><span style="font-size: 16px;">Both MEXC Card products have no basic issuance or management fees:</span></div><div><table class="ace-table" data-ace-table-col-widths="149;192;164" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="149"><col width="192"><col width="164"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UHhndK1Q8oUzwkxXdgau6lpJsXe"><strong style="font-size: 16px;">Fee Type</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-A2K9dNlyooZ6qExfc3duGHTVsWe"><strong style="font-size: 16px;">MEXC Card (APAC)</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EEwbdgWYDoWFIBxAcuXu5vX4shb"><strong style="font-size: 16px;">MEXC Global Card</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W2yWdaWEroRpW3xl3hautMEIsaf"><strong style="font-size: 16px;">Virtual Card Issuance Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AaWkdkKrho1milxD1RsuxOGzsmb"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SsFFdAiysoKzN6xxumnuP8Qvsgg"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HwpIdt1hwojr3vx0dJ4uDo3BsGd"><strong style="font-size: 16px;">Annual Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HCLsd3Ds9ozK62x5n2euzsEUspc"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NeJqdWanQo2TGVxvSvOuI9I9sug"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UU10dp059oEroQxiPEcusuYxsGg"><strong style="font-size: 16px;">Inactivity Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BdoZdjDQZo4DlxxgVZQu5MeTsFe"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JUXIdslxuojXfZxcepkuLpnNsif"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ANcydgXIdoXQZAxxq4yuE1dCsNb"><strong style="font-size: 16px;">Termination Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AjVMd6OiXosRIExEIQ4uyWJqs7d"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NTyCdR9Ijo1PWMx9t2CurU1xsGf"><span style="font-size: 16px;">0</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Zo3FdGKaHoXFvyxv74IuNYFssDf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SDF5dinwEoKdBJxnqasuahsUsnf"><span style="font-size: 16px;">MEXC does not charge users for applying for, holding, keeping the card inactive, or terminating either card.</span></div><div class="ace-line ace-line old-record-id-Rvhld0XJvocpuix7ENFuRKTlsrd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ASEldm2bIorIGhxe8g0udHNSs7c"><strong>3. Transaction Fees</strong></h2><div class="ace-line ace-line old-record-id-UY3Adfnzbolr6txfnyluxk9msMg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GwPAdnThKo2kPixZMyMu2y9Is5g"><span style="font-size: 16px;">The two cards have different transaction fee structures:</span></div><div><table class="ace-table" data-ace-table-col-widths="242;223;223" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="242"><col width="223"><col width="223"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B4dRdGNZXo6OqAxMlZEuQUYusuc"><strong style="font-size: 16px;">Fee Type</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xj9qdmOHhoTDITx0iXqu6pk6sac"><strong style="font-size: 16px;">MEXC Card (APAC)</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FlPEdoN2AoukyDxitLvujH06sGj"><strong style="font-size: 16px;">MEXC Global Card</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EjMWdkJ4OoyPq3x2lZiuU4TQstM"><strong style="font-size: 16px;">Transaction Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FwsEdJ5JAorkhpxoq5tuP6a0sTb"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YMOBdUDHZoxZgcxOMKeuZ9EFsZ4"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NRoidxVusoMFeHxG5W4uzWX8sdb"><strong style="font-size: 16px;">Crypto Conversion Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PAEudYJXXoRlQzxqumdu5I5LsEf"><span style="font-size: 16px;">0%</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BMiTdsBACovoGkxJ9OIu9jtfsKg"><span style="font-size: 16px;">0%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PbrtdzEVkoBPYDxBS0vujAieskp"><strong style="font-size: 16px;">Foreign Exchange Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KLoFdsM8qoVjyix6Uaaua3cDs1f"><span style="font-size: 16px;">Visa exchange rate + 1% cross-border fee</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AYCidkysPoC6a7xxi2xu2Vq4sCc"><span style="font-size: 16px;">Visa exchange rate + 0% markup</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TWTdd9KVQo1UsuxurBQuXghAsNd"><strong style="font-size: 16px;">Top-Up Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YllidSrjroarHExb7Kxu4SgIsBd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-D0GKd7vzoou5sPxqE3Buhn9Ns1f"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FLoFdC7XWo7XdDxqtSwuGzcnseO"><strong style="font-size: 16px;">ATM Withdrawal Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EEfSdguqIokbqLxin3muptBcsne"><span style="font-size: 16px;">Not applicable to virtual cards</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TDL6dt1ZVoVXGJxlA1fuRLCusVd"><span style="font-size: 16px;">Not applicable to virtual cards</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WQdNdrSCGoKisDxzWD2ujmg6sFc"><strong style="font-size: 16px;">Refund Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-Q71gd5VwlopCWMx32htuQ4Wjsvf"><span style="font-size: 16px;">1% for USD transactions 3% for non-USD transactions</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-StQTdl8TpotxTwxpsGlu8TtdsFe"><span style="font-size: 16px;">1%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-G24SdDAz4oeywzx3bBUu5CSNsa0"><span style="font-size: 16px;"><strong>Failed Transaction Fee</strong> (Applies only to failed transactions)</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XlBidB6lJo5BcQxFdUkurgz4s1b"><span style="font-size: 16px;">0</span></div><div class="ace-line ace-line old-record-id-O00qdi3KtoHh2hxO9uDuHCems3b"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="white-space:pre;;text-align:center" class="ace-line ace-line old-record-id-TGmadL10boqCvrxNZasuVasGsVg"><span style="font-size: 16px;">0 USD per transaction if the failed transaction rate is < 20% 0.5 USD per transaction if the failed transaction rate is ≥ 20%</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XcetdCbeooffGmxSqVhunQpIs4c"><strong style="font-size: 16px;">Small-Amount Transaction Fee (< 1 USD )</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-CXF4dDGkzoHDVrxa2COupDdAsyd"><span style="font-size: 16px;"><br></span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ToOtdpVdXotwW1x5KvVuB5fvsxd"><span style="font-size: 16px;"> 0.1 USD</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-NEHidePE5o1bp9xXTMKuHYz2sNt"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AGcCdxTadoWuppxOvuNuaRRmsid"><strong style="font-size: 16px;">Notes:</strong></div><div class="ace-line ace-line old-record-id-Svoldz9UyoFmeuxBgoAuOMWGsOb"><span style="font-size: 16px;"><strong>1) Crypto conversion fee:</strong> This fee applies when crypto assets in your account are converted into fiat currency to complete a purchase. </span></div><div class="ace-line ace-line old-record-id-Ieb3dnmpcoKYTSxu3BfuZvrUsBg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MzsXdAlIhoPbsfxeWLOuCK6Csgd"><span style="font-size: 16px;"><strong>2) Transaction fee:</strong> This fee is calculated based on the value of each purchase. The MEXC Card (APAC) does not charge a transaction fee, while the MEXC Global Card charges 1%.</span></div><div class="ace-line ace-line old-record-id-AdhXdczt9o3srJx15YsuCxnpsth"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D608d6cJ2o8MlJxoVBXu0ppSsGc"><span style="font-size: 16px;"><strong>3) When foreign exchange fees apply:</strong> A foreign exchange fee applies when you make a purchase in a currency different from the card's billing currency. For example, this fee applies when a USD-denominated card is used to make a purchase in euros. It does not apply to domestic purchases made in the same currency as the card's billing currency. The MEXC Global Card adds no markup to Visa's exchange rate, offering an advantage for cross-border spending.</span></div><div class="ace-line ace-line old-record-id-Gre6daVBNo7ERJxxmhauldNDsCb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Q36YdO8FPoaw0DxWhk8uhLqDsGh"><span style="font-size: 16px;">4) Fee rates may be adjusted during the event. Please refer to the rates displayed on the relevant event page.</span></div><div class="ace-line ace-line old-record-id-BlYZdqMdmoXLl6xIiZsun0C5shg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LPqadt0hWoUUR1xDKxNuoCFusPd"><strong>4. Spending Limits</strong></h2><div class="ace-line ace-line old-record-id-GuEOdbTbgoGeh9xOjLJuONQ4sAJ"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-T9OpdXa6soieaRxMr2pug7TJsMc"><span style="font-size: 16px;">To protect account security and accommodate different spending needs, MEXC applies the following limits:</span></div><div><table class="ace-table" data-ace-table-col-widths="172;194;194" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="172"><col width="194"><col width="194"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ELatdrFu0o55jfxvW0du7swpsQd"><strong style="font-size: 16px;">Limit Type</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rdwhd9TBEoB6mMx58mVutyyFsMh"><strong style="font-size: 16px;">MEXC Card (APAC)</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LOASd3zUSoEPIGxtu6EuwyT4swd"><strong style="font-size: 16px;">MEXC Global Card</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-TlmPd7ANho5gipxOBZ9uwuossFh"><strong style="font-size: 16px;">Per-Transaction Spending Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DOBBdxdqZoHgVNxGZm7uQegushb"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Yk2Jd8wBSovWczxJZrTudSMssBe"><span style="font-size: 16px;">80,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QNPidCwwVoLDnHxBXd2uoMKZs0f"><strong style="font-size: 16px;">Daily Spending Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NhwfdlDCLowTEyxM8P4uDhorszc"><span style="font-size: 16px;">50,000 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-M9A8dhd2loihGIx0KmCuEZ1hsIh"><span style="font-size: 16px;">1,000,000 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SRdGdjUofoXt1GxrKdAuJNUmsMe"><strong style="font-size: 16px;">Annual Spending Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IGecdyPpWoYc1Bx119vu9LB8ssb"><span style="font-size: 16px;">1,000,000 USD </span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HUONdvqUPo7Az7xjbN6uDO5zspg"><span style="font-size: 16px;">—</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FctWdOHtyoyGASx8XfEuGBI9sye"><strong style="font-size: 16px;">Daily Transaction Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PDu7dqt7Ho26OSxdio6uEH0ssAc"><span style="font-size: 16px;">50 transactions</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OvGadMzwEotBkrxECAZuKd8Isfh"><span style="font-size: 16px;">100 transactions</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Y0jPdzbYQoaaOMx0L4MuAUyWsSg"><strong style="font-size: 16px;">Monthly Transaction Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VnvGdNhLkonmatxiaDzuGxn7sfh"><span style="font-size: 16px;">—</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-D2Xbd27xDo8gFIx0plGuL57qs8e"><span style="font-size: 16px;">2,500 transactions</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CS1ydKDbao45Htxt1YrurG32s0e"><strong style="font-size: 16px;">Annual Transaction Limit</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Fem5dXUsFo57hExzMctut34wsJb"><span style="font-size: 16px;">1,040 transactions</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SyKbdY5r9ovt3Xx6QgUu8iVzsgb"><span style="font-size: 16px;">25,000 transactions</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-YsGfd3qOXoWzXAxGAiku6uynslb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Vh3JdOA7CojWNux4uQDuX3mFsTM"><span style="font-size: 16px;">The MEXC Card (APAC) is suitable for everyday spending, while the MEXC Global Card offers significantly higher limits for users with larger or more frequent spending needs.</span></div><div class="ace-line ace-line old-record-id-IEOXdQ5E9ozFyxxeEywurEUIskd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GyqYds1vtoNCK0xRewMuMYYrsAg"><strong>5. Fee Calculation Examples</strong></h2><div class="ace-line ace-line old-record-id-Hirod1LSQoDA09xpguju6qbPsQe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OtwLdQZSqoyCfCxQwABu2qcQsfb"><span style="font-size: 16px;">The following examples illustrate how fees are calculated in different transaction scenarios. The rates and amounts shown are for illustrative purposes only. Please refer to the tables above for the applicable fee rates.</span></div><div class="ace-line ace-line old-record-id-PFArdNDXwommtWxjFl5uk9Pzslh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FPr5dhuZwouqQmx5n6Buct7jsoe"><span style="font-size: 16px;">Example 1: Same-Currency Purchase at a USD Merchant</span></h3><div class="ace-line ace-line old-record-id-LAw6d9tOmo622pxJz3Su1cr6sud"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-K3drdfSeTopxCYxzAjfuhCeSsVb"><span style="font-size: 16px;">Assume that a user holds only USDT in their account and makes a purchase of 100 USD at a USD merchant.</span></div><div class="ace-line ace-line old-record-id-BRvjdSSfEoXqFJxO1xmuEi7JsVd"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;190;169" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="190"><col width="169"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CDzZdcI8qogIb3xZgtHu7UpisXE"><strong style="font-size: 16px;">Item</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XfQDdU70qo56LwxFFgquSgmEsbb"><strong style="font-size: 16px;">MEXC Card (APAC)</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NReKdrcILoqQG3x37gnu6DIssMf"><strong style="font-size: 16px;">MEXC Global Card</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GisPd1dzYoBQ1Qxhau8uxsIosUh"><strong style="font-size: 16px;">Purchase Amount</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NMhKdADyCohQmgx1PxxuLVV5sac"><span style="font-size: 16px;">100 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UR28d6oIwoAtgHxQGXfuptDts73"><span style="font-size: 16px;">100 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ODQBdEQ2hoIXl0xYQTGujCv2sGf"><strong style="font-size: 16px;">Crypto Conversion Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CEW7d0xEnoUqGIxpDwbuu7jMsCN"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DmDUdusjwogC69xVV3Uu3dLhsJe"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HfsBdRDf9o1dnixqCqSuvTsEs7e"><strong style="font-size: 16px;">Transaction Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q2ZudH6hDo6dUExYoxQuIyMrsJf"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-C9xldUcgkok6UaxfBpzuQVcrsTe"><span style="font-size: 16px;">100 × 1% = 1 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PIlndqeYVorvq3xTd7Iul8iQsac"><strong style="font-size: 16px;">Total Amount Deducted</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Rjbwd65Ouoj2EexhPvau7qJBsYb"><span style="font-size: 16px;">100 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-JhdsdoKDyoF4IrxjpxLuDY4tslf"><span style="font-size: 16px;">101 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-ByW1dBDBXois7Axiaoluw8xcs8f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DBYDdafQTodN6hxWwGlu1BmDsxh"><span style="font-size: 16px;">For same-currency purchases, the MEXC Card (APAC) generally offers lower fees.</span></div><div class="ace-line ace-line old-record-id-SfuDdPmovoZ4AyxaZOVuwvUVsic"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VJNOdVsEWolZdixzD3vucSEesrb"><span style="font-size: 16px;">Example 2: Cross-Border Purchase at a Non-USD Merchant</span></h3><div class="ace-line ace-line old-record-id-NwjldIuYGoSXT1xYKSsutdDTs8e"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-G4thdz6y3oS82Lxs7bUuHBBzsWb"><span style="font-size: 16px;">Assume that a user holds only USDT in their account and makes a purchase of 100 EUR at an overseas merchant. For this example, the Visa exchange rate is assumed to be 1 EUR ≈ 1.08 USD.</span></div><div class="ace-line ace-line old-record-id-PicEdPSF7oYNJqxmsEfuZztLsMO"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="164;236;228" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="164"><col width="236"><col width="228"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XgHxddDAloiHsPx6Np7uTQ4ksRe"><strong style="font-size: 16px;">Item</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EjFadWTzBooXYDxIHY7uQRz7shd"><strong style="font-size: 16px;">MEXC Card (APAC)</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CPcedjDD8oLNLyxONptuz6PlsHg"><strong style="font-size: 16px;">MEXC Global Card</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RORYdvrGko15lzxX45fufGJ1s6s"><strong style="font-size: 16px;">Purchase Amount</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-U5gsdMFlrohdjVxk8xnuwqGXs4e"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-W26Ldb4f7ogcR0xQGbhugdCosGb"><span style="font-size: 16px;">100 × 1.08 = 108 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B24OdyhOPouUEUxSfQZuFdMmsGb"><strong style="font-size: 16px;">Foreign Exchange Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-EMqkdMvEno5MsGxuSfFuq6V9s6b"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Twyhdr3iloznwVxUrHxupfkYsTd"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VzubdMLJ4onY0KxdlwxuLTD5sdh"><strong style="font-size: 16px;">Crypto Conversion Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-QHK7dibBGoHqdzxSHRmu38KXsxh"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UYsSdF7IQoT6fTx21bGuSbGDsQd"><span style="font-size: 16px;">0</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LWeMdFDCyo8BVcxEP5auG5Wgs8c"><strong style="font-size: 16px;">Transaction Fee</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VJ5oda8f2ocf2Cx3xh6uPDDgsOd"><span style="font-size: 16px;">0</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-GblCduev2oc3zixtJXeujL93sYc"><span style="font-size: 16px;">108 × 1% = 1.08 USD</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ILGBdrcAPoszoDx8vTsuzk9oshd"><strong style="font-size: 16px;">Total Amount Deducted</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-CVaWd3zEUoXbcWxawx3uoPQGsVb"><span style="font-size: 16px;">109.08 USDT</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KM98dtoBXoJtK9x8kr8ue9DcsQc"><span style="font-size: 16px;">109.08 USDT</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-N9codJ8MsooRiBxacCTumL3hshh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CTpxdIx4ooJD7yxp32kuRLChsWg"><span style="font-size: 16px;">As shown above, both cards incur exactly the same costs for cross-border transactions.</span></div><div class="ace-line ace-line old-record-id-N024dKAWMoew5QxUQgruiZuysOc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PRgLdsBCaooi1FxdxjZuBXUZsEe"><span style="font-size: 16px;">With no card issuance fee, annual fee, inactivity fee, or card termination fee, MEXC Cards significantly lower the barrier to entry for users. If most of your purchases are made locally in the card's billing currency, the MEXC Card (APAC) offers lower costs and is the more suitable option. If you frequently make cross-border purchases or make large purchases, both cards incur the same costs, so either option may be suitable. </span></div><div class="ace-line ace-line old-record-id-Q05qdEdshoN1DmxNRnuu8TXesNe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Q3c5dZycNoKpMrxgkzSu9aausRe"><span style="font-size: 16px;">Before using your card, log in to the official MEXC platform and review the latest fee and limit information to ensure accuracy.</span></div><div class="ace-line ace-line old-record-id-PiILd6ZoAo53W4xfUmbuSZmDs2g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OeCtdWcdjoZRXSxyuJRunUTuszd"><span style="font-size: 16px;">Recommended Reading:</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KpszdU933oJ5KsxRdCZu7B2ZsNe" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">How to Apply for the MEXC Global Card: A Complete Beginner's Guide</a></div></li><li class="ace-line ace-line old-record-id-PTnUdijVPoEwBTxW5k7uS0FWsdd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-card-transaction-faq-446452478802094080" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card Transaction FAQ: Authorization, Settlement, and Refunds Explained</a></div></li><li class="ace-line ace-line old-record-id-OEM3d84dOoSuu8x1JIbuRonPsAf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for MEXC Card (APAC)</a></div></li><li class="ace-line ace-line old-record-id-DmbWdjR5loGJKJxKKwDuzLQhsEh" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card (APAC) Rewards FAQ</a></div></li><li class="ace-line ace-line old-record-id-O6zSd6j6JocXd9xAYzmuvLSlshf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for the MEXC × ether.fi Credit Card</a></div></li></ul></div>

<div data-page-id="Ff8Fda9mko0dMUxhxehuBc6LsrN" data-lark-html-role="root" data-docx-has-block-data="false"><h2 class="heading-2 ace-line old-record-id-VcAMdfCZvos5BExOcGZujuATss5"><strong>Key Takeaways:</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-RH8wdgRozo8dvcx4nwnuVvBXsZg" data-list="bullet"><div><span style="font-size: 16px;">MEXC Card transactions go through two stages: authorization and settlement. Settlement typically takes 1–3 business days.</span></div></li><li class="ace-line ace-line old-record-id-C62MdVlkVoXZkCxU3WiuRNRusoM" data-list="bullet"><div><span style="font-size: 16px;">The final amount charged may differ from the amount displayed at the time of purchase due to settlement exchange rates, cross-border fees, or adjustments made by the merchant.</span></div></li><li class="ace-line ace-line old-record-id-NQXhd1fIhoIGU4xPdvOuD0KGsjg" data-list="bullet"><div><span style="font-size: 16px;">Cashback is credited only after a transaction has been settled. Transactions involving ineligible merchant categories or flagged by risk controls will not qualify for cashback.</span></div></li><li class="ace-line ace-line old-record-id-QHPqdn2gEoBP8Zx8bBuuCCHyssc" data-list="bullet"><div><span style="font-size: 16px;">Refunds issued before settlement are free of charge. Refunds issued after settlement may incur fees depending on the card type.</span></div></li><li class="ace-line ace-line old-record-id-K6gMdyjjsoVJVsxG0PzuYcQOs3b" data-list="bullet"><div><span style="font-size: 16px;">Disputes must be filed within the applicable time limit. Repeated transaction failures or suspicious activity may result in card termination.</span></div></li></ul><div class="ace-line ace-line old-record-id-KvhfdrnVHomIG8xDCGhuhXeosVb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-IFI2d9cwro5iYjxqyVPubKMksKd"><strong>1. MEXC Card Authorization and Settlement</strong></h2><div class="ace-line ace-line old-record-id-RN4odjTkGoOhhPxnK5iu6TIXsGe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OsnVdoXteoBjHFxSzV6uNRfzsKJ"><strong style="font-size: 16px;">1.1 When is a card transaction considered complete?</strong></h3><div class="ace-line ace-line old-record-id-PKcYdVTqAoMKP2xMlEuuLgUVsNf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-K6PGdOtxwoYkhExIEGwuSx6Dsue"><span style="font-size: 16px;">After you make a purchase with your MEXC Card, the transaction first enters the authorization stage. During this stage, the card issuer confirms that your account has sufficient funds or available credit and places a hold on the corresponding amount. However, the funds have not yet been transferred to the merchant.</span></div><div class="ace-line ace-line old-record-id-NBQKd9WhNoW5tmxFduIuE599sbg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ViC2dFM5coZaAxxSjHxuq3BZsKc"><span style="font-size: 16px;">The transaction is considered complete only after the merchant submits it for settlement and its status changes to settled.</span></div><div class="ace-line ace-line old-record-id-SbrldtqTAoPnp0xM0LkuCA15stc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-VtGldtIwhoVEcgxmwNcuEGPJs5f"><strong style="font-size: 16px;">1.2 What is the difference between authorization and settlement?</strong></h3><div class="ace-line ace-line old-record-id-WqLSdkYRGosVXVxRxKMuElMas9M"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ak7idE7sIonZomxMbOJu14yHsvb"><span style="font-size: 16px;"><strong>Authorization:</strong> When you make a purchase, the system verifies that sufficient funds or credit are available and places a hold on the corresponding amount. The funds have not yet been transferred to the merchant.</span></div><div class="ace-line ace-line old-record-id-A11FdpJlDoCam8xCa9puA706s0g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ED2Nd9D8doaTWGxl1Wnu0wWYs9e"><span style="font-size: 16px;"><strong>Settlement:</strong> The merchant submits the transaction details through its acquiring institution and the card network for clearing and reconciliation. The held funds are then transferred to the merchant, and the transaction status changes from authorized to settled.</span></div><div class="ace-line ace-line old-record-id-LY4GdoFCBo64QxxmJDsu5mm2sqc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-SXl7dX2EvoUnuFxUI0purW5FsEz"><strong style="font-size: 16px;">1.3 How long does settlement take?</strong></h3><div class="ace-line ace-line old-record-id-OYNpduiWAo6MPNxeg9ou0XiAsQd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WJI6dfZdHoBluPxPz2Bun6Fesxf"><span style="font-size: 16px;">Settlement usually takes 1–3 business days, depending on the processing time of the merchant, acquiring institution, and card network. In exceptional cases, it may take up to 30 days.</span></div><div class="ace-line ace-line old-record-id-FNFxdg3LqoCV1oxgwgWumsyoslf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Uvmld5q7so9sAixAvEKuXDEustc"><strong style="font-size: 16px;">1.4 When will held funds be released if an authorization fails or is reversed?</strong></h3><div class="ace-line ace-line old-record-id-E07idABeBoqFUmxObpOus9xgs8Q"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-KLkDdqBFaokz3lxgc4uu82MMsle"><span style="font-size: 16px;">If an authorized transaction is not settled because the authorization fails, is reversed by the merchant, or expires, the held amount will automatically be released back to your available balance. No manual action is required. The funds are usually returned within 1–3 business days.</span></div><div class="ace-line ace-line old-record-id-VAITdJ2CBooymJx4BYOuB5FEs8b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-D0PSdnQ37oZOcwxBt1Vu7D2DsHc"><strong>2. Exchange Rates and Amounts Charged</strong></h2><div class="ace-line ace-line old-record-id-LkPrduULbo6Gkpx6Vn9uUNv8sWf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OACrdAIZGoZzjLxH6IIuPBifsTc"><strong style="font-size: 16px;">2.1 Why is the final amount charged higher than the amount displayed at the time of purchase?</strong></h3><div class="ace-line ace-line old-record-id-OQPSdtK8zoxRJcxqSCQusxWYspj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U2nad1g8SocgrJxd1b2u9yEhsgh"><span style="font-size: 16px;">Common reasons include:</span></div><div class="ace-line ace-line old-record-id-TrhJd06stoE1I5xqNYBueZorseb"><span style="font-size: 16px;">1) Foreign-currency transactions are calculated using the exchange rate at settlement, which may differ from the estimated rate used at authorization.</span></div><div class="ace-line ace-line old-record-id-EleUdYKBko9pmhxjlUIufI3Psnb"><span style="font-size: 16px;">2) Cross-border or foreign exchange fees may apply.</span></div><div class="ace-line ace-line old-record-id-EIUedTJJBof8yJxECuLu7rk8sUg"><span style="font-size: 16px;">3) The merchant may adjust the final amount during settlement, such as by adding a service charge or tip.</span></div><div class="ace-line ace-line old-record-id-JLKIdrkXVoF5wRxKp9jucW9rs7g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XCpjd4uZmofsClxhDcRui5Z9sAf"><strong style="font-size: 16px;">2.2 Is the transaction calculated using the exchange rate at authorization or settlement?</strong></h3><div class="ace-line ace-line old-record-id-Jii5dM996o7UkkxIKz8u3dZVsVe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Bqjud7arxomKCVxmRI6ux9jtsdf"><span style="font-size: 16px;">The amount displayed during authorization is converted using an estimated exchange rate at the time of purchase and is provided for reference only. The final amount charged is based on the actual exchange rate at settlement and may therefore differ from the authorized amount.</span></div><div class="ace-line ace-line old-record-id-Y1KOd8ZcyoZ58lxEumNuUEv3sF1"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EUd2dS0BTor9SJxSfwouP7ImsIh"><strong style="font-size: 16px;">2.3 Why does one purchase generate two transaction records?</strong></h3><div class="ace-line ace-line old-record-id-UR9yd8JlXoFSm0xuXm9uKMXyszc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HxqjdvCnooFuMcxcx3IubRRNs6e"><span style="font-size: 16px;">If the exchange rate at settlement differs from the rate used at authorization, an additional transaction record may be generated for the difference. MEXC plans to address this issue gradually in future updates.</span></div><div class="ace-line ace-line old-record-id-HpMddyzZqoI4Ptx5LWbuF8IEsdh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-WDHwdK2B2of5tcxNaAAuW1musGe"><strong>3. Cashback</strong></h2><div class="ace-line ace-line old-record-id-J54Qd7ZV9oIs4qxK0QwuIFPYs1e"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EM5Kdpfa1oChBbxhWVqumq8Ysjh"><strong style="font-size: 16px;">3.1 Why have I not received cashback for my purchase?</strong></h3><div class="ace-line ace-line old-record-id-RQVTdpgcdoUnF4xKnUauUlCJsOh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-NBW9dvGWAoAFEexboQdutHBwsNg"><span style="font-size: 16px;">This may occur for any of the following reasons:</span></div><div class="ace-line ace-line old-record-id-KAWIdoP27oOUglxzb0nuArkgsCc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-OsX9dseGtoa8XTxBejqu684MsrX"><span style="font-size: 16px;"><strong>1) The MCC is not eligible for cashback</strong>: The transaction's Merchant Category Code is excluded from the cashback program. For details, see <a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card Merchant Categories Not Eligible for Cashback</a></span></div><div class="ace-line ace-line old-record-id-KzsmdXqcHompudxfRL1u32eMsAf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IQiEdaQmBoceTexPcgRu4yNWs5e"><span style="font-size: 16px;"><strong>2) The transaction has not been settled</strong>: Cashback is calculated and credited only after the transaction has been settled. Transactions that remain in the authorization stage are not yet eligible.</span></div><div class="ace-line ace-line old-record-id-Phl6dIPN0oyPByxmgrxu9rwWsLb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WNrvdOMi1ot2RlxnH30uI0dusWc"><span style="font-size: 16px;"><strong>3) Risk controls were triggered</strong>: Your account or transaction may have been flagged by MEXC's risk control system, preventing cashback from being credited. Please contact MEXC Customer Service for assistance.</span></div><div class="ace-line ace-line old-record-id-ImBUdPK3UoTyKWxB4CEukWDksth"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OzM0dIqAboeXqsx2F9Ku65RIsbh"><strong style="font-size: 16px;">3.2 Will cashback be reversed if a transaction is refunded?</strong></h3><div class="ace-line ace-line old-record-id-RZTKdjuY2o3mIgxfgt7uqAJxs49"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HZMcdXxRgoYftNxD4Paue0NYsQb"><span style="font-size: 16px;">Yes. If a transaction for which cashback has already been credited is subsequently reversed or refunded, the corresponding cashback amount will be deducted.</span></div><div class="ace-line ace-line old-record-id-Jx23d9Q3woGFGxxmHxnuSOcZsWb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FjordhEcdoJoNYxwwmvu4Qmcs5f"><strong style="font-size: 16px;">3.3 Which MCCs are not eligible for cashback?</strong></h3><div class="ace-line ace-line old-record-id-SM5OdtpvMot8h6xqEQBuBmd7soI"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IJJNdYF0KofZqyxlGLMuanq2sbg"><span style="font-size: 16px;">For details, see <a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-merchant-categories-not-eligible-for-cashback-430278800196399104">MEXC Card Merchant Categories Not Eligible for Cashback</a>.</span></div><div class="ace-line ace-line old-record-id-OOK9dfMWgoWKDxx0DU3uy5DFsKj"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-BVhWddecCoHXhMxYcC2ujYvWszd"><strong>4. Failed and Declined Transactions</strong></h2><div class="ace-line ace-line old-record-id-GCfSdbmd7orxbfxH8OyuJUYCsMe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XshvdM2HzoxC0BxF1JJuTUbcsDd"><strong style="font-size: 16px;">4.1 What are the common reasons for a declined transaction?</strong></h3><div class="ace-line ace-line old-record-id-Wb5Rdka4koCPeix4BJsusqofsSg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GB9FdxV7joJ4GoxWCjJulSH1sBg"><span style="font-size: 16px;">Common reasons include:</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Ipj2dc6RcooYS7xHbAWuDCLwsP3" data-list="bullet"><div><span style="font-size: 16px;">Insufficient account balance or available credit</span></div></li><li class="ace-line ace-line old-record-id-NZKRd6rlBo9JslxaFlpulm1vsw7" data-list="bullet"><div><span style="font-size: 16px;">A frozen or restricted card</span></div></li><li class="ace-line ace-line old-record-id-KXFZdu4TuoTL5ZxVzKAuCqNIsud" data-list="bullet"><div><span style="font-size: 16px;">An unsupported merchant category</span></div></li><li class="ace-line ace-line old-record-id-OlxIdxa9io5o3WxA9uKugshzs9d" data-list="bullet"><div><span style="font-size: 16px;">Risk control restrictions</span></div></li><li class="ace-line ace-line old-record-id-KWGGdeMswouIEjxvFuEuOhcqsrd" data-list="bullet"><div><span style="font-size: 16px;">Temporary network or merchant issues</span></div></li></ul><div class="ace-line ace-line old-record-id-VTh7dX1sOoGpEIx9N2Iu3MD8sne"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FHrTdbABuoXVy5x6XWHu0PaJsxb"><span style="font-size: 16px;">Please first check your account balance and card status. If the issue persists after you have ruled out the causes above, contact MEXC Customer Service for assistance.</span></div><div class="ace-line ace-line old-record-id-PSCbd54eNogVu9xgvRluLVmxsJg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GOJZdXjuNoVxmkxoxcyu3NzMsJh"><strong style="font-size: 16px;">4.2 Why is MEXC Customer Service unable to identify the reason for a failed transaction shown on the merchant's payment page?</strong></h3><div class="ace-line ace-line old-record-id-BwODdLf1voCtsrxuQA4uTo2JsM8"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PlW6daNoxo0vmfx6dYJuLyZ8sUg"><span style="font-size: 16px;">If a transaction is declined directly on the merchant's payment page and no corresponding record appears in your MEXC transaction history, the transaction was rejected on the merchant's side. In this case, MEXC cannot access the specific reason for the decline.</span></div><div class="ace-line ace-line old-record-id-SmdBdpkYqoQFPrxoBfDuPsCksFh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Qe6XdWxcso9SJRxopHLurnfEse6"><span style="font-size: 16px;">Please try another payment method, contact the merchant for clarification, or attempt the transaction again.</span></div><div class="ace-line ace-line old-record-id-Tr0adOHq2ovsFIxrNpMuyNfgsge"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-TM8PdSS6HocP7Rx1sqquRLaVsVh"><span style="font-size: 16px;"><strong>4.3 </strong><strong>Is there a fee for repeated failed transactions?</strong></span></h3><div class="ace-line ace-line old-record-id-ZYQedShIRo2i6VxNBzVulNIlssd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-AIYwdubdao9VOrx3WP8uBtqTsfe"><span style="font-size: 16px;">Yes. If too many transactions made with your MEXC Global Card fail, a fee of USD 0.50 may be charged for each failed transaction. In serious cases, your card may be terminated.</span></div><div class="ace-line ace-line old-record-id-SBA2dI45aogZ7nxRLVZuvfOgsUd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NxQOdMEfLoyarkxpA9suqyZkslk"><strong>5. Refunds</strong></h2><div class="ace-line ace-line old-record-id-KAMjdao9NoKVWhxEgWguZvT7swh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-HUTXdtp6Go8vtFx6Ibwu3Vccswf"><strong style="font-size: 16px;">5.1 Are fees charged for refunds?</strong></h3><div class="ace-line ace-line old-record-id-F1tadTkKIonqC8xKehiuubZysie"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F11wdziCCo4N3VxUGOLuDUtIsbh"><span style="font-size: 16px;">This depends on whether the transaction has been settled:</span></div><div class="ace-line ace-line old-record-id-Bps8dQKE5ooqv9xZkUbuu23esne"><span style="font-size: 16px;"><strong>1) Refund before settlement:</strong> No fee is charged.</span></div><div class="ace-line ace-line old-record-id-QZzOd2RmDoU045xkIWjuqusaspd"><strong style="font-size: 16px;">2) Refund after settlement:</strong></div><div class="ace-line ace-line old-record-id-MykhdxU93ocw0BxVnrZuMVaTsSc"><strong style="font-size: 16px;">MEXC Card:</strong></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Jz4qdVlsfoaECPxNEQKuksCHseb" data-list="bullet"><div><span style="font-size: 16px;">For non-USD transactions, an additional 1% foreign exchange fee applies, on top of the foreign exchange fee and crypto conversion fee already charged</span></div></li><li class="ace-line ace-line old-record-id-ToMidltVXo05vyxptTRuOI4tsuh" data-list="bullet"><div><span style="font-size: 16px;">For USD transactions, only the crypto conversion fee applies</span></div></li></ul><div class="ace-line ace-line old-record-id-WYcFdKpP1ohBcOxT1vPuGjK1sXg"><span style="font-size: 16px;"><strong>MEXC Global Card:</strong> No refund fee applies</span></div><div class="ace-line ace-line old-record-id-Ji0OdEnHWoX33MxiKzduCH0zsjh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IiADdIeWYoRfTcxIVEqun4TbsLe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MXIGdpq6DoL3NJxGKSNuky3ksLf"><strong style="font-size: 16px;">5.2 How long does a refund take?</strong></h3><div class="ace-line ace-line old-record-id-SCpbdPD6goQXTMxhDhouUT2wsbn"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-H9j1dS72IokXorxssXkuR1tRs2e"><span style="font-size: 16px;">Refunds generally take 1–7 days to arrive. For e-commerce, airline, hotel, and travel-related transactions, processing may take up to 30 days.</span></div><div class="ace-line ace-line old-record-id-OSCHdkXSLojPqXxM1tnu6QhhsSh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AoamdeGAdoBxTCxdalyuhkaCsub"><strong>6. Transaction Disputes</strong></h2><div class="ace-line ace-line old-record-id-UaWsd4dS3ooSRexZJ8Su8kzhsCf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Q5jJdVagOocnqnxi7gZuUF3fstb"><strong style="font-size: 16px;">6.1 How can I dispute an unrecognized transaction?</strong></h3><div class="ace-line ace-line old-record-id-IsRFdxW8go0UMuxYZ6su6dAjskc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Dsm9dXGjVo1DufxJqC4uwZDRsib"><span style="font-size: 16px;">Locate the relevant transaction under <strong>Transaction History</strong> and contact MEXC Customer Service. You will need to provide the reason for the dispute and supporting documents, such as your correspondence with the merchant, order records, or proof of refund.</span></div><div class="ace-line ace-line old-record-id-HmQUdABxooupH7xsnGoub556sM1"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U2dxdyW67oGdTnxzqG2uVMVbsvd"><span style="font-size: 16px;">MEXC will begin reviewing the case after your submission. We recommend contacting the merchant first. If the merchant cannot resolve the issue or communication is unsuccessful, you may then file a formal dispute through MEXC.</span></div><div class="ace-line ace-line old-record-id-EpAvdCB4RoDJS0x3GpVuWVsbsse"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-JGLwdjRYsocolLxsQdHumPKEsgd"><strong style="font-size: 16px;">6.2 Is there a time limit for filing a dispute?</strong></h3><div class="ace-line ace-line old-record-id-W8P5dlSIWoPZe5xLgj4uaIJfstf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RQKsdhMcxoHK7cxmCyTu449wsbq"><span style="font-size: 16px;">Yes. Disputes generally must be filed within 60–120 days of the transaction. Requests submitted after the applicable deadline cannot be accepted, so we recommend filing as early as possible.</span></div><div class="ace-line ace-line old-record-id-WpeldEIAkokfw4x65QPuarDPs5d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DAzKdD86SosIYcx1kuTuz5jksxf"><span style="font-size: 16px;">The specific time limits are:</span></div><div class="ace-line ace-line old-record-id-OMI2dnzYNoxCmSx8ndquFthKsYf"><span style="font-size: 16px;">1) Duplicate charges: Within 90 days</span></div><div class="ace-line ace-line old-record-id-XZc3dhsbto9bpNxl4WMu6p5HsGb"><span style="font-size: 16px;">2) Suspected fraudulent transactions: Within 120 days</span></div><div class="ace-line ace-line old-record-id-MdcMdR67EoCO4QxTg64uxh0CsNP"><span style="font-size: 16px;">3) Goods not received or not as described: Within 120 days of the expected or actual delivery date</span></div><div class="ace-line ace-line old-record-id-FjKrdaOCloZYG9xOSiWuMKOOsEh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-T7zIdvjraoYP2XxIesMunsIFsig"><strong style="font-size: 16px;">6.3 Will I be charged a fee if my dispute is unsuccessful?</strong></h3><div class="ace-line ace-line old-record-id-R3pudGpy0oMPQRxqKQeux4ZRsTb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F1YddKEM5oaC1dx5mgRu38qcsWb"><span style="font-size: 16px;">If a dispute is rejected due to incomplete information or insufficient evidence, MEXC will charge a review fee. Please refer to the fee schedule applicable to your card product for details.</span></div><div class="ace-line ace-line old-record-id-PNdedK1hgoULckxF1zOukdSUsxb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-N7w7dlqwQo3JFRx1SfUuz7nKsUc"><strong>7. Card Termination and Security Verification</strong></h2><div class="ace-line ace-line old-record-id-R980dlsktoEgKGxPAauulTIos9c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CwaGdJJ1woJJa3xBp1Mu0D2Rsdd"><strong style="font-size: 16px;">7.1 What may result in card termination?</strong></h3><div class="ace-line ace-line old-record-id-CTNodrz25osms6xqO5quO0YisWf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LZsgdIs9soy4iFxbxmKuVKaesaf"><span style="font-size: 16px;">If transactions fail more than 10 consecutive times due to insufficient balance, MEXC's risk control protocol may be triggered, which could result in automatic card termination. Other unusual activities, such as unauthorized card use or arbitrage, may also trigger risk controls and result in card termination.</span></div><div class="ace-line ace-line old-record-id-ML46dbhzSol12rx01thuDHvFsLd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FZewd77vWoSWwaxVGXTuIBJhs5b"><span style="font-size: 16px;">Please use your card responsibly and avoid unusual or prohibited activity.</span></div><div class="ace-line ace-line old-record-id-So01dmtbNojkSxx7jBiuWeqWsFf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Yv6YdxofeoQPiAxS6ZcuNEZGsMd"><strong style="font-size: 16px;">7.2 When is additional security verification required?</strong></h3><div class="ace-line ace-line old-record-id-XO2addKt1ovE0Zx5R8AuxpDHsAd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CUetdw46RoxZ1oxDLa9uvRDEsMd"><span style="font-size: 16px;">3-D Secure, or 3DS, verification may be required in the following circumstances:</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-PIcOd2XsVo3g3vxm8TOuzunaslc" data-list="bullet"><div><span style="font-size: 16px;">The transaction is considered high risk</span></div></li><li class="ace-line ace-line old-record-id-K9xDdYD5Tog80nxkYmkuBNlishR" data-list="bullet"><div><span style="font-size: 16px;">The transaction is cross-border</span></div></li><li class="ace-line ace-line old-record-id-UE5sd389Qo8GvExMNUCuQpiisMh" data-list="bullet"><div><span style="font-size: 16px;">It is your first card transaction</span></div></li><li class="ace-line ace-line old-record-id-KNlad2yijoGHS2xIvQpuhqX8sil" data-list="bullet"><div><span style="font-size: 16px;">The amount exceeds the contactless or authentication-free limit</span></div></li><li class="ace-line ace-line old-record-id-A64ad49jmo5MZVxse3JuzHAasje" data-list="bullet"><div><span style="font-size: 16px;">Local regulations, such as the EU's PSD2 requirements, require additional authentication</span></div></li></ul><div class="ace-line ace-line old-record-id-EJibdbLGJoleKFxzpD2u7wmHsig"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LbiDd9JRZoOzCCxCVGpuAE8Bs8c"><span style="font-size: 16px;">You must complete the additional identity verification before the payment can proceed.</span></div><div class="ace-line ace-line old-record-id-R39FdvO6koE9Nxx28Squd4Nasxg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-OaL6dH0JKoIlrQxc90xufm4nsmc"><span style="font-size: 16px;">Recommended Reading: </span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SgEjdOZwwoHt1zxcUg5uMvUksvd" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-global-card-447067423629599744" style="font-size: 16px;">How to Apply for the MEXC Global Card: A Complete Beginner's Guide</a></div></li><li class="ace-line ace-line old-record-id-LdSsd5OjeoS4A7xlhevuU1rTsCf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for MEXC Card (APAC)</a></div></li><li class="ace-line ace-line old-record-id-OpzzdWueFozgsMxM9ROuO6xdsgd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/mexc-card-apac-rewards-faq-400416193234899968" data-lark-is-custom="true" style="font-size: 16px;">MEXC Card (APAC) Rewards FAQ</a></div></li><li class="ace-line ace-line old-record-id-FmJldEWNoojDk1xafPKugt4msSc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/understanding-the-mexc-card-446453561133852672" data-lark-is-custom="true" style="font-size: 16px;">Understanding the MEXC Card: Fees, Spending Limits, and Transaction Examples</a></div></li><li class="ace-line ace-line old-record-id-RkLqdDKcioMMUexW3NXuwxrNsld" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for the MEXC × ether.fi Credit Card</a></div></li></ul><div class="ace-line ace-line old-record-id-Npy1d8vr2ol2ZEx5IQ3uy3zLsX5"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="MJRadukENoQEFsxSAIhuQm5xsXb" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-EpCvdATnBoSHglx8qlNu4TkGsdb"><span style="font-size: 16px;">The MEXC Card rewards eligible purchases with cashback. However, certain merchant categories, identified by Merchant Category Codes (MCCs), are not eligible for cashback rewards.</span></div><div class="ace-line ace-line old-record-id-MOgZd2X6BobivcxGKDMu3Y18sYb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BeijdtttVogQD8xt3qGuLxacsXe"><span style="font-size: 16px;">This article lists the merchant categories currently excluded from cashback. Cashback eligibility is determined by the merchant's assigned MCC, which is set by the payment network and the merchant's acquiring bank.</span></div><div class="ace-line ace-line old-record-id-BX3wdEd38o36q4xhPXeuP1UesYg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Iofydt5WEopMIWxOaZguRW1YseL"><span style="font-size: 16px;">MEXC continuously monitors transaction activity and reserves the right to exclude additional MCCs or individual transactions from cashback eligibility in cases of suspected abuse or irregular activity. This list may be updated periodically and may not always reflect the latest restrictions.</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Hr2NdMq4hoO5J6xunOUuVO6fsYc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-YcVkd3KjboRHXmxhhgMuRJhDsei"><strong>1. Financial Services </strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-J5DfdAEoCoAuZXxYDnBu26Mss0d"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LJDed7cjrogvn5xCqPluj3Mpsde"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RJYodfmrMo6UmuxmfjluZEnIsnd"><strong style="font-size: 16px;">6012</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BUJEdHdfpoT2Eex6q29ujWtNsiD"><span style="font-size: 16px;">Financial institutions – merchandise, services, and debt repayment (including cryptocurrency, wallet funding, and loan payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ELKldeLCPobelMxhg8ruHEqVs6c"><strong style="font-size: 16px;">6211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VFVqdITOfoi3AMxXyBIuyLfGsPe"><span style="font-size: 16px;">Securities brokers/dealers (brokerage services, investment trading, and stock purchases)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-G18hdY7LsolvUExBCnguqlYUseg"><strong style="font-size: 16px;">6611</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SZirdJBXGoQJVLx4ZK3u6QVZsCf"><span style="font-size: 16px;">Overdraft and interest charges by financial institutions</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UocudaOfzoaSLVxn9jauOVuPsvb"><strong style="font-size: 16px;">6760</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UwSJdW2eAo1WACxhzoKuHaxjsLQ"><span style="font-size: 16px;">Savings bonds, securities, and other financial instruments</span></div></td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZhM8d26pzo4KouxMwrouSvGGsph"> <span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-T5BMdKFCEo6MuyxaBC8uoDOtstt"><strong>2. Cash and Cash Equivalents</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TBEwdEvnhoF8SgxDEoyuddGgsTb"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XXz5dTDwyoh5f2xWo06uWlx9sdd"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ytc8dHKPvoUjXixQEsqubzJLsQd"><strong style="font-size: 16px;">6010</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZdbCdnyVwomdXBxZ0CsuNssBsAe"><span style="font-size: 16px;">Manual cash disbursements (bank branches and cash advances)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SwvhdLRWgokBo0xbxH9uqTLksWh"><strong style="font-size: 16px;">6011</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KjTwdXvtRoo0H5xzeSKudxSusvc"><span style="font-size: 16px;">Automated cash disbursements (ATMs and cash advances)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Go9FdQL6boj8Ynxuy4MuawqcsXf"><strong style="font-size: 16px;">6050</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YPKaddSc7odJBxxvAyuuLmjTsXb"><span style="font-size: 16px;">Quasi-cash – financial institutions (traveler's checks and money orders)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-RyfXd4krkorKjQxv6qeuS0WwsMU"><strong style="font-size: 16px;">6051</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Tbrzd6m1koCsa2x5dgYuSOItsvh"><span style="font-size: 16px;">Quasi-cash – merchants (cryptocurrency exchanges, online wallets, betting, and gaming)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-XN2CdgmBko9YfFxijsVuRQb0srg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-DREnd5n6yogFJWxbnGRuzWf1sse"><strong>3. Money Transfers and Payment Services</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-N7pzdSZuZoGIPmx0EqiueTi3s2d"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-WWd1dtAmsootqXxjlJauc5Qhs0b"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PmtLd9PFpoEmWgxqKIVuZxEdsRP"><strong style="font-size: 16px;">4829</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LWvudNlbvolazJxJGblu0XJCsrc"><span style="font-size: 16px;">Money transfer – wire transfers, money orders, remittance services</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NoDBdkjNjo4TaxxBU8Iu4JWasby"><strong style="font-size: 16px;">6529</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-GLrxdun9CoHomlxmJLRumGuRsvb"><span style="font-size: 16px;">Remote stored value load – financial institutions (prepaid card reloads)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BnCqdsDzQoi9Pax2sw4uUkYZsac"><strong style="font-size: 16px;">6530</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Snm9dJ7lroL5ErxiILxuIE0rsfr"><span style="font-size: 16px;">Payment transaction – member financial institutions (fund transfers and bill payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QaYRdQz3io8t1mxfcZ5uIbGEsNc"><strong style="font-size: 16px;">6531</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-P7VkdUz0yo8EU6xiRsluYDf2sor"><span style="font-size: 16px;">Payment service provider – money transfer (payment facilitators and marketplace platforms aggregating sub-merchant transactions, e.g., PSP-processed remittances)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LXEud90vLo6TpVxDBfiu2aYwswb"><strong style="font-size: 16px;">6532</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OOGGdjszYob0ThxCMjVuBfSwsbb"><span style="font-size: 16px;">Payment transaction – member financial institution (fund transfers processed through bank-affiliated payment service providers and card-to-card transfers)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-JjrWdM5dwoWDZyxpp8Zum50IsMf"><strong style="font-size: 16px;">6533</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UTMkdcOOjoqLzVx8GDiuRwzTsfh"><span style="font-size: 16px;">Payment transaction – merchant (merchant-initiated fund transfers processed through payment service providers, e.g., account or card value loads)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ECFCdeor9omPkGxMWP5uqxRJsle"><strong style="font-size: 16px;">6534</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-IWecdpxLEo8TOkxSTcHuJCj6sxd"><span style="font-size: 16px;">Money transfer – member financial institution (bank-to-bank and account-to-account transfers routed through a member financial institution)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XC2qdc58no4Iq9x2A2HuMfLSsph"><strong style="font-size: 16px;">6535</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PaRTdlqfjoqrAjxruG7ulMF3sIh"><span style="font-size: 16px;">Value purchase – money send (person-to-person and business transfers)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KB0BdcIbio08igx6fv0uL9tpshg"><strong style="font-size: 16px;">6536</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OE6wdxT36oAU9IxbqPLuJL2wsdb"><span style="font-size: 16px;">MoneySend funding (transfer funding)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Xp4wdWABsorAIJxS6RHuXTqgsbg"><strong style="font-size: 16px;">6537</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YqJfdY1LuoV8fexj70OupCFKssc"><span style="font-size: 16px;">MoneySend cash disbursement (fund receipt)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Sckod54sQo4zA2x4JruuR9kpssd"><strong style="font-size: 16px;">6538</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-PoI2dCT7rowma1xibVbuDmYksB6"><span style="font-size: 16px;">MoneySend – member financial institution (funding and disbursement)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XsbQdJSBhofcKExGrLrufBD4sRe"><strong style="font-size: 16px;">6539</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FOU2dK4dAoPWMIxRy0suqSmisAf"><span style="font-size: 16px;">Funding transfers – peer-to-peer or account transfers (general use)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-A5q6dcXYAoMtfcxjgUVuTEImsZc"><strong style="font-size: 16px;">6540</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-ZPw8dd8HdoWrKnxKk3huHE5DsHf"><span style="font-size: 16px;">Non-financial institutions – stored value card purchase/load (gift cards and reloads)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-FnRbdSaoJoBm7vxikT3uWysRsXe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-JvJYdmSRPoaRrIxbcjFuXKqEsob"><strong>4. Gambling and Betting</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-YqtRd8JuaoWcBhxRBBDunOoZsXf"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Mxr8ddq50ojL3ax8yphur7Q1s0c"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-OWswdAccBodETZxcGfluZNWosFf"><strong style="font-size: 16px;">7800</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LuyKdVmbMo3qdsxlV6juCYKnsBc"><span style="font-size: 16px;">Government-owned lotteries</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TiZQdfOizo4FsQxRf6AuOIBAsOg"><strong style="font-size: 16px;">7801</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M1O0d45wBotPzgxeAexurDPosCc"><span style="font-size: 16px;">Internet gambling (legal online gambling)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LhLtdyVGaovZIIxSpvuu3iV3sFf"><strong style="font-size: 16px;">7802</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-XOu2doltCoAzyExQvNsuJS87sha"><span style="font-size: 16px;">Government-licensed casinos (land-based or regulated gaming)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-NIFLd6OkmocgXKxDgN4uXfV5ssh"><strong style="font-size: 16px;">7995</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Hud0dNtUmoWtSZxiVXtu7xlHsYf"><span style="font-size: 16px;">Betting, lottery, and gaming (non-government gambling)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-NHSZdrNEJosLD8xI3vpuLSONsIb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-UCiddzgflof0onxz6Lkum2fbsMd"><strong>5. Government Payments</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Qki0dymIGoVAnxxiJOcuFjltswh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-M2E1dmxCeo8QaaxeIqausEt0sfg"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-F8brdUOJ8oKMCOxR0cMu07lUsOo"><strong style="font-size: 16px;">9211</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Sos5ddpE7o8gj7xKQuSu1mQlsmh"><span style="font-size: 16px;">Court costs, including alimony and child support (legal judgments and family court payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-VBuCdqilVoBKuIx9XHMuDpAlsjb"><strong style="font-size: 16px;">9222</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Ess4dKXZRoCgthx4gBVuBIexs2S"><span style="font-size: 16px;">Fines (traffic tickets, penalties, and other government-imposed fines)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HCXDdEMYFofQSIxFiDVuSUTzsjh"><strong style="font-size: 16px;">9223</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QmJ0dKfXxoWCyCx0Gtiu8ZIqsHg"><span style="font-size: 16px;">Bail and bond payments (court bail bonds and related legal payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FyyedCdhcoEhhZxJjDUuEm5osid"><strong style="font-size: 16px;">9311</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-X9iWdaZKWox8cdxZeZjuH3hesig"><span style="font-size: 16px;">Tax payments (federal, state, local, and customs payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-E2OQdhtzHoSHEHxfBOvuppTIsob"><strong style="font-size: 16px;">9399</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-GEihdqxohohZvIx6TqtuBC0hsnd"><span style="font-size: 16px;">Government services – not elsewhere classified (miscellaneous government agency payments)</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-MSnEdKJEwoFjvzxaaRBu6qIUsK8"><strong style="font-size: 16px;">9402</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-LFWrduTOEom0yxxSHSRu03Rssgg"><span style="font-size: 16px;">Postal services – government only (national postal agencies)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-CWo7d6WZKoSiXZxh3D2uIXHFs2b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-AUjkde7J8oKHJWxhuDvuwsGusye"><strong>6. Donations and Charitable Organizations</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-UH6MduUROoKlt0x4SlQud9KJs2d"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-KYl4dpbLloy0RMxC5JwuFQjrsKm"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Y4IjdxtnQo9h45xeWcJuwHMYs3d"><span style="font-size: 16px;">8398</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HmJkdDCwGoxGqFxRIKKuAsvYsBc"><span style="font-size: 16px;">Charitable and social service organizations (donations)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-EahIdYZmromDRNxJfpwun1lTs0d"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ZWSrdaFehohUaJxsZtHuhAZls4f"><strong>7. Direct Sales</strong></h2><div><table class="ace-table" data-ace-table-col-widths="100;617" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="617"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-FMvVdUNz1oKVcMxKzjeuiEWJsqh"><strong style="font-size: 16px;">MCC</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-ZbpHdntVFowwJPxunMausFtzsff"><strong style="font-size: 16px;">Merchant Category</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-DO8Sd44wIozCZfxJF3ouIPMqsjh"><span style="font-size: 16px;">5963</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-JE51dL5r1o8YXPxje6DuDttYsGc"><span style="font-size: 16px;">Door-to-door/direct sales (home shopping and personal sales representatives)</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-NZ0kdazVuoGGEkxrHouuEwfMsMc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-G4DUdzPQ6oFhF5xNDFButTvws2g"><span style="font-size: 16px;">Recommended Reading:</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-D07GddiuRomWY3xZ1gOuggAksGb" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/mexc-card-apac-rewards-faq-400416193234899968" style="font-size: 16px;">MEXC APAC Card Rewards FAQ</a></div></li><li class="ace-line ace-line old-record-id-YRfvdXVokoW1Nwx13cCuMvB6s1X" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-mexc-card-apac-400415248342093824" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for MEXC Card: APAC Card</a></div></li><li class="ace-line ace-line old-record-id-HRdOdbxa2oSC7SxHgBFuoxABsof" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">How to Apply for the MEXC × ether.fi Credit Card</a></div></li></ul><div class="ace-line ace-line old-record-id-QSEvdZGLWo5o3ixM95puqh76swg"><span style="font-size: 16px;"><br></span></div></div>